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Compare 85250 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Scottsdale just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 8,515 neighbors looking to save on their home insurance policy in the local 85250 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 85250. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Arizona rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Scottsdale, AZ home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Scottsdale, AZ

85250 Home Insurance Average Premiums

Local 85250 homeowners insurance quotes comparison

$478 /yr.

Shows Zip Code: 85250 lowest rates with discounts applied on average.

For the 85250, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$478 /yr.
Average Coverage:$728 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1028 /yr.

What is the average home insurance cost for a home in 85250?

  • • The average homeowners insurance premium paid annually for a home in 85250 is around $728 per year.

What does it cost on average per month for home insurance in 85250?

  • • Homeowners in 85250 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 85250?

  • • Autoowners in 85250 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Scottsdale area, check out other zip codes nearby 85250.
Review average rates in another zip code:
85266 homeowners insurance rates
85256 homeowners insurance rates
85254 homeowners insurance rates
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85259 homeowners insurance rates
85255 homeowners insurance rates
85262 homeowners insurance rates
85258 homeowners insurance rates
85260 homeowners insurance rates
85257 homeowners insurance rates

Home Replacement Cost Coverage in 85250

Average Building Cost Per Square Foot in 85250: $161

Location: Scottsdale, Arizona (Maricopa County)

Average Square Footage in 85250: 2,428 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85250 before you start any project. Scottsdale homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85250 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85250 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,428 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Scottsdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1612,428$390,900
Additional Upgrades & Added Features$2012,428$488,625
Major Home Updates or Advancements$2422,428$586,350

It's important to understand that when you estimate your replacement cost of your home in the 85250 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85250

Best Home & Auto Insurance Agencies in 85250

Mueller- Dennis L - State Farm Insurance Agent

Address: 6045 N Scottsdale Rd, #110 Scottsdale, AZ 85250
Phone:
Website:
Info:

Tracy A Olson Ins Agcy Inc - State Farm Insurance Agent

Address: 5900 N Granite Reef Rd, #108 Scottsdale, AZ 85250
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance - Michelle L Warren-Stephens

Address: 5051 N Hayden Rd Scottsdale, AZ 85250
Phone:
Website:
Info:

Crumby, Lisa - State Farm Insurance Agent

Address: 5900 N Granite Reef Rd, #102 Scottsdale, AZ 85250
Phone:
Website: http://www.citysearch.com/profile/external/603121742/scottsdale_az/crumby_lisa_state_farm_insurance_agent.html
Info:

Allstate Insurance Companies

Address: 8151 E Indian Bend Rd Scottsdale, AZ 85250
Phone:
Website: http://www.allstateagencies.com
Info:

Housing Demographics for 85250

Population Review for 85250 Zip Code

For the city of Scottsdale, the population within 85250 has increased to over 18,244 residents in population size. The current population total is 16,501. We have broken down the population based on race below. In 85250, there are over 7841 in male population and 8660 females.

PopulationValues
Total Population16,501
White Population13972
Black Population259
Hispanic Population1571
Asian Population426
Hawaiian Population23
Indian Population116
Other Population395
Male Population7841
Female Population8660
Population Estimate18244

Household Data for 85250

The average number of homes in 85250 is around 8,515, there are an average of 1.93 per household. The average house value according to local real estate values is around $390,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,515
Persons Per Household1.93
Average House Value$390,900
Income Per Household$88835
Median Age48.4
Median Age Male45.5
Median Age Female51.0
85250 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code602/480
CityScottsdale
City Alias NameSCOTTSDALE
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses750
Number Of Employees9830
Business First Quarter Payroll153128
Business Annual Payroll672269
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District01
Congressional LandArea55039.61
Delivery Residential9453
Delivery Business549
Delivery Total19918
Preferred Last Line KeyZ10821
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10821
Land Area8.408000
Water Area0.087000
City Alias Code
City Mixed CaseScottsdale
City Alias Mixed CaseScottsdale
Box Count0
SFDU5487
MFDU2432
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number037659
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]