Get multiple home insurance quotes in 70121. Our licensed 70121, LA agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 70121

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 70121, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in New Orleans, LA from a list of top tier nationwide insurers.

Our Louisiana licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 70121 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 70121

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional New Orleans, LA home insurance quotes in your local city and review the most competitive coverages and premiums.

70121 Ratings: very high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in New Orleans we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 70121, homeowners are seeing rates around 1520 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 70121!

70121 Home Insurance Average Premiums

Local 70121 homeowners insurance quotes comparison

$1270 /yr.

Shows Zip Code: 70121 lowest rates with discounts applied on average.

For the 70121, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1270 /yr.
Average Coverage:$1520 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1820 /yr.

What is the average home insurance cost for a home in 70121?

  • • The average homeowners insurance premium paid annually for a home in 70121 is around $1520 per year.

What does it cost on average per month for home insurance in 70121?

  • • Homeowners in 70121 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 70121?

  • • Autoowners in 70121 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Orleans area, check out other zip codes nearby 70121.
Review average rates in another zip code:
70112 homeowners insurance rates
70115 homeowners insurance rates
70130 homeowners insurance rates
70128 homeowners insurance rates
70123 homeowners insurance rates
70129 homeowners insurance rates
70113 homeowners insurance rates
70126 homeowners insurance rates
70122 homeowners insurance rates
70127 homeowners insurance rates

Home Replacement Cost Coverage in 70121

Average Building Cost Per Square Foot in 70121: $122

Location: New Orleans, Louisiana (Jefferson County)

Average Square Footage in 70121: 1,689 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70121 before you start any project. New Orleans homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70121 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70121 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,689 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Orleans area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,689$206,000
Additional Upgrades & Added Features$1531,689$257,500
Major Home Updates or Advancements$1831,689$309,000

It's important to understand that when you estimate your replacement cost of your home in the 70121 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70121

Best Home & Auto Insurance Agencies in 70121

Leblanc, Marvin D - State Farm Insurance Agent

Address: 615 Central Ave New Orleans, LA 70121
Phone:
Website: http://www.statefarm.mqgroup.com/url.asp?usr=181009
Info:

Pappalardo Agency Inc

Address: 202 Causeway Blvd New Orleans, LA 70121
Phone:
Website: http://www.pcompanies.com
Info:

ACE Cash Express

Address: 4103 Jefferson Highway New Orleans, LA 70121
Phone:
Website: http://www.acecashexpress.com/
Info:

Parish Insurance Corporation

Address: 2017 Jefferson Hwy New Orleans, LA 70121
Phone:
Website:
Info:

Emery & James

Address: 206 Tyler St Jefferson, LA 70121
Phone:
Website: http://www.emeryjames.com
Info:

Housing Demographics for 70121

Population Review for 70121 Zip Code

For the city of New Orleans, the population within 70121 has increased to over 11,883 residents in population size. The current population total is 11,523. We have broken down the population based on race below. In 70121, there are over 5598 in male population and 5925 females.

PopulationValues
Total Population11,523
White Population7286
Black Population2377
Hispanic Population1551
Asian Population162
Hawaiian Population7
Indian Population61
Other Population567
Male Population5598
Female Population5925
Population Estimate11883

Household Data for 70121

The average number of homes in 70121 is around 5,694, there are an average of 1.96 per household. The average house value according to local real estate values is around $206,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,694
Persons Per Household1.96
Average House Value$206,000
Income Per Household$52298
Median Age46.1
Median Age Male45.0
Median Age Female47.4
70121 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code504/985
CityNew Orleans
City Alias NameNEW ORLEANS
CountyJefferson
County FIPS051
State FIPS22
Time Zone6
Day Light SavingY
MSA5560
PMSA
CSA406
CBSA35380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Orleans-Metairie, LA
MSA_NameNew Orleans, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses436
Number Of Employees16026
Business First Quarter Payroll285625
Business Annual Payroll1228339
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1167764
CBSA Division Population0
Congressional District01|02
Congressional LandArea4030.23|1268.48
Delivery Residential6063
Delivery Business611
Delivery Total9066
Preferred Last Line KeyY24219
Classification Code
Multi-County
CSA NameNew Orleans-Metairie-Slidell, LA-MS
CBSA_DIV_Name
City State KeyY24219
Land Area3.277000
Water Area0.566000
City Alias Code
City Mixed CaseNew Orleans
City Alias Mixed CaseNew Orleans
Box Count0
SFDU4749
MFDU902
State ANSI22
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number216565
Unique ZIP Name
SSA State County Code19250
Medicare CBSA Code35380
Medicare CBSA NameNew Orleans-Metairie, LA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseJefferson

Louisiana Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]