66214 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 66214? There are over 5,369 occupied homes in the 66214 area. With a population size of 12,263, it's not uncommon for residence of Overland Park, KS to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Kansas is around $1,182 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 66214 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Overland Park, KS Home Insurance Rate Quotes

66214 Home Insurance Average Premiums

Local 66214 homeowners insurance quotes comparison

$932 /yr.

Shows Zip Code: 66214 lowest rates with discounts applied on average.

For the 66214, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$932 /yr.
Average Coverage:	$1182 /yr.
2600 sq. ft. or higher (all discounts applied)	$1482 /yr.

What is the average home insurance cost for a home in 66214?

• The average homeowners insurance premium paid annually for a home in 66214 is around $1182 per year.

What does it cost on average per month for home insurance in 66214?

• Homeowners in 66214 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 66214?

• Autoowners in 66214 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Overland Park area, check out other zip codes nearby 66214.
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Home Replacement Cost Coverage in 66214

Average Building Cost Per Square Foot in 66214: $126

Location: Overland Park, Kansas (Johnson County)

Average Square Footage in 66214: 1,970 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66214 before you start any project. Overland Park homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66214 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66214 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,970 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Overland Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$126	1,970	$248,200
Additional Upgrades & Added Features	$158	1,970	$310,250
Major Home Updates or Advancements	$189	1,970	$372,300

Calculate Your Dwelling Coverage in 66214

It's important to understand that when you estimate your replacement cost of your home in the 66214 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 66214

Hamner- Donald L

Address: 8745 Ballentine St Overland Park, KS 66214
Phone:
Website:
Info:

Berquist- Larry J

Address: 11111 W 95th St Overland Park, KS 66214
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 66214

Population Review for 66214 Zip Code

For the city of Overland Park, the population within 66214 has increased to over 13,452 residents in population size. The current population total is 12,263. We have broken down the population based on race below. In 66214, there are over 6018 in male population and 6245 females.

Population	Values
Total Population	12,263
White Population	8326
Black Population	1127
Hispanic Population	2050
Asian Population	425
Hawaiian Population	8
Indian Population	55
Other Population	895
Male Population	6018
Female Population	6245
Population Estimate	13452

Household Data for 66214

The average number of homes in 66214 is around 5,369, there are an average of 2.28 per household. The average house value according to local real estate values is around $248,200. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	5,369
Persons Per Household	2.28
Average House Value	$248,200
Income Per Household	$65684
Median Age	35.1
Median Age Male	34.4
Median Age Female	36.0

66214 Details	Values
State	KS
State Full Name	Kansas
City Type	B
City Alias Abbreviation
Area Code	913
City	Overland Park
City Alias Name	OVERLAND PARK
County	Johnson
County FIPS	091
State FIPS	20
Time Zone	6
Day Light Saving	Y
MSA	3760
PMSA
CSA	312
CBSA	28140
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Kansas City, MO-KS
MSA_Name	Kansas City, MO-KS MSA
PMSA_Name
Region	Midwest
Division	West North Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	764
Number Of Employees	15706
Business First Quarter Payroll	245809
Business Annual Payroll	977121
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	2035334
CBSA Division Population	0
Congressional District	03
Congressional LandArea	757.2
Delivery Residential	5900
Delivery Business	889
Delivery Total	13294
Preferred Last Line Key	W21171
Classification Code
Multi-County
CSA Name	Kansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State Key	W21171
Land Area	3.854000
Water Area	0.000000
City Alias Code
City Mixed Case	Overland Park
City Alias Mixed Case	Overland Park
Box Count	0
SFDU	2438
MFDU	1870
State ANSI	20
County ANSI	091
ZIP Intro
Alias Intro
Facility Code	B
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	198355
Unique ZIP Name
SSA State County Code	17450
Medicare CBSA Code	28140
Medicare CBSA Name	Kansas City, MO-KS
Medicare CBSA Type	Metro
Market Rating Area ID	1
County Mixed Case	Johnson

Kansas Homeowners Insurance News & Information

2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

Home Insurance Quotes in 66214!