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Homeowners Insurance coverage in 92807

If you are a homeowner in 92807 or Anaheim, CA you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Anaheim.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 92807.

Learn more about our homeowners insurance shopping service by selecting the best Anaheim, CA Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 92807?

Residents of Anaheim have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in California? While California is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, California comes in at 24 in the country for homeowners insurance premiums.

If you are living in 92807 zipcode, expect to pay around $846 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Anaheim does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

92807 Home Insurance Average Premiums

Local 92807 homeowners insurance quotes comparison

$596 /yr.

Shows Zip Code: 92807 lowest rates with discounts applied on average.

For the 92807, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$596 /yr.
Average Coverage:$846 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1146 /yr.

What is the average home insurance cost for a home in 92807?

  • • The average homeowners insurance premium paid annually for a home in 92807 is around $846 per year.

What does it cost on average per month for home insurance in 92807?

  • • Homeowners in 92807 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 92807?

  • • Autoowners in 92807 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Anaheim area, check out other zip codes nearby 92807.
Review average rates in another zip code:
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92804 homeowners insurance rates
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Home Replacement Cost Coverage in 92807

Average Building Cost Per Square Foot in 92807: $324

Location: Anaheim, California (Orange County)

Average Square Footage in 92807: 2,256 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 92807 before you start any project. Anaheim homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 92807 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 92807 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,256 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Anaheim area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3242,256$731,100
Additional Upgrades & Added Features$4052,256$913,875
Major Home Updates or Advancements$4862,256$1,096,650

It's important to understand that when you estimate your replacement cost of your home in the 92807 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 92807

Allstate Insurance - Kenneth M. Munaretto

Address: 5593 E Santa Ana Canyon Rd Anaheim, CA 92807
Phone: (714)279-3903
Website:

Best Home & Auto Insurance Agencies in 92807

Allstate Insurance Company - James Jones

Address: 4095 E la Palma Ave Anaheim, CA 92807
Phone:
Website: http://www.allstateagencies.com/045172?cid=OTC-YP.com-IYP&att=TL
Info:

Apollo Agencies Inc

Address: 19867 S Prairie Pl Anaheim, CA 92807
Phone:
Website:
Info:

Stowell Insurance Agency

Address: 5245 E Santa Ana Canyon Rd, #120 Anaheim, CA 92807
Phone:
Website: http://www.stowellinsurance.com/
Info:

Rebecca Jones-Farmers Insurance

Address: 5245 E Santa Ana Canyon Rd, Ste 120 Anaheim, CA 92807
Phone:
Website:
Info:

Allstate Insurance - Kenneth M. Munaretto

Address: 5593 E Santa Ana Canyon Rd Anaheim, CA 92807
Phone:
Website:
Info:

Housing Demographics for 92807

Population Review for 92807 Zip Code

For the city of Anaheim, the population within 92807 has increased to over 37,874 residents in population size. The current population total is 37,627. We have broken down the population based on race below. In 92807, there are over 18387 in male population and 19240 females.

PopulationValues
Total Population37,627
White Population20568
Black Population705
Hispanic Population9612
Asian Population6745
Hawaiian Population112
Indian Population298
Other Population3663
Male Population18387
Female Population19240
Population Estimate37874

Household Data for 92807

The average number of homes in 92807 is around 12,957, there are an average of 2.88 per household. The average house value according to local real estate values is around $731,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,957
Persons Per Household2.88
Average House Value$731,100
Income Per Household$126354
Median Age43.7
Median Age Male42.2
Median Age Female44.9
92807 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code714
CityAnaheim
City Alias NameANAHEIM
CountyOrange
County FIPS059
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA5945
CSA348
CBSA31080
CBSA_DIV11244
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameOrange County, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1562
Number Of Employees24473
Business First Quarter Payroll378804
Business Annual Payroll1616915
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population3010232
Congressional District40|45|46
Congressional LandArea57.69|330.39|71.72
Delivery Residential13151
Delivery Business1645
Delivery Total18792
Preferred Last Line KeyZ20093
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameAnaheim-Santa Ana-Irvine, CA
City State KeyZ20093
Land Area10.950000
Water Area0.270000
City Alias Code
City Mixed CaseAnaheim
City Alias Mixed CaseAnaheim
Box Count0
SFDU9367
MFDU1928
State ANSI06
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number050222
Unique ZIP Name
SSA State County Code05400
Medicare CBSA Code11244
Medicare CBSA NameAnaheim-Santa Ana-Irvine, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseOrange

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]