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92806, CA Homeowners Insurance Rates

With a population size of 40,649 and with 13,102 occupied homes in the 92806 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Anaheim, CA are around $866 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Anaheim, California. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your California home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Anaheim, CA.

For California home insurance information, including average Anaheim home insurance rates, coverage options or the different homeowners insurance types, please select Anaheim, CA Home Insurance Quotes Now!

92806 Home Insurance Average Premiums

Local 92806 homeowners insurance quotes comparison

$616 /yr.

Shows Zip Code: 92806 lowest rates with discounts applied on average.

For the 92806, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$616 /yr.
Average Coverage:$866 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1166 /yr.

What is the average home insurance cost for a home in 92806?

  • • The average homeowners insurance premium paid annually for a home in 92806 is around $866 per year.

What does it cost on average per month for home insurance in 92806?

  • • Homeowners in 92806 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 92806?

  • • Autoowners in 92806 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Anaheim area, check out other zip codes nearby 92806.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 92806

Average Building Cost Per Square Foot in 92806: $324

Location: Anaheim, California (Orange County)

Average Square Footage in 92806: 1,924 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 92806 before you start any project. Anaheim homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 92806 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 92806 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,924 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Anaheim area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,924$623,300
Additional Upgrades & Added Features$4051,924$779,125
Major Home Updates or Advancements$4861,924$934,950

It's important to understand that when you estimate your replacement cost of your home in the 92806 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 92806

Best Home & Auto Insurance Agencies in 92806

Diaz, Daryl - Adriana's Insurance Svc Incorporated

Address: 1033 N State College Blvd, #140 Anaheim, CA 92806
Phone:
Website: http://www.adrianasinsurance.com/
Info:

State Farm Insurance - Anaheim, CA

Address: 2093 E Ball Rd Anaheim, CA 92806
Phone:
Website: http://www.statefarm.com/
Info:

Apollo Agencies Inc

Address: 505 S Matilda St Anaheim, CA 92806
Phone:
Website:
Info:

Steven Tatgenhorst-Farmers Insurance

Address: 2390 E Orangewood Ave, Ste 530 Anaheim, CA 92806
Phone:
Website: http://www.farmersagent.com/statgenhorst/
Info:

Mercury Insurance - Hall Mahar & Associates

Address: 1475 S State College Blvd Anaheim, CA 92806
Phone:
Website: http://www.mercuryinsurance.com/
Info:

Housing Demographics for 92806

Population Review for 92806 Zip Code

For the city of Anaheim, the population within 92806 has increased to over 42,476 residents in population size. The current population total is 40,649. We have broken down the population based on race below. In 92806, there are over 20278 in male population and 20371 females.

PopulationValues
Total Population40,649
White Population12801
Black Population1060
Hispanic Population23533
Asian Population5548
Hawaiian Population160
Indian Population842
Other Population12376
Male Population20278
Female Population20371
Population Estimate42476

Household Data for 92806

The average number of homes in 92806 is around 13,102, there are an average of 3.08 per household. The average house value according to local real estate values is around $623,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,102
Persons Per Household3.08
Average House Value$623,300
Income Per Household$83330
Median Age34.5
Median Age Male33.8
Median Age Female35.3
92806 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code714/657/562/909/949/626
CityAnaheim
City Alias NameANAHEIM
CountyOrange
County FIPS059
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA5945
CSA348
CBSA31080
CBSA_DIV11244
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameOrange County, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2030
Number Of Employees44530
Business First Quarter Payroll664418
Business Annual Payroll3063617
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population3010232
Congressional District40|46
Congressional LandArea57.69|71.72
Delivery Residential13791
Delivery Business2987
Delivery Total22458
Preferred Last Line KeyZ20093
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameAnaheim-Santa Ana-Irvine, CA
City State KeyZ20093
Land Area7.683000
Water Area0.309000
City Alias Code
City Mixed CaseAnaheim
City Alias Mixed CaseAnaheim
Box Count0
SFDU5741
MFDU3528
State ANSI06
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number050222
Unique ZIP Name
SSA State County Code05400
Medicare CBSA Code11244
Medicare CBSA NameAnaheim-Santa Ana-Irvine, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseOrange

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]