Get multiple home insurance quotes in 85225. Our licensed 85225, AZ agents are ready to serve you.

85225 Home Insurance Rates

For homeowners living in 85225, the population estimates are increasing to well over 73,551 with 27,313 occupied homes within the zip code of 85225. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Chandler have increased and the average home insurance premium is around $648 per year in 85225. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 85225 zip code today so we can help you find affordable Chandler, AZ home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 85225

Please select one of the three options below based on your 85225 zip code to learn more about Arizona homeowners insurance, plus review average rates and information per state, county or city.

  1. Arizona Homeowners Insurance Quotes
  2. Maricopa County, AZ Home Insurance
  3. Chandler, AZ Home Insurance Quotes

85225 Average Home Insurance Rating Cost is: Very Low!

Getting cheaper homeowners insurance in the 85225 zip code just got easier with GetHomeInsuranceQuotes.com of Chandler, AZ. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 85225 today and let us help you review the best home insurance quotes available for homeowners living in Chandler.

Get 85225 Homeowners Insurance Rates Now!

85225 Home Insurance Average Premiums

Local 85225 homeowners insurance quotes comparison

$398 /yr.

Shows Zip Code: 85225 lowest rates with discounts applied on average.

For the 85225, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$398 /yr.
Average Coverage:$648 /yr.
2600 sq. ft. or higher
(all discounts applied)
$948 /yr.

What is the average home insurance cost for a home in 85225?

  • • The average homeowners insurance premium paid annually for a home in 85225 is around $648 per year.

What does it cost on average per month for home insurance in 85225?

  • • Homeowners in 85225 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 85225?

  • • Autoowners in 85225 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chandler area, check out other zip codes nearby 85225.
Review average rates in another zip code:
85248 homeowners insurance rates
85226 homeowners insurance rates
85286 homeowners insurance rates
85225 homeowners insurance rates
85224 homeowners insurance rates
85249 homeowners insurance rates

Home Replacement Cost Coverage in 85225

Average Building Cost Per Square Foot in 85225: $161

Location: Chandler, Arizona (Maricopa County)

Average Square Footage in 85225: 1,728 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85225 before you start any project. Chandler homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85225 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85225 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,728 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chandler area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,728$278,200
Additional Upgrades & Added Features$2011,728$347,750
Major Home Updates or Advancements$2421,728$417,300

It's important to understand that when you estimate your replacement cost of your home in the 85225 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85225

Allstate Insurance - Jeanette Fougeron

Address: 813 W Elliot Rd #6 Chandler, AZ 85225
Phone: (480)722-7733
Website:

Best Home & Auto Insurance Agencies in 85225

Allstate Auto Insurance

Address: 3150 N Arizona Ave Chandler, AZ 85225
Phone:
Website:
Info:

Quigley- J William - State Farm Insurance Agent

Address: 825 W Warner Rd Chandler, AZ 85225
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Michael W Bott Ins Agcy Inc - State Farm Insurance Agent

Address: 1727 N Arizona Ave Chandler, AZ 85225
Phone:
Website:
Info:

American Family Insurance Vicky Urquhart - Agents- Urquhart Vicky

Address: 565 W Chandler Blvd, #114 Chandler, AZ 85225
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Allstate Insurance

Address: 1929 E Ray Rd Chandler, AZ 85225
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 85225

Population Review for 85225 Zip Code

For the city of Chandler, the population within 85225 has increased to over 75,149 residents in population size. The current population total is 73,551. We have broken down the population based on race below. In 85225, there are over 36314 in male population and 37237 females.

PopulationValues
Total Population73,551
White Population37031
Black Population5149
Hispanic Population27491
Asian Population4837
Hawaiian Population215
Indian Population2044
Other Population11875
Male Population36314
Female Population37237
Population Estimate75149

Household Data for 85225

The average number of homes in 85225 is around 27,313, there are an average of 2.68 per household. The average house value according to local real estate values is around $278,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode27,313
Persons Per Household2.68
Average House Value$278,200
Income Per Household$71104
Median Age34.3
Median Age Male33.1
Median Age Female35.5
85225 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code480/520/602/623
CityChandler
City Alias NameCHANDLER
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1426
Number Of Employees19599
Business First Quarter Payroll257952
Business Annual Payroll1094642
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District04|05
Congressional LandArea33199.45|293.47
Delivery Residential28041
Delivery Business1395
Delivery Total37134
Preferred Last Line KeyZ10433
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10433
Land Area12.692000
Water Area0.001000
City Alias Code
City Mixed CaseChandler
City Alias Mixed CaseChandler
Box Count0
SFDU6588
MFDU7764
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number031480
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]