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70114, LA Home Insurance

In the zip code of 70114, the population size is around 23,127, which consists of 9,727 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in New Orleans, LA. A few years ago, a study was done and found that the average home insurance rates for Louisiana are around $1,530 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 70114 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in New Orleans. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click New Orleans, LA Homeowners Insurance Online Rates Today!

70114 Home Insurance Average Premiums

Local 70114 homeowners insurance quotes comparison

$1280 /yr.

Shows Zip Code: 70114 lowest rates with discounts applied on average.

For the 70114, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1280 /yr.
Average Coverage:$1530 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1830 /yr.

What is the average home insurance cost for a home in 70114?

  • • The average homeowners insurance premium paid annually for a home in 70114 is around $1530 per year.

What does it cost on average per month for home insurance in 70114?

  • • Homeowners in 70114 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 70114?

  • • Autoowners in 70114 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Orleans area, check out other zip codes nearby 70114.
Review average rates in another zip code:
70123 homeowners insurance rates
70119 homeowners insurance rates
70121 homeowners insurance rates
70130 homeowners insurance rates
70129 homeowners insurance rates
70114 homeowners insurance rates
70124 homeowners insurance rates
70128 homeowners insurance rates
70115 homeowners insurance rates
70116 homeowners insurance rates

Home Replacement Cost Coverage in 70114

Average Building Cost Per Square Foot in 70114: $122

Location: New Orleans, Louisiana (Orleans County)

Average Square Footage in 70114: 1,360 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70114 before you start any project. New Orleans homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70114 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70114 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,360 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Orleans area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,360$165,900
Additional Upgrades & Added Features$1531,360$207,375
Major Home Updates or Advancements$1831,360$248,850

It's important to understand that when you estimate your replacement cost of your home in the 70114 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70114

American National Insurance CO

Address: 3815 Macarthur Boulevard New Orleans, LA 70114
Phone: (504)362-3944
Website: www.anico.com

Eaglin Insurance and Tax Service LLC

Address: 3201 General Meyer Avenue # C New Orleans, LA 70114
Phone: (504)367-5706
Website:

Algiers Auto Title Company

Address: 3201 General Meyer Avenue New Orleans, LA 70114
Phone: (504)367-5706
Website:

State Farm Bank

Address: 3501 Holiday Drive Suite 105 New Orleans, LA 70114
Phone: (504)367-6660
Website: www.statefarm.com

Garcia Insurance Agency

Address: 3815 Macarthur Boulevard New Orleans, LA 70114
Phone: (504)362-3944
Website:

Best Home & Auto Insurance Agencies in 70114

State Farm Insurance Companies - Agency Management Offices

Address: 1 Seine Ct, Ste 312 New Orleans, LA 70114
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Fontenot- Casimir J - State Farm Insurance Agent

Address: 3361 General Degaulle Dr, #Dr-203 New Orleans, LA 70114
Phone:
Website:
Info:

Bob Andras Ins Agcy Inc

Address: 3837 MacArthur Blvd New Orleans, LA 70114
Phone:
Website:
Info:

American National Insurance CO

Address: 3815 MacArthur Blvd New Orleans, LA 70114
Phone:
Website: http://www.anico.com
Info:

Hidalgo Jr- Emanuel J

Address: 1 Seine Ct New Orleans, LA 70114
Phone:
Website:
Info:

Housing Demographics for 70114

Population Review for 70114 Zip Code

For the city of New Orleans, the population within 70114 has increased to over 24,990 residents in population size. The current population total is 23,127. We have broken down the population based on race below. In 70114, there are over 10746 in male population and 12381 females.

PopulationValues
Total Population23,127
White Population4265
Black Population16217
Hispanic Population2022
Asian Population188
Hawaiian Population18
Indian Population90
Other Population1018
Male Population10746
Female Population12381
Population Estimate24990

Household Data for 70114

The average number of homes in 70114 is around 9,727, there are an average of 2.36 per household. The average house value according to local real estate values is around $165,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,727
Persons Per Household2.36
Average House Value$165,900
Income Per Household$31779
Median Age37.3
Median Age Male35.6
Median Age Female38.5
70114 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code504
CityNew Orleans
City Alias NameNEW ORLEANS
CountyOrleans
County FIPS071
State FIPS22
Time Zone6
Day Light SavingY
MSA5560
PMSA
CSA406
CBSA35380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Orleans-Metairie, LA
MSA_NameNew Orleans, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses350
Number Of Employees4270
Business First Quarter Payroll37433
Business Annual Payroll160238
Business Employment Flag
Growth Rank9
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number16911
Growth Increase Percentage4.9
Metropolitan DetailsValues
CBSA Population1167764
CBSA Division Population0
Congressional District02
Congressional LandArea1268.48
Delivery Residential10589
Delivery Business643
Delivery Total11603
Preferred Last Line KeyY24219
Classification Code
Multi-County
CSA NameNew Orleans-Metairie-Slidell, LA-MS
CBSA_DIV_Name
City State KeyY24219
Land Area5.054000
Water Area0.748000
City Alias Code
City Mixed CaseNew Orleans
City Alias Mixed CaseNew Orleans
Box Count0
SFDU7587
MFDU1847
State ANSI22
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number216565
Unique ZIP Name
SSA State County Code19350
Medicare CBSA Code35380
Medicare CBSA NameNew Orleans-Metairie, LA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseOrleans

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]