Get multiple home insurance quotes in 85251. Our licensed 85251, AZ agents are ready to serve you.

85251 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 85251 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Scottsdale, AZ. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 85251 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Arizona, like average Scottsdale homeowners insurance rates, coverage options or home insurance types, please select Scottsdale, AZ Home Insurance Rates Online!

85251 Home Insurance Average Premiums

Local 85251 homeowners insurance quotes comparison

$461 /yr.

Shows Zip Code: 85251 lowest rates with discounts applied on average.

For the 85251, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$461 /yr.
Average Coverage:$711 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1011 /yr.

What is the average home insurance cost for a home in 85251?

  • • The average homeowners insurance premium paid annually for a home in 85251 is around $711 per year.

What does it cost on average per month for home insurance in 85251?

  • • Homeowners in 85251 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 85251?

  • • Autoowners in 85251 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Scottsdale area, check out other zip codes nearby 85251.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 85251

Average Building Cost Per Square Foot in 85251: $161

Location: Scottsdale, Arizona (Maricopa County)

Average Square Footage in 85251: 2,369 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85251 before you start any project. Scottsdale homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85251 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85251 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,369 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Scottsdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1612,369$381,400
Additional Upgrades & Added Features$2012,369$476,750
Major Home Updates or Advancements$2422,369$572,100

It's important to understand that when you estimate your replacement cost of your home in the 85251 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85251

Niche Publishing- Inc.

Address: 3320 North 76th Street Suite#2 Scottsdale, AZ 85251
Phone: (602)263-1113
Website:

Allstate Insurance - A. Christopher King

Address: 3014 N Hayden Rd 117 Scottsdale, AZ 85251
Phone: (480)425-0784
Website:

Allstate Insurance - Ron Brooks

Address: 8399 E. Indian School Rd. Ste. #103 Scottsdale, AZ 85251
Phone: (480)451-1449
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=15830

Best Home & Auto Insurance Agencies in 85251

Allstate Insurance-Jim Jakubek

Address: 4166 N Scottsdale Rd Scottsdale, AZ 85251
Phone:
Website: http://www.agent.allstate.com/60368
Info:

New York Life Insurance Company - Agents- Rowley Mark E

Address: 4343 N Scottsdale Rd, #220 Scottsdale, AZ 85251
Phone:
Website: http://www.newyorklife.com
Info: New York Life Insurance Company - The Company You Keep
Life Insurance, Annuities, Long-Term Care Insurance, and Mutual Funds from the Company You Keep. life insurance, annuities, long-term care insurance, whole, term, universal, life insurance quote, sales careers, New York Life

Allstate Insurance

Address: 6900 E Camelback Rd Scottsdale, AZ 85251
Phone:
Website:
Info:

Allstate Insurance - A. Christopher King

Address: 3014 N Hayden Rd Scottsdale, AZ 85251
Phone:
Website:
Info:

Allstate Insurance - Ron Brooks

Address: 8399 E Indian School Rd, #103 Scottsdale, AZ 85251
Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=15830
Info:

Housing Demographics for 85251

Population Review for 85251 Zip Code

For the city of Scottsdale, the population within 85251 has increased to over 43,962 residents in population size. The current population total is 40,073. We have broken down the population based on race below. In 85251, there are over 19953 in male population and 20120 females.

PopulationValues
Total Population40,073
White Population30464
Black Population1253
Hispanic Population6154
Asian Population1409
Hawaiian Population75
Indian Population585
Other Population2537
Male Population19953
Female Population20120
Population Estimate43962

Household Data for 85251

The average number of homes in 85251 is around 21,621, there are an average of 1.82 per household. The average house value according to local real estate values is around $381,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode21,621
Persons Per Household1.82
Average House Value$381,400
Income Per Household$78733
Median Age38.6
Median Age Male37.1
Median Age Female40.6
85251 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code602/480
CityScottsdale
City Alias NameSCOTTSDALE
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2564
Number Of Employees35372
Business First Quarter Payroll609621
Business Annual Payroll2486686
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District01
Congressional LandArea55039.61
Delivery Residential24155
Delivery Business2870
Delivery Total27956
Preferred Last Line KeyZ10821
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10821
Land Area7.224000
Water Area0.037000
City Alias Code
City Mixed CaseScottsdale
City Alias Mixed CaseScottsdale
Box Count0
SFDU6886
MFDU14166
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number037659
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]