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Quickly Revew Homeowners Insurance in 85262

If you own a home in Scottsdale, AZ you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 85262 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Arizona licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 85262 and start comparing rates now.

85262 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 85262 is $842 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 85262 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Scottsdale, AZ home insurance quotes in your local city and review the most competitive coverages and premiums.

85262 Home Insurance Average Premiums

Local 85262 homeowners insurance quotes comparison

$592 /yr.

Shows Zip Code: 85262 lowest rates with discounts applied on average.

For the 85262, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$592 /yr.
Average Coverage:$842 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1142 /yr.

What is the average home insurance cost for a home in 85262?

  • • The average homeowners insurance premium paid annually for a home in 85262 is around $842 per year.

What does it cost on average per month for home insurance in 85262?

  • • Homeowners in 85262 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 85262?

  • • Autoowners in 85262 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Scottsdale area, check out other zip codes nearby 85262.
Review average rates in another zip code:
85255 homeowners insurance rates
85259 homeowners insurance rates
85251 homeowners insurance rates
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85266 homeowners insurance rates
85254 homeowners insurance rates
85262 homeowners insurance rates

Home Replacement Cost Coverage in 85262

Average Building Cost Per Square Foot in 85262: $161

Location: Scottsdale, Arizona (Maricopa County)

Average Square Footage in 85262: 5,611 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85262 before you start any project. Scottsdale homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85262 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85262 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 5,611 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Scottsdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1615,611$903,300
Additional Upgrades & Added Features$2015,611$1,129,125
Major Home Updates or Advancements$2425,611$1,354,950

It's important to understand that when you estimate your replacement cost of your home in the 85262 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85262

Best Home & Auto Insurance Agencies in 85262

Mulliniks- Billy M - State Farm Insurance Agent

Address: 748 Easy St Carefree, AZ 85262
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Companies

Address: 10049 E Dynamite Blvd Scottsdale, AZ 85262
Phone:
Website: http://www.allstateagencies.com
Info:

Housing Demographics for 85262

Population Review for 85262 Zip Code

For the city of Scottsdale, the population within 85262 has increased to over 18,152 residents in population size. The current population total is 13,366. We have broken down the population based on race below. In 85262, there are over 6710 in male population and 6656 females.

PopulationValues
Total Population13,366
White Population12181
Black Population134
Hispanic Population548
Asian Population274
Hawaiian Population7
Indian Population40
Other Population127
Male Population6710
Female Population6656
Population Estimate18152

Household Data for 85262

The average number of homes in 85262 is around 6,176, there are an average of 2.16 per household. The average house value according to local real estate values is around $903,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,176
Persons Per Household2.16
Average House Value$903,300
Income Per Household$150037
Median Age62.1
Median Age Male63.0
Median Age Female61.2
85262 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code480/602
CityScottsdale
City Alias NameSCOTTSDALE
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses468
Number Of Employees3425
Business First Quarter Payroll34771
Business Annual Payroll157574
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District01
Congressional LandArea55039.61
Delivery Residential8404
Delivery Business130
Delivery Total8534
Preferred Last Line KeyZ10821
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10821
Land Area155.203000
Water Area0.028000
City Alias Code
City Mixed CaseScottsdale
City Alias Mixed CaseScottsdale
Box Count0
SFDU1411
MFDU5134
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number037659
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]