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85257 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 85257 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Scottsdale, AZ quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 85257.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 85257 and start shopping.

Quickly and Easily Compare Average Rates for 85257

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Scottsdale, AZ home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 85257

Homeowners in Scottsdale are paying roughly $609 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

Save on 85257 Home Insurance Quotes right now!

85257 Home Insurance Average Premiums

Local 85257 homeowners insurance quotes comparison

$359 /yr.

Shows Zip Code: 85257 lowest rates with discounts applied on average.

For the 85257, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$359 /yr.
Average Coverage:$609 /yr.
2600 sq. ft. or higher
(all discounts applied)
$909 /yr.

What is the average home insurance cost for a home in 85257?

  • • The average homeowners insurance premium paid annually for a home in 85257 is around $609 per year.

What does it cost on average per month for home insurance in 85257?

  • • Homeowners in 85257 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 85257?

  • • Autoowners in 85257 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Scottsdale area, check out other zip codes nearby 85257.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 85257

Average Building Cost Per Square Foot in 85257: $161

Location: Scottsdale, Arizona (Maricopa County)

Average Square Footage in 85257: 2,030 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85257 before you start any project. Scottsdale homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85257 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85257 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,030 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Scottsdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1612,030$326,900
Additional Upgrades & Added Features$2012,030$408,625
Major Home Updates or Advancements$2422,030$490,350

It's important to understand that when you estimate your replacement cost of your home in the 85257 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85257

American Family Insurance- Dale J. Studer

Address: 609 N Scottsdale Rd. Ste. E Scottsdale, AZ 85257
Phone: (480)941-4358
Website:

Allstate Insurance-Julie Jakubek

Address: 1919 N Scottsdale Rd Scottsdale, AZ 85257
Phone: (480)949-5670
Website: agent.allstate.com/69750

Best Home & Auto Insurance Agencies in 85257

American Family Insurance- Dale J. Studer

Address: 609 N Scottsdale Rd Scottsdale, AZ 85257
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 1000 N Scottsdale Rd Scottsdale, AZ 85257
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance-Julie Jakubek

Address: 1919 N Scottsdale Rd Scottsdale, AZ 85257
Phone:
Website: http://www.agent.allstate.com/69750
Info:

Herr- John R - State Farm Insurance Agent

Address: 8102 E McDowell Rd, #1 Scottsdale, AZ 85257
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Grabowski Jr, Ed - State Farm Insurance Agent

Address: 2629 N Scottsdale Rd, #201 Scottsdale, AZ 85257
Phone:
Website: http://www.citysearch.com/profile/external/603121752/scottsdale_az/grabowski_jr_ed_state_farm_insurance_agent.html
Info:

Housing Demographics for 85257

Population Review for 85257 Zip Code

For the city of Scottsdale, the population within 85257 has increased to over 33,140 residents in population size. The current population total is 29,187. We have broken down the population based on race below. In 85257, there are over 14612 in male population and 14575 females.

PopulationValues
Total Population29,187
White Population20819
Black Population997
Hispanic Population6014
Asian Population973
Hawaiian Population46
Indian Population793
Other Population2433
Male Population14612
Female Population14575
Population Estimate33140

Household Data for 85257

The average number of homes in 85257 is around 13,874, there are an average of 2.08 per household. The average house value according to local real estate values is around $326,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,874
Persons Per Household2.08
Average House Value$326,900
Income Per Household$73795
Median Age38.6
Median Age Male36.9
Median Age Female40.7
85257 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code928/480/520/602/623
CityScottsdale
City Alias NameSCOTTSDALE
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses643
Number Of Employees13979
Business First Quarter Payroll305321
Business Annual Payroll1219892
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District01
Congressional LandArea55039.61
Delivery Residential15933
Delivery Business836
Delivery Total16705
Preferred Last Line KeyZ10821
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10821
Land Area6.866000
Water Area0.072000
City Alias Code
City Mixed CaseScottsdale
City Alias Mixed CaseScottsdale
Box Count0
SFDU7825
MFDU4939
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number037659
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]