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Home Insurance in 70130

Our rates are very competitive for homeowners living in the 70130 zip code. Many homeowners based out of New Orleans, LA have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our LA licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 70130 should appear in the zip code field ready to go.

70130 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the New Orleans area? The average homeowners premium in 70130 is very high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 70130, you can expect to pay around $1501 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 70130

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Louisiana. Start your 70130 home insurance shopping today!

  1. New Orleans, LA Home Insurance Quotes

70130 Home Insurance Average Premiums

Local 70130 homeowners insurance quotes comparison

$1251 /yr.

Shows Zip Code: 70130 lowest rates with discounts applied on average.

For the 70130, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1251 /yr.
Average Coverage:$1501 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1801 /yr.

What is the average home insurance cost for a home in 70130?

  • • The average homeowners insurance premium paid annually for a home in 70130 is around $1501 per year.

What does it cost on average per month for home insurance in 70130?

  • • Homeowners in 70130 pay a monthly average cost per month around $125.00.

What kind of discount could I get if I combine my home and auto insurance together in 70130?

  • • Autoowners in 70130 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Orleans area, check out other zip codes nearby 70130.
Review average rates in another zip code:
70119 homeowners insurance rates
70123 homeowners insurance rates
70114 homeowners insurance rates
70118 homeowners insurance rates
70130 homeowners insurance rates
70117 homeowners insurance rates
70112 homeowners insurance rates
70126 homeowners insurance rates
70116 homeowners insurance rates
70121 homeowners insurance rates

Home Replacement Cost Coverage in 70130

Average Building Cost Per Square Foot in 70130: $122

Location: New Orleans, Louisiana (Orleans County)

Average Square Footage in 70130: 4,002 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70130 before you start any project. New Orleans homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70130 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70130 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,002 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Orleans area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1224,002$488,300
Additional Upgrades & Added Features$1534,002$610,375
Major Home Updates or Advancements$1834,002$732,450

It's important to understand that when you estimate your replacement cost of your home in the 70130 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70130

Best Home & Auto Insurance Agencies in 70130

J Everett Eaves Incorporated

Address: 650 Poydras Street #1500 New Orleans, LA 70130
Phone:
Website: http://www.jeeaves.com/
Info:

Lagarde Jr- Charles A - State Farm Insurance Agent

Address: 331 Carondelet St New Orleans, LA 70130
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Eagan- Selene

Address: 2131 Magazine St New Orleans, LA 70130
Phone:
Website:
Info:

Housing Demographics for 70130

Population Review for 70130 Zip Code

For the city of New Orleans, the population within 70130 has increased to over 19,225 residents in population size. The current population total is 14,521. We have broken down the population based on race below. In 70130, there are over 7222 in male population and 7299 females.

PopulationValues
Total Population14,521
White Population8932
Black Population3367
Hispanic Population1260
Asian Population456
Hawaiian Population2
Indian Population52
Other Population366
Male Population7222
Female Population7299
Population Estimate19225

Household Data for 70130

The average number of homes in 70130 is around 8,575, there are an average of 1.68 per household. The average house value according to local real estate values is around $488,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,575
Persons Per Household1.68
Average House Value$488,300
Income Per Household$65778
Median Age37.9
Median Age Male38.9
Median Age Female36.8
70130 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code504
CityNew Orleans
City Alias NameNEW ORLEANS
CountyOrleans
County FIPS071
State FIPS22
Time Zone6
Day Light SavingY
MSA5560
PMSA
CSA406
CBSA35380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Orleans-Metairie, LA
MSA_NameNew Orleans, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1855
Number Of Employees26050
Business First Quarter Payroll370769
Business Annual Payroll1564548
Business Employment Flag
Growth Rank9
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number16911
Growth Increase Percentage4.9
Metropolitan DetailsValues
CBSA Population1167764
CBSA Division Population0
Congressional District02
Congressional LandArea1268.48
Delivery Residential11444
Delivery Business2550
Delivery Total14859
Preferred Last Line KeyY24219
Classification Code
Multi-County
CSA NameNew Orleans-Metairie-Slidell, LA-MS
CBSA_DIV_Name
City State KeyY24219
Land Area2.134000
Water Area0.470000
City Alias Code
City Mixed CaseNew Orleans
City Alias Mixed CaseNew Orleans
Box Count0
SFDU4972
MFDU6184
State ANSI22
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number216565
Unique ZIP Name
SSA State County Code19350
Medicare CBSA Code35380
Medicare CBSA NameNew Orleans-Metairie, LA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseOrleans

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]