Get multiple home insurance quotes in 66221. Our licensed 66221, KS agents are ready to serve you.

66221 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 66221 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Overland Park, KS quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 66221.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 66221 and start shopping.

Quickly and Easily Compare Average Rates for 66221

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Overland Park, KS home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 66221

Homeowners in Overland Park are paying roughly $996 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

Save on 66221 Home Insurance Quotes right now!

66221 Home Insurance Average Premiums

Local 66221 homeowners insurance quotes comparison

$746 /yr.

Shows Zip Code: 66221 lowest rates with discounts applied on average.

For the 66221, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$746 /yr.
Average Coverage:$996 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1296 /yr.

What is the average home insurance cost for a home in 66221?

  • • The average homeowners insurance premium paid annually for a home in 66221 is around $996 per year.

What does it cost on average per month for home insurance in 66221?

  • • Homeowners in 66221 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 66221?

  • • Autoowners in 66221 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Overland Park area, check out other zip codes nearby 66221.
Review average rates in another zip code:
66213 homeowners insurance rates
66224 homeowners insurance rates
66212 homeowners insurance rates
66223 homeowners insurance rates
66204 homeowners insurance rates
66214 homeowners insurance rates
66210 homeowners insurance rates
66207 homeowners insurance rates
66221 homeowners insurance rates

Home Replacement Cost Coverage in 66221

Average Building Cost Per Square Foot in 66221: $126

Location: Overland Park, Kansas (Johnson County)

Average Square Footage in 66221: 4,427 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66221 before you start any project. Overland Park homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66221 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66221 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,427 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Overland Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1264,427$557,800
Additional Upgrades & Added Features$1584,427$697,250
Major Home Updates or Advancements$1894,427$836,700

It's important to understand that when you estimate your replacement cost of your home in the 66221 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66221

Allstate Insurance-Lynn Simon

Address: 9146 West 135th St Overland Park, KS 66221
Phone: (913)681-6633
Website:

Best Home & Auto Insurance Agencies in 66221

Allstate Insurance CO

Address: 9146 W 135th St Overland Park, KS 66221
Phone:
Website:
Info:

Brouillette- John C

Address: 11690 W 135th St Overland Park, KS 66221
Phone:
Website:
Info:

Housing Demographics for 66221

Population Review for 66221 Zip Code

For the city of Overland Park, the population within 66221 has increased to over 27,318 residents in population size. The current population total is 24,818. We have broken down the population based on race below. In 66221, there are over 12482 in male population and 12336 females.

PopulationValues
Total Population24,818
White Population19182
Black Population628
Hispanic Population938
Asian Population3130
Hawaiian Population5
Indian Population49
Other Population248
Male Population12482
Female Population12336
Population Estimate27318

Household Data for 66221

The average number of homes in 66221 is around 7,935, there are an average of 3.12 per household. The average house value according to local real estate values is around $557,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,935
Persons Per Household3.12
Average House Value$557,800
Income Per Household$180037
Median Age38.6
Median Age Male38.1
Median Age Female39.0
66221 DetailsValues
StateKS
State Full NameKansas
City TypeB
City Alias Abbreviation
Area Code913
CityOverland Park
City Alias NameOVERLAND PARK
CountyJohnson
County FIPS091
State FIPS20
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses528
Number Of Employees3279
Business First Quarter Payroll31299
Business Annual Payroll140690
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District03
Congressional LandArea757.2
Delivery Residential8756
Delivery Business231
Delivery Total10374
Preferred Last Line KeyW21171
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW21171
Land Area12.136000
Water Area0.110000
City Alias Code
City Mixed CaseOverland Park
City Alias Mixed CaseOverland Park
Box Count0
SFDU1614
MFDU1381
State ANSI20
County ANSI091
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number198355
Unique ZIP Name
SSA State County Code17450
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseJohnson

Kansas Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]