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90058 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 90058 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Los Angeles, CA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 90058.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 90058 and start shopping.

Quickly and Easily Compare Average Rates for 90058

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Los Angeles, CA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 90058

Homeowners in Los Angeles are paying roughly $971 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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90058 Home Insurance Average Premiums

Local 90058 homeowners insurance quotes comparison

$721 /yr.

Shows Zip Code: 90058 lowest rates with discounts applied on average.

For the 90058, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$721 /yr.
Average Coverage:$971 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1271 /yr.

What is the average home insurance cost for a home in 90058?

  • • The average homeowners insurance premium paid annually for a home in 90058 is around $971 per year.

What does it cost on average per month for home insurance in 90058?

  • • Homeowners in 90058 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 90058?

  • • Autoowners in 90058 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Los Angeles area, check out other zip codes nearby 90058.
Review average rates in another zip code:
90068 homeowners insurance rates
90048 homeowners insurance rates
90046 homeowners insurance rates
90061 homeowners insurance rates
90044 homeowners insurance rates
90033 homeowners insurance rates
90063 homeowners insurance rates
90006 homeowners insurance rates
90013 homeowners insurance rates
90014 homeowners insurance rates

Home Replacement Cost Coverage in 90058

Average Building Cost Per Square Foot in 90058: $324

Location: Los Angeles, California (Los Angeles County)

Average Square Footage in 90058: 1,295 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 90058 before you start any project. Los Angeles homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 90058 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 90058 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,295 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Los Angeles area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,295$419,600
Additional Upgrades & Added Features$4051,295$524,500
Major Home Updates or Advancements$4861,295$629,400

It's important to understand that when you estimate your replacement cost of your home in the 90058 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 90058

Best Home & Auto Insurance Agencies in 90058

Fred Loya Insurance

Address: 6135 S Atlantic Blvd Los Angeles, CA 90058
Phone:
Website: http://www.fredloya.com/
Info:

Housing Demographics for 90058

Population Review for 90058 Zip Code

For the city of Los Angeles, the population within 90058 has increased to over 3,095 residents in population size. The current population total is 3,751. We have broken down the population based on race below. In 90058, there are over 1783 in male population and 1968 females.

PopulationValues
Total Population3,751
White Population473
Black Population523
Hispanic Population2895
Asian Population155
Hawaiian Population3
Indian Population95
Other Population1958
Male Population1783
Female Population1968
Population Estimate3095

Household Data for 90058

The average number of homes in 90058 is around 1,169, there are an average of 3.13 per household. The average house value according to local real estate values is around $419,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,169
Persons Per Household3.13
Average House Value$419,600
Income Per Household$33146
Median Age31.6
Median Age Male29.0
Median Age Female33.5
90058 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code323/213
CityLos Angeles
City Alias NameLOS ANGELES
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1438
Number Of Employees36900
Business First Quarter Payroll508588
Business Annual Payroll2288563
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District34|37|42
Congressional LandArea47.66|55.26|935.96
Delivery Residential989
Delivery Business1848
Delivery Total3573
Preferred Last Line KeyZ21805
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ21805
Land Area5.786000
Water Area0.171000
City Alias Code
City Mixed CaseLos Angeles
City Alias Mixed CaseLos Angeles
Box Count27
SFDU843
MFDU133
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number054530
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]