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70118 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 70118 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in New Orleans, LA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 70118.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 70118 and start shopping.

Quickly and Easily Compare Average Rates for 70118

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional New Orleans, LA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 70118

Homeowners in New Orleans are paying roughly $1578 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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70118 Home Insurance Average Premiums

Local 70118 homeowners insurance quotes comparison

$1328 /yr.

Shows Zip Code: 70118 lowest rates with discounts applied on average.

For the 70118, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1328 /yr.
Average Coverage:$1578 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1878 /yr.

What is the average home insurance cost for a home in 70118?

  • • The average homeowners insurance premium paid annually for a home in 70118 is around $1578 per year.

What does it cost on average per month for home insurance in 70118?

  • • Homeowners in 70118 pay a monthly average cost per month around $132.00.

What kind of discount could I get if I combine my home and auto insurance together in 70118?

  • • Autoowners in 70118 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Orleans area, check out other zip codes nearby 70118.
Review average rates in another zip code:
70127 homeowners insurance rates
70128 homeowners insurance rates
70124 homeowners insurance rates
70129 homeowners insurance rates
70114 homeowners insurance rates
70115 homeowners insurance rates
70121 homeowners insurance rates
70131 homeowners insurance rates
70123 homeowners insurance rates
70116 homeowners insurance rates

Home Replacement Cost Coverage in 70118

Average Building Cost Per Square Foot in 70118: $122

Location: New Orleans, Louisiana (Orleans County)

Average Square Footage in 70118: 3,007 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70118 before you start any project. New Orleans homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70118 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70118 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,007 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Orleans area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1223,007$366,800
Additional Upgrades & Added Features$1533,007$458,500
Major Home Updates or Advancements$1833,007$550,200

It's important to understand that when you estimate your replacement cost of your home in the 70118 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70118

Best Home & Auto Insurance Agencies in 70118

Allstate Insurance Company - Irshad Rahman

Address: 701 Dante Street New Orleans, LA 70118
Phone:
Website: http://www.allstateagencies.com/030311?cid=OTC-YP.com-IYP&att=TL
Info:

Leone- Joseph W

Address: 1701 S Carrollton Ave New Orleans, LA 70118
Phone:
Website:
Info:

Housing Demographics for 70118

Population Review for 70118 Zip Code

For the city of New Orleans, the population within 70118 has increased to over 35,080 residents in population size. The current population total is 35,635. We have broken down the population based on race below. In 70118, there are over 16312 in male population and 19323 females.

PopulationValues
Total Population35,635
White Population19401
Black Population10524
Hispanic Population4821
Asian Population831
Hawaiian Population33
Indian Population121
Other Population1173
Male Population16312
Female Population19323
Population Estimate35080

Household Data for 70118

The average number of homes in 70118 is around 13,829, there are an average of 2.16 per household. The average house value according to local real estate values is around $366,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,829
Persons Per Household2.16
Average House Value$366,800
Income Per Household$54046
Median Age30.7
Median Age Male31.5
Median Age Female30.0
70118 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code504/985
CityNew Orleans
City Alias NameNEW ORLEANS
CountyOrleans
County FIPS071
State FIPS22
Time Zone6
Day Light SavingY
MSA5560
PMSA
CSA406
CBSA35380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Orleans-Metairie, LA
MSA_NameNew Orleans, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses670
Number Of Employees17722
Business First Quarter Payroll212089
Business Annual Payroll870275
Business Employment Flag
Growth Rank9
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number16911
Growth Increase Percentage4.9
Metropolitan DetailsValues
CBSA Population1167764
CBSA Division Population0
Congressional District01|02
Congressional LandArea4030.23|1268.48
Delivery Residential16241
Delivery Business795
Delivery Total17515
Preferred Last Line KeyY24219
Classification Code
Multi-County
CSA NameNew Orleans-Metairie-Slidell, LA-MS
CBSA_DIV_Name
City State KeyY24219
Land Area4.625000
Water Area0.686000
City Alias Code
City Mixed CaseNew Orleans
City Alias Mixed CaseNew Orleans
Box Count0
SFDU14461
MFDU1690
State ANSI22
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number216565
Unique ZIP Name
SSA State County Code19350
Medicare CBSA Code35380
Medicare CBSA NameNew Orleans-Metairie, LA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseOrleans

Louisiana Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]