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85248 Home Insurance Rates & Premiums

Did you know there are over 38,567 people living within the 85248 zip code area? There are over 17,774 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 85248.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Arizona are on the rise. The estimated average premium is around $681 a year for a standard homeowners insurance policy in Chandler. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Chandler, AZ Homeowners Insurance Quotes Online

85248 Home Insurance Average Premiums

Local 85248 homeowners insurance quotes comparison

$431 /yr.

Shows Zip Code: 85248 lowest rates with discounts applied on average.

For the 85248, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$431 /yr.
Average Coverage:$681 /yr.
2600 sq. ft. or higher
(all discounts applied)
$981 /yr.

What is the average home insurance cost for a home in 85248?

  • • The average homeowners insurance premium paid annually for a home in 85248 is around $681 per year.

What does it cost on average per month for home insurance in 85248?

  • • Homeowners in 85248 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 85248?

  • • Autoowners in 85248 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chandler area, check out other zip codes nearby 85248.
Review average rates in another zip code:
85224 homeowners insurance rates
85248 homeowners insurance rates
85286 homeowners insurance rates
85226 homeowners insurance rates
85225 homeowners insurance rates
85249 homeowners insurance rates

Home Replacement Cost Coverage in 85248

Average Building Cost Per Square Foot in 85248: $161

Location: Chandler, Arizona (Maricopa County)

Average Square Footage in 85248: 2,270 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85248 before you start any project. Chandler homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85248 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85248 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,270 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chandler area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1612,270$365,400
Additional Upgrades & Added Features$2012,270$456,750
Major Home Updates or Advancements$2422,270$548,100

It's important to understand that when you estimate your replacement cost of your home in the 85248 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85248

Allstate Insurance - Robert A. Gallego

Address: 3175 S Price Rd Suite 142 Chandler, AZ 85248
Phone: (480)820-0808
Website:

Best Home & Auto Insurance Agencies in 85248

Beatty- Stacy Eden - State Farm Insurance Agent

Address: 3165 S Alma School Rd, #27 Chandler, AZ 85248
Phone:
Website:
Info:

Hansen, Grady - State Farm Insurance Agent

Address: 4040 S Arizona Ave, Ste H9 Chandler, AZ 85248
Phone:
Website: http://www.citysearch.com/profile/external/603121632/chandler_az/hansen_grady_state_farm_insurance_agent.html
Info:

Wiltse- Deborah K - State Farm Insurance Agent

Address: 4960 S Alma School Rd Chandler, AZ 85248
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 3800 S Alma School Rd Chandler, AZ 85248
Phone:
Website:
Info:

Allstate Insurance

Address: 3175 S Price Rd Chandler, AZ 85248
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 85248

Population Review for 85248 Zip Code

For the city of Chandler, the population within 85248 has increased to over 43,511 residents in population size. The current population total is 38,567. We have broken down the population based on race below. In 85248, there are over 18136 in male population and 20431 females.

PopulationValues
Total Population38,567
White Population28063
Black Population1306
Hispanic Population3311
Asian Population4557
Hawaiian Population53
Indian Population999
Other Population910
Male Population18136
Female Population20431
Population Estimate43511

Household Data for 85248

The average number of homes in 85248 is around 17,774, there are an average of 2.16 per household. The average house value according to local real estate values is around $365,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,774
Persons Per Household2.16
Average House Value$365,400
Income Per Household$82573
Median Age56.8
Median Age Male54.4
Median Age Female58.9
85248 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code480/520
CityChandler
City Alias NameCHANDLER
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses818
Number Of Employees18600
Business First Quarter Payroll339887
Business Annual Payroll1235770
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District02|05
Congressional LandArea7838.12|293.47
Delivery Residential20144
Delivery Business495
Delivery Total21545
Preferred Last Line KeyZ10433
Classification Code
Multi-CountyY
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10433
Land Area30.552000
Water Area0.070000
City Alias Code
City Mixed CaseChandler
City Alias Mixed CaseChandler
Box Count562
SFDU10285
MFDU6443
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number031480
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]