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Quickly Revew Homeowners Insurance in 70123
If you own a home in New Orleans, LA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.
GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 70123 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Louisiana licensed agents will also review your needs and make sure you have the appropriate coverage for your home.
If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 70123 and start comparing rates now.
70123 Homeowners Insurance Rates Are Considered: very high!
The average rate for a standard homeowners policy in 70123 is $1487 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.
We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.
Get 70123 Home Insurance Rate Quotes Right Now!
You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional New Orleans, LA home insurance quotes in your local city and review the most competitive coverages and premiums.
70123 Home Insurance Average Premiums
For the 70123, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $1237 /yr. |
Average Coverage: | $1487 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1787 /yr. |
What is the average home insurance cost for a home in 70123?
- • The average homeowners insurance premium paid annually for a home in 70123 is around $1487 per year.
What does it cost on average per month for home insurance in 70123?
- • Homeowners in 70123 pay a monthly average cost per month around $124.00.
What kind of discount could I get if I combine my home and auto insurance together in 70123?
- • Autoowners in 70123 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the New Orleans area, check out other zip codes nearby 70123.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 70123
Average Building Cost Per Square Foot in 70123: $122
Location: New Orleans, Louisiana (Jefferson County)Average Square Footage in 70123: 2,203 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 70123 before you start any project. New Orleans homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70123 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 70123 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,203 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Orleans area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $122 | 2,203 | $268,800 |
Additional Upgrades & Added Features | $153 | 2,203 | $336,000 |
Major Home Updates or Advancements | $183 | 2,203 | $403,200 |
It's important to understand that when you estimate your replacement cost of your home in the 70123 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 70123
Lodrigues Stacy Insurance
Address: 1501 Edwards Avenue Suite 10 New Orleans, LA 70123Phone: (504)733-8272
Website: www.allstate.com
Greater New Orleans Home Service Inc
Address: 1999 Hickory Avenue Suite 201 New Orleans, LA 70123Phone: (504)737-1995
Website:
Lodrigues & Associates LLC
Address: 500 Hickory Avenue Suite A New Orleans, LA 70123Phone: (504)737-1252
Website: www.lodrigues.com
Martin Gaynell J Insurance
Address: 1933 Hickory Avenue New Orleans, LA 70123Phone: (504)737-8182
Website: www.gaynellmartin.com
Best Home & Auto Insurance Agencies in 70123
Bilstad- R Elaine
Address: 5608 Citrus Blvd Elmwood, LA 70123Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Pfeifer, David - Digital Appraisal Svc LLC
Address: 260 Hickory Avenue Harahan, LA 70123Phone:
Website:
Info:
Jeff Stern - Allstate Insurance Company
Address: 9401 Jefferson Highway New Orleans, LA 70123Phone:
Website: http://www.tomtracker.com/redirect.cfm?bID=20940&hID=157818
Info:
Lodrigues & Associates LLC
Address: 500 Hickory Ave New Orleans, LA 70123Phone:
Website: http://www.lodrigues.com
Info:
State Farm Insurance Companies - Claims Offices- Elysian Fields Full Service Of
Address: 834 S Clearview Pky New Orleans, LA 70123Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Housing Demographics for 70123
Population Review for 70123 Zip Code
For the city of New Orleans, the population within 70123 has increased to over 29,095 residents in population size. The current population total is 27,346. We have broken down the population based on race below. In 70123, there are over 13084 in male population and 14262 females.
Population | Values |
---|---|
Total Population | 27,346 |
White Population | 20121 |
Black Population | 3485 |
Hispanic Population | 2620 |
Asian Population | 770 |
Hawaiian Population | 4 |
Indian Population | 82 |
Other Population | 552 |
Male Population | 13084 |
Female Population | 14262 |
Population Estimate | 29095 |
Household Data for 70123
The average number of homes in 70123 is around 12,727, there are an average of 2.14 per household. The average house value according to local real estate values is around $268,800. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 12,727 |
Persons Per Household | 2.14 |
Average House Value | $268,800 |
Income Per Household | $73668 |
Median Age | 43.7 |
Median Age Male | 42.3 |
Median Age Female | 44.9 |
70123 Details | Values |
---|---|
State | LA |
State Full Name | Louisiana |
City Type | P |
City Alias Abbreviation | |
Area Code | 504/985 |
City | New Orleans |
City Alias Name | NEW ORLEANS |
County | Jefferson |
County FIPS | 051 |
State FIPS | 22 |
Time Zone | 6 |
Day Light Saving | Y |
MSA | 5560 |
PMSA | |
CSA | 406 |
CBSA | 35380 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | New Orleans-Metairie, LA |
MSA_Name | New Orleans, LA MSA |
PMSA_Name | |
Region | South |
Division | West South Central |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 1358 |
Number Of Employees | 22833 |
Business First Quarter Payroll | 335332 |
Business Annual Payroll | 1334601 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 1167764 |
CBSA Division Population | 0 |
Congressional District | 01|02 |
Congressional LandArea | 4030.23|1268.48 |
Delivery Residential | 13596 |
Delivery Business | 1627 |
Delivery Total | 16251 |
Preferred Last Line Key | Y24219 |
Classification Code | |
Multi-County | |
CSA Name | New Orleans-Metairie-Slidell, LA-MS |
CBSA_DIV_Name | |
City State Key | Y24219 |
Land Area | 7.581000 |
Water Area | 1.492000 |
City Alias Code | |
City Mixed Case | New Orleans |
City Alias Mixed Case | New Orleans |
Box Count | 0 |
SFDU | 8825 |
MFDU | 4473 |
State ANSI | 22 |
County ANSI | 051 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 216565 |
Unique ZIP Name | |
SSA State County Code | 19250 |
Medicare CBSA Code | 35380 |
Medicare CBSA Name | New Orleans-Metairie, LA |
Medicare CBSA Type | Metro |
Market Rating Area ID | 1 |
County Mixed Case | Jefferson |
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