Compare quotes for your home in 66212! Compare the best 12 carriers in minutes.
Compare 66212 Home Insurance Rates
Are you looking to easily compare home insurance prices online for your home in the 66212 area? The average homeowners premium in Kansas for a standard homeowners policy is around $1,063/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 66212 zip code, the population size is around 32,971 with 14,690 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 66212.
Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Overland Park, KS Homeowners Insurance. Compare companies, quotes, coverages and more.
Avg. KS Rate | Discounts | Savings | Shop Rates |
---|---|---|---|
$1,478 | up to 40% off | $591 |
66212 Home Insurance Average Premiums
For the 66212, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $813 /yr. |
Average Coverage: | $1063 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1363 /yr. |
What is the average home insurance cost for a home in 66212?
- • The average homeowners insurance premium paid annually for a home in 66212 is around $1063 per year.
What does it cost on average per month for home insurance in 66212?
- • Homeowners in 66212 pay a monthly average cost per month around $89.00.
What kind of discount could I get if I combine my home and auto insurance together in 66212?
- • Autoowners in 66212 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Overland Park area, check out other zip codes nearby 66212.
Review average rates in another zip code:
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66223 homeowners insurance rates
Home Replacement Cost Coverage in 66212
Average Building Cost Per Square Foot in 66212: $126
Location: Overland Park, Kansas (Johnson County)Average Square Footage in 66212: 1,771 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 66212 before you start any project. Overland Park homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66212 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 66212 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,771 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Overland Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $126 | 1,771 | $223,200 |
Additional Upgrades & Added Features | $158 | 1,771 | $279,000 |
Major Home Updates or Advancements | $189 | 1,771 | $334,800 |
It's important to understand that when you estimate your replacement cost of your home in the 66212 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 66212
Insurance Management
Address: 6800 W 107th St Overland Park, KS 66212Phone: (913)341-8511
Website:
Toyne Insurance Agency
Address: 9270 Glenwood St Overland Park, KS 66212Phone: (913)383-9700
Website: www.toyneinsurance.com
Allstate Insurance - Sally Enfield
Address: 7211 West 98th Terrace Suite 130 Overland Park, KS 66212Phone: (913)385-0174
Website:
Best Home & Auto Insurance Agencies in 66212
Hardesty Jr- Lowell S
Address: 10540 Marty St Overland Park, KS 66212Phone:
Website:
Info:
Insurance Management
Address: 6800 W 107th St Overland Park, KS 66212Phone:
Website:
Info:
Salmans- Nyle E - State Farm Insurance Agent
Address: 8832 W 95th St Overland Park, KS 66212Phone:
Website:
Info:
Allstate Insurance - Sally Enfield
Address: 7211 W 98th Ter, #130 Overland Park, KS 66212Phone:
Website:
Info:
Hale- Kevin
Address: 9071 Metcalf Ave Overland Park, KS 66212Phone:
Website:
Info:
Housing Demographics for 66212
Population Review for 66212 Zip Code
For the city of Overland Park, the population within 66212 has increased to over 33,793 residents in population size. The current population total is 32,971. We have broken down the population based on race below. In 66212, there are over 15934 in male population and 17037 females.
Population | Values |
---|---|
Total Population | 32,971 |
White Population | 24289 |
Black Population | 2501 |
Hispanic Population | 4075 |
Asian Population | 1054 |
Hawaiian Population | 20 |
Indian Population | 179 |
Other Population | 1573 |
Male Population | 15934 |
Female Population | 17037 |
Population Estimate | 33793 |
Household Data for 66212
The average number of homes in 66212 is around 14,690, there are an average of 2.23 per household. The average house value according to local real estate values is around $223,200. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 14,690 |
Persons Per Household | 2.23 |
Average House Value | $223,200 |
Income Per Household | $69158 |
Median Age | 38.4 |
Median Age Male | 36.6 |
Median Age Female | 40.3 |
66212 Details | Values |
---|---|
State | KS |
State Full Name | Kansas |
City Type | B |
City Alias Abbreviation | |
Area Code | 913 |
City | Overland Park |
City Alias Name | OVERLAND PARK |
County | Johnson |
County FIPS | 091 |
State FIPS | 20 |
Time Zone | 6 |
Day Light Saving | Y |
MSA | 3760 |
PMSA | |
CSA | 312 |
CBSA | 28140 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Kansas City, MO-KS |
MSA_Name | Kansas City, MO-KS MSA |
PMSA_Name | |
Region | Midwest |
Division | West North Central |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 929 |
Number Of Employees | 13855 |
Business First Quarter Payroll | 157321 |
Business Annual Payroll | 775623 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 2035334 |
CBSA Division Population | 0 |
Congressional District | 03 |
Congressional LandArea | 757.2 |
Delivery Residential | 15154 |
Delivery Business | 1052 |
Delivery Total | 16707 |
Preferred Last Line Key | W21171 |
Classification Code | |
Multi-County | |
CSA Name | Kansas City-Overland Park-Kansas City, MO-KS |
CBSA_DIV_Name | |
City State Key | W21171 |
Land Area | 7.600000 |
Water Area | 0.020000 |
City Alias Code | |
City Mixed Case | Overland Park |
City Alias Mixed Case | Overland Park |
Box Count | 0 |
SFDU | 10105 |
MFDU | 3918 |
State ANSI | 20 |
County ANSI | 091 |
ZIP Intro | |
Alias Intro | |
Facility Code | B |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 198355 |
Unique ZIP Name | |
SSA State County Code | 17450 |
Medicare CBSA Code | 28140 |
Medicare CBSA Name | Kansas City, MO-KS |
Medicare CBSA Type | Metro |
Market Rating Area ID | 1 |
County Mixed Case | Johnson |
Kansas Homeowners Insurance News & Information
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According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
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Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]