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Homeowners Insurance in 33415

For homeowners living in 33415, you want more affordable home insurance rates in West Palm Beach, right? Our rates are very competitive for homeowners living in the great city of West Palm Beach, FL. Many homeowners living in the 33415 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 33415 should appear in the zip code field ready to go. Comparing West Palm Beach, FL Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

33415 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in West Palm Beach pay around $1595 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Florida home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 33415 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, West Palm Beach homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Florida home insurance premium today!

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33415 Home Insurance Average Premiums

Local 33415 homeowners insurance quotes comparison

$1345 /yr.

Shows Zip Code: 33415 lowest rates with discounts applied on average.

For the 33415, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1345 /yr.
Average Coverage:$1595 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1895 /yr.

What is the average home insurance cost for a home in 33415?

  • • The average homeowners insurance premium paid annually for a home in 33415 is around $1595 per year.

What does it cost on average per month for home insurance in 33415?

  • • Homeowners in 33415 pay a monthly average cost per month around $133.00.

What kind of discount could I get if I combine my home and auto insurance together in 33415?

  • • Autoowners in 33415 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Palm Beach area, check out other zip codes nearby 33415.
Review average rates in another zip code:
33409 homeowners insurance rates
33403 homeowners insurance rates
33405 homeowners insurance rates
33417 homeowners insurance rates
33401 homeowners insurance rates
33406 homeowners insurance rates
33413 homeowners insurance rates
33404 homeowners insurance rates
33411 homeowners insurance rates
33407 homeowners insurance rates

Home Replacement Cost Coverage in 33415

Average Building Cost Per Square Foot in 33415: $167

Location: West Palm Beach, Florida (Palm Beach County)

Average Square Footage in 33415: 1,013 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33415 before you start any project. West Palm Beach homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33415 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33415 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,013 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Palm Beach area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,013$169,100
Additional Upgrades & Added Features$2091,013$211,375
Major Home Updates or Advancements$2511,013$253,650

It's important to understand that when you estimate your replacement cost of your home in the 33415 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33415

Bassin Insurance Agency Inc

Address: 6372 Forest Hill Blvd Greenacres, FL 33415
Phone: (561)439-3133
Website: agent.allstate.com/41084

Cochise Insurance Agency

Address: 1892 Abbey Road Suite I West Palm Beach, FL 33415
Phone: (561)296-0217
Website:

A Affordable Auto Assurance

Address: 1273 South Military Trail West Palm Beach, FL 33415
Phone: (561)965-0700
Website:

All County Insurance

Address: 700 South Military Trail West Palm Beach, FL 33415
Phone: (561)471-8474
Website:

Best Home & Auto Insurance Agencies in 33415

All County Insurance West Palm

Address: 700 S Military Trl West Palm Beach, FL 33415
Phone:
Website:
Info:

Asset America Insurance Agency

Address: 2601 S Military Trail #40 West Palm Beach, FL 33415
Phone:
Website: http://www.assetamerica.com
Info: assetamerica.com
assetamerica.com assetamerica.com

Allstate Insurance-Bassin Insurance Agency Inc

Address: 6372 Forest Hill Blvd West Palm Beach, FL 33415
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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A-Auto Best Insurance Agency

Address: 1368 S Military Trl West Palm Beach, FL 33415
Phone:
Website:
Info:

All American Insurance Agency

Address: 4560 Cresthaven Blvd West Palm Beach, FL 33415
Phone:
Website: http://www.aaiaonline.com
Info:

Housing Demographics for 33415

Population Review for 33415 Zip Code

For the city of West Palm Beach, the population within 33415 has increased to over 53,142 residents in population size. The current population total is 51,251. We have broken down the population based on race below. In 33415, there are over 24593 in male population and 26658 females.

PopulationValues
Total Population51,251
White Population15864
Black Population9619
Hispanic Population29102
Asian Population1116
Hawaiian Population95
Indian Population566
Other Population9997
Male Population24593
Female Population26658
Population Estimate53142

Household Data for 33415

The average number of homes in 33415 is around 18,019, there are an average of 2.81 per household. The average house value according to local real estate values is around $169,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,019
Persons Per Household2.81
Average House Value$169,100
Income Per Household$47815
Median Age37.5
Median Age Male35.7
Median Age Female39.1
33415 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias AbbreviationWEST PALM BCH
Area Code561
CityWest Palm Beach
City Alias NameWEST PALM BEACH
CountyPalm Beach
County FIPS099
State FIPS12
Time Zone5
Day Light SavingY
MSA8960
PMSA
CSA370
CBSA33100
CBSA_DIV48424
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameWest Palm Beach-Boca Raton, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses887
Number Of Employees5851
Business First Quarter Payroll57045
Business Annual Payroll250806
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1320134
Congressional District20|22
Congressional LandArea2427.42|172.88
Delivery Residential18912
Delivery Business710
Delivery Total23547
Preferred Last Line KeyY23234
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameWest Palm Beach-Boca Raton-Delray Beach, FL
City State KeyY23234
Land Area7.309000
Water Area0.050000
City Alias Code
City Mixed CaseWest Palm Beach
City Alias Mixed CaseWest Palm Beach
Box Count0
SFDU4720
MFDU7450
State ANSI12
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number119465
Unique ZIP Name
SSA State County Code10490
Medicare CBSA Code48424
Medicare CBSA NameWest Palm Beach-Boca Raton-Boynton Beach, FL
Medicare CBSA TypeMetro
Market Rating Area ID50
County Mixed CasePalm Beach

Florida Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]