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85224 Home Insurance Rates

Getting multiple homeowners insurance rates in 85224 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Chandler, AZ. Many homeowners based out of the 85224 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Arizona licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 85224 should appear in the zip code field ready to go. For Chandler, AZ Home Insurance Quotes, Click to easily get started!

85224 Homeowners Insurance Rates, Average Rating: Very Low!

Your homeowners insurance policy in 85224 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Chandler. For a basic HO-3, standard homeowners policy, the average premium per year in Arizona is around $684. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 85224 zip code today and let us help you save time and money on your homeowners insurance premium.

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85224 Home Insurance Average Premiums

Local 85224 homeowners insurance quotes comparison

$434 /yr.

Shows Zip Code: 85224 lowest rates with discounts applied on average.

For the 85224, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$434 /yr.
Average Coverage:$684 /yr.
2600 sq. ft. or higher
(all discounts applied)
$984 /yr.

What is the average home insurance cost for a home in 85224?

  • • The average homeowners insurance premium paid annually for a home in 85224 is around $684 per year.

What does it cost on average per month for home insurance in 85224?

  • • Homeowners in 85224 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 85224?

  • • Autoowners in 85224 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chandler area, check out other zip codes nearby 85224.
Review average rates in another zip code:
85226 homeowners insurance rates
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85286 homeowners insurance rates
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85224 homeowners insurance rates
85248 homeowners insurance rates

Home Replacement Cost Coverage in 85224

Average Building Cost Per Square Foot in 85224: $161

Location: Chandler, Arizona (Maricopa County)

Average Square Footage in 85224: 1,824 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85224 before you start any project. Chandler homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85224 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85224 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,824 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chandler area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,824$293,700
Additional Upgrades & Added Features$2011,824$367,125
Major Home Updates or Advancements$2421,824$440,550

It's important to understand that when you estimate your replacement cost of your home in the 85224 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85224

Allstate Insurance - Sharon Molitor

Address: 2410 W. Ray Rd Ste 3 Chandler, AZ 85224
Phone: (480)899-6803
Website:

Allstate Insurance - Thomas R. Lane

Address: 1919w Chandler Blvd Ste 1 Chandler, AZ 85224
Phone: (480)857-1384
Website:

Best Home & Auto Insurance Agencies in 85224

Allstate Insurance

Address: 1351 N Alma School Rd Chandler, AZ 85224
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance - Thomas R. Lane

Address: 1919 W Chandler Blvd, #1 Chandler, AZ 85224
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 2420 W Ray Rd Chandler, AZ 85224
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

American Family Insurance Michael Olexa

Address: 1989 W Elliot Rd, #5 Chandler, AZ 85224
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Allstate Auto Insurance

Address: 1919 W Chandler Blvd Chandler, AZ 85224
Phone:
Website:
Info:

Housing Demographics for 85224

Population Review for 85224 Zip Code

For the city of Chandler, the population within 85224 has increased to over 48,408 residents in population size. The current population total is 46,919. We have broken down the population based on race below. In 85224, there are over 22893 in male population and 24026 females.

PopulationValues
Total Population46,919
White Population28454
Black Population2901
Hispanic Population10574
Asian Population4362
Hawaiian Population131
Indian Population1165
Other Population3841
Male Population22893
Female Population24026
Population Estimate48408

Household Data for 85224

The average number of homes in 85224 is around 19,065, there are an average of 2.43 per household. The average house value according to local real estate values is around $293,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,065
Persons Per Household2.43
Average House Value$293,700
Income Per Household$78745
Median Age37.3
Median Age Male36.1
Median Age Female38.5
85224 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code480/520/602/623
CityChandler
City Alias NameCHANDLER
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1292
Number Of Employees26416
Business First Quarter Payroll439497
Business Annual Payroll1903400
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District04
Congressional LandArea33199.45
Delivery Residential19921
Delivery Business1089
Delivery Total20416
Preferred Last Line KeyZ10433
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10433
Land Area9.426000
Water Area0.000000
City Alias Code
City Mixed CaseChandler
City Alias Mixed CaseChandler
Box Count0
SFDU4506
MFDU7209
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number031480
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]