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Compare 66212 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 66212 area? The average homeowners premium in Kansas for a standard homeowners policy is around $1,063/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 66212 zip code, the population size is around 32,971 with 14,690 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 66212.

Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Overland Park, KS Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. KS RateDiscountsSavingsShop Rates
$1,478up to 40% off$591

66212 Home Insurance Average Premiums

Local 66212 homeowners insurance quotes comparison

$813 /yr.

Shows Zip Code: 66212 lowest rates with discounts applied on average.

For the 66212, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$813 /yr.
Average Coverage:$1063 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1363 /yr.

What is the average home insurance cost for a home in 66212?

  • • The average homeowners insurance premium paid annually for a home in 66212 is around $1063 per year.

What does it cost on average per month for home insurance in 66212?

  • • Homeowners in 66212 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 66212?

  • • Autoowners in 66212 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Overland Park area, check out other zip codes nearby 66212.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 66212

Average Building Cost Per Square Foot in 66212: $126

Location: Overland Park, Kansas (Johnson County)

Average Square Footage in 66212: 1,771 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66212 before you start any project. Overland Park homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66212 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66212 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,771 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Overland Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1261,771$223,200
Additional Upgrades & Added Features$1581,771$279,000
Major Home Updates or Advancements$1891,771$334,800

It's important to understand that when you estimate your replacement cost of your home in the 66212 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66212

Allstate Insurance - Sally Enfield

Address: 7211 West 98th Terrace Suite 130 Overland Park, KS 66212
Phone: (913)385-0174
Website:

Insurance Management

Address: 6800 W 107th St Overland Park, KS 66212
Phone: (913)341-8511
Website:

Toyne Insurance Agency

Address: 9270 Glenwood St Overland Park, KS 66212
Phone: (913)383-9700
Website: www.toyneinsurance.com

Best Home & Auto Insurance Agencies in 66212

Hale- Kevin

Address: 9071 Metcalf Ave Overland Park, KS 66212
Phone:
Website:
Info:

Toyne Insurance Agency

Address: 9270 Glenwood St Overland Park, KS 66212
Phone:
Website: http://www.toyneinsurance.com
Info:

John Novosel Ins Agcy Inc

Address: 7111 W 98th Ter Overland Park, KS 66212
Phone:
Website:
Info:

Hughes- Charles A

Address: 10394 Mastin St Overland Park, KS 66212
Phone:
Website:
Info:

Insurance Management

Address: 6800 W 107th St Overland Park, KS 66212
Phone:
Website:
Info:

Housing Demographics for 66212

Population Review for 66212 Zip Code

For the city of Overland Park, the population within 66212 has increased to over 33,793 residents in population size. The current population total is 32,971. We have broken down the population based on race below. In 66212, there are over 15934 in male population and 17037 females.

PopulationValues
Total Population32,971
White Population24289
Black Population2501
Hispanic Population4075
Asian Population1054
Hawaiian Population20
Indian Population179
Other Population1573
Male Population15934
Female Population17037
Population Estimate33793

Household Data for 66212

The average number of homes in 66212 is around 14,690, there are an average of 2.23 per household. The average house value according to local real estate values is around $223,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,690
Persons Per Household2.23
Average House Value$223,200
Income Per Household$69158
Median Age38.4
Median Age Male36.6
Median Age Female40.3
66212 DetailsValues
StateKS
State Full NameKansas
City TypeB
City Alias Abbreviation
Area Code913
CityOverland Park
City Alias NameOVERLAND PARK
CountyJohnson
County FIPS091
State FIPS20
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses929
Number Of Employees13855
Business First Quarter Payroll157321
Business Annual Payroll775623
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District03
Congressional LandArea757.2
Delivery Residential15154
Delivery Business1052
Delivery Total16707
Preferred Last Line KeyW21171
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW21171
Land Area7.600000
Water Area0.020000
City Alias Code
City Mixed CaseOverland Park
City Alias Mixed CaseOverland Park
Box Count0
SFDU10105
MFDU3918
State ANSI20
County ANSI091
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number198355
Unique ZIP Name
SSA State County Code17450
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseJohnson

Kansas Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]