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Home Insurance Rates in 98408

For homeowners shopping online in 98408, our insurance rates are very competitive for homeowners living in Tacoma, WA. Many homeowners based out of the great city of Tacoma have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Washington licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 98408, simply click the "Get Multiple Quotes Now" button. Your 98408 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Tacoma, WA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

98408 Home Insurance Rating is: Very Low!

If you live in 98408, you can easily save up to 40% off the average home insurance premium of $710 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Tacoma can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 98408 today!

Get Multiple Home Insurance Rates in 98408!

98408 Home Insurance Average Premiums

Local 98408 homeowners insurance quotes comparison

$460 /yr.

Shows Zip Code: 98408 lowest rates with discounts applied on average.

For the 98408, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$460 /yr.
Average Coverage:$710 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1010 /yr.

What is the average home insurance cost for a home in 98408?

  • • The average homeowners insurance premium paid annually for a home in 98408 is around $710 per year.

What does it cost on average per month for home insurance in 98408?

  • • Homeowners in 98408 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 98408?

  • • Autoowners in 98408 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tacoma area, check out other zip codes nearby 98408.
Review average rates in another zip code:
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98433 homeowners insurance rates

Home Replacement Cost Coverage in 98408

Average Building Cost Per Square Foot in 98408: $242

Location: Tacoma, Washington (Pierce County)

Average Square Footage in 98408: 1,184 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98408 before you start any project. Tacoma homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98408 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98408 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,184 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tacoma area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,184$286,500
Additional Upgrades & Added Features$3031,184$358,125
Major Home Updates or Advancements$3631,184$429,750

It's important to understand that when you estimate your replacement cost of your home in the 98408 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98408

Best Home & Auto Insurance Agencies in 98408

Rohrbaugh, Paul - State Farm Insurance Agent

Address: 7701 S Hosmer St Tacoma, WA 98408
Phone:
Website: http://www.national.citysearch.com/profile/external/46274474/tacoma_wa/rohrbaugh_paul_state_farm_insurance_agent.html
Info:

SAV-ON Insurance

Address: 1901 S 72nd St Tacoma, WA 98408
Phone:
Website: http://www.sav-on.com/
Info:

Housing Demographics for 98408

Population Review for 98408 Zip Code

For the city of Tacoma, the population within 98408 has increased to over 20,686 residents in population size. The current population total is 20,566. We have broken down the population based on race below. In 98408, there are over 10185 in male population and 10381 females.

PopulationValues
Total Population20,566
White Population11007
Black Population2245
Hispanic Population2907
Asian Population2074
Hawaiian Population432
Indian Population360
Other Population1357
Male Population10185
Female Population10381
Population Estimate20686

Household Data for 98408

The average number of homes in 98408 is around 7,590, there are an average of 2.68 per household. The average house value according to local real estate values is around $286,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,590
Persons Per Household2.68
Average House Value$286,500
Income Per Household$64297
Median Age37.4
Median Age Male36.7
Median Age Female38.1
98408 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code253
CityTacoma
City Alias NameTACOMA
CountyPierce
County FIPS053
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA8200
CSA500
CBSA42660
CBSA_DIV45104
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameTacoma, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses316
Number Of Employees3317
Business First Quarter Payroll25978
Business Annual Payroll116192
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population795225
Congressional District06|10
Congressional LandArea6902.73|826.67
Delivery Residential7719
Delivery Business322
Delivery Total8766
Preferred Last Line KeyZ17597
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameTacoma-Lakewood, WA
City State KeyZ17597
Land Area3.411000
Water Area0.031000
City Alias Code
City Mixed CaseTacoma
City Alias Mixed CaseTacoma
Box Count0
SFDU6760
MFDU801
State ANSI53
County ANSI053
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number548330
Unique ZIP Name
SSA State County Code50260
Medicare CBSA Code45104
Medicare CBSA NameTacoma-Lakewood, WA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CasePierce

Washington Homeowners Insurance News & Information

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  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]