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Searching for Homeowners Insurance in 70124
If you are a homeowners that lives in 70124 you may be searching for more affordable homeowners insurance in New Orleans. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.
GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of New Orleans, LA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.
Our Louisiana licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.
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Get 70124 Home Insurance Rate Quotes Right Now!
You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional New Orleans, LA home insurance quotes in your local city and review the most competitive coverages and premiums.
Check Out 70124 Home Insurance Costs: very high!
In New Orleans, homeowners are paying roughly $1481 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 70124 zip code.
Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in New Orleans are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.
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70124 Home Insurance Average Premiums
For the 70124, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $1231 /yr. |
Average Coverage: | $1481 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1781 /yr. |
What is the average home insurance cost for a home in 70124?
- • The average homeowners insurance premium paid annually for a home in 70124 is around $1481 per year.
What does it cost on average per month for home insurance in 70124?
- • Homeowners in 70124 pay a monthly average cost per month around $123.00.
What kind of discount could I get if I combine my home and auto insurance together in 70124?
- • Autoowners in 70124 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the New Orleans area, check out other zip codes nearby 70124.
Review average rates in another zip code:
70121 homeowners insurance rates
70113 homeowners insurance rates
70125 homeowners insurance rates
70117 homeowners insurance rates
70118 homeowners insurance rates
70131 homeowners insurance rates
70127 homeowners insurance rates
70130 homeowners insurance rates
70129 homeowners insurance rates
70115 homeowners insurance rates
Home Replacement Cost Coverage in 70124
Average Building Cost Per Square Foot in 70124: $122
Location: New Orleans, Louisiana (Orleans County)Average Square Footage in 70124: 3,948 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 70124 before you start any project. New Orleans homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70124 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 70124 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,948 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Orleans area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $122 | 3,948 | $481,700 |
Additional Upgrades & Added Features | $153 | 3,948 | $602,125 |
Major Home Updates or Advancements | $183 | 3,948 | $722,550 |
It's important to understand that when you estimate your replacement cost of your home in the 70124 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 70124
Allstate Insurance - Kenneth J. Taylor
Address: 902 Harrison Ave New Orleans, LA 70124Phone: (504)486-5522
Website:
Best Home & Auto Insurance Agencies in 70124
Cinquemano III- Anthony - State Farm Insurance Agent
Address: 6262 Pontchartrain Blvd New Orleans, LA 70124Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Cosse- Rodney L - State Farm Insurance Agent
Address: 7037 Canal Blvd, #201 New Orleans, LA 70124Phone:
Website:
Info:
Allstate Insurance Company - Kenneth Taylor
Address: 7037 Canal Boulevard New Orleans, LA 70124Phone:
Website: http://www.allstateagencies.com/029590?cid=OTC-YP.com-IYP&att=TL
Info:
Talamo- Larry J
Address: 6504 Spanish Fort Blvd New Orleans, LA 70124Phone:
Website:
Info:
Allstate Insurance - Kenneth J. Taylor
Address: 902 Harrison Ave New Orleans, LA 70124Phone:
Website:
Info:
Housing Demographics for 70124
Population Review for 70124 Zip Code
For the city of New Orleans, the population within 70124 has increased to over 25,024 residents in population size. The current population total is 22,777. We have broken down the population based on race below. In 70124, there are over 11072 in male population and 11705 females.
Population | Values |
---|---|
Total Population | 22,777 |
White Population | 18666 |
Black Population | 856 |
Hispanic Population | 2065 |
Asian Population | 712 |
Hawaiian Population | 9 |
Indian Population | 51 |
Other Population | 375 |
Male Population | 11072 |
Female Population | 11705 |
Population Estimate | 25024 |
Household Data for 70124
The average number of homes in 70124 is around 9,355, there are an average of 2.43 per household. The average house value according to local real estate values is around $481,700. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 9,355 |
Persons Per Household | 2.43 |
Average House Value | $481,700 |
Income Per Household | $104563 |
Median Age | 37.7 |
Median Age Male | 37.5 |
Median Age Female | 37.8 |
70124 Details | Values |
---|---|
State | LA |
State Full Name | Louisiana |
City Type | P |
City Alias Abbreviation | |
Area Code | 504 |
City | New Orleans |
City Alias Name | NEW ORLEANS |
County | Orleans |
County FIPS | 071 |
State FIPS | 22 |
Time Zone | 6 |
Day Light Saving | Y |
MSA | 5560 |
PMSA | |
CSA | 406 |
CBSA | 35380 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | New Orleans-Metairie, LA |
MSA_Name | New Orleans, LA MSA |
PMSA_Name | |
Region | South |
Division | West South Central |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 551 |
Number Of Employees | 4384 |
Business First Quarter Payroll | 37083 |
Business Annual Payroll | 164209 |
Business Employment Flag | |
Growth Rank | 9 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 16911 |
Growth Increase Percentage | 4.9 |
Metropolitan Details | Values |
---|---|
CBSA Population | 1167764 |
CBSA Division Population | 0 |
Congressional District | 01 |
Congressional LandArea | 4030.23 |
Delivery Residential | 10298 |
Delivery Business | 328 |
Delivery Total | 10922 |
Preferred Last Line Key | Y24219 |
Classification Code | |
Multi-County | |
CSA Name | New Orleans-Metairie-Slidell, LA-MS |
CBSA_DIV_Name | |
City State Key | Y24219 |
Land Area | 6.687000 |
Water Area | 1.030000 |
City Alias Code | |
City Mixed Case | New Orleans |
City Alias Mixed Case | New Orleans |
Box Count | 0 |
SFDU | 9626 |
MFDU | 621 |
State ANSI | 22 |
County ANSI | 071 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 216565 |
Unique ZIP Name | |
SSA State County Code | 19350 |
Medicare CBSA Code | 35380 |
Medicare CBSA Name | New Orleans-Metairie, LA |
Medicare CBSA Type | Metro |
Market Rating Area ID | 1 |
County Mixed Case | Orleans |
Louisiana Homeowners Insurance News & Information
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