Get multiple home insurance quotes in 92804. Our licensed 92804, CA agents are ready to serve you.

92804 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 92804 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Anaheim, CA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 92804 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in California, like average Anaheim homeowners insurance rates, coverage options or home insurance types, please select Anaheim, CA Home Insurance Rates Online!

92804 Home Insurance Average Premiums

Local 92804 homeowners insurance quotes comparison

$713 /yr.

Shows Zip Code: 92804 lowest rates with discounts applied on average.

For the 92804, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$713 /yr.
Average Coverage:$963 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1263 /yr.

What is the average home insurance cost for a home in 92804?

  • • The average homeowners insurance premium paid annually for a home in 92804 is around $963 per year.

What does it cost on average per month for home insurance in 92804?

  • • Homeowners in 92804 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 92804?

  • • Autoowners in 92804 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Anaheim area, check out other zip codes nearby 92804.
Review average rates in another zip code:
92805 homeowners insurance rates
92806 homeowners insurance rates
92802 homeowners insurance rates
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92807 homeowners insurance rates
92801 homeowners insurance rates
92808 homeowners insurance rates

Home Replacement Cost Coverage in 92804

Average Building Cost Per Square Foot in 92804: $324

Location: Anaheim, California (Orange County)

Average Square Footage in 92804: 1,835 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 92804 before you start any project. Anaheim homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 92804 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 92804 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,835 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Anaheim area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,835$594,400
Additional Upgrades & Added Features$4051,835$743,000
Major Home Updates or Advancements$4861,835$891,600

It's important to understand that when you estimate your replacement cost of your home in the 92804 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 92804

Afridi Insurance Service & Notary Public

Address: 10572 Magnolia Avenue Anaheim, CA 92804
Phone: (714)423-0973
Website:

Best Home & Auto Insurance Agencies in 92804

Allstate Insurance Company - Medhat Tadros

Address: 2601 W Ball Rd Anaheim, CA 92804
Phone:
Website: http://www.allstateagencies.com/039843?cid=OTC-YP.com-IYP&att=TL
Info:

Mercury Insurance - Lester & Sons Ins Agency

Address: 670 S Brookhurst St Anaheim, CA 92804
Phone:
Website: http://www.mercuryinsurance.com/
Info:

Farrell, Kenneth D - State Farm Insurance Agent

Address: 9512 Ball Rd Anaheim, CA 92804
Phone:
Website: http://www.statefarm.mqgroup.com/url.asp?usr=758824
Info:

Diaz, Hector - Supremacy Realtors

Address: 1721 W Katella Ave Anaheim, CA 92804
Phone:
Website:
Info:

Homeowners Insurance Anaheim California

Address: 10568 Magnolia Ave, #117 Anaheim, CA 92804
Phone:
Website: http://www.thecaliforniainsurance.com/
Info:

Housing Demographics for 92804

Population Review for 92804 Zip Code

For the city of Anaheim, the population within 92804 has increased to over 85,632 residents in population size. The current population total is 86,127. We have broken down the population based on race below. In 92804, there are over 42292 in male population and 43835 females.

PopulationValues
Total Population86,127
White Population23119
Black Population2820
Hispanic Population41410
Asian Population22254
Hawaiian Population589
Indian Population1662
Other Population23127
Male Population42292
Female Population43835
Population Estimate85632

Household Data for 92804

The average number of homes in 92804 is around 25,230, there are an average of 3.35 per household. The average house value according to local real estate values is around $594,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode25,230
Persons Per Household3.35
Average House Value$594,400
Income Per Household$70649
Median Age36.2
Median Age Male35.0
Median Age Female37.6
92804 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code657/714
CityAnaheim
City Alias NameANAHEIM
CountyOrange
County FIPS059
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA5945
CSA348
CBSA31080
CBSA_DIV11244
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameOrange County, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses966
Number Of Employees8177
Business First Quarter Payroll72989
Business Annual Payroll317778
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population3010232
Congressional District45|46
Congressional LandArea330.39|71.72
Delivery Residential25562
Delivery Business1180
Delivery Total26572
Preferred Last Line KeyZ20093
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameAnaheim-Santa Ana-Irvine, CA
City State KeyZ20093
Land Area7.125000
Water Area0.000000
City Alias Code
City Mixed CaseAnaheim
City Alias Mixed CaseAnaheim
Box Count0
SFDU12226
MFDU8664
State ANSI06
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number050222
Unique ZIP Name
SSA State County Code05400
Medicare CBSA Code11244
Medicare CBSA NameAnaheim-Santa Ana-Irvine, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseOrange

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]