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Compare 70112 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in New Orleans just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 2,852 neighbors looking to save on their home insurance policy in the local 70112 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 70112. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Louisiana rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your New Orleans, LA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in New Orleans, LA

70112 Home Insurance Average Premiums

Local 70112 homeowners insurance quotes comparison

$1359 /yr.

Shows Zip Code: 70112 lowest rates with discounts applied on average.

For the 70112, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1359 /yr.
Average Coverage:$1609 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1909 /yr.

What is the average home insurance cost for a home in 70112?

  • • The average homeowners insurance premium paid annually for a home in 70112 is around $1609 per year.

What does it cost on average per month for home insurance in 70112?

  • • Homeowners in 70112 pay a monthly average cost per month around $134.00.

What kind of discount could I get if I combine my home and auto insurance together in 70112?

  • • Autoowners in 70112 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Orleans area, check out other zip codes nearby 70112.
Review average rates in another zip code:
70130 homeowners insurance rates
70113 homeowners insurance rates
70129 homeowners insurance rates
70118 homeowners insurance rates
70115 homeowners insurance rates
70121 homeowners insurance rates
70124 homeowners insurance rates
70123 homeowners insurance rates
70114 homeowners insurance rates
70119 homeowners insurance rates

Home Replacement Cost Coverage in 70112

Average Building Cost Per Square Foot in 70112: $122

Location: New Orleans, Louisiana (Orleans County)

Average Square Footage in 70112: 3,575 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70112 before you start any project. New Orleans homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70112 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70112 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,575 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Orleans area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1223,575$436,200
Additional Upgrades & Added Features$1533,575$545,250
Major Home Updates or Advancements$1833,575$654,300

It's important to understand that when you estimate your replacement cost of your home in the 70112 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70112

Brown Ray Insurance

Address: 1 Shell Square New Orleans, LA 70112
Phone: (504)581-4731
Website: www.smiainsurance.com

Carbo Insurance Agency

Address: Canal Street New Orleans, LA 70112
Phone: (504)488-0070
Website:

Standard Mortgage Insurance Agency

Address: 1 Shell Square New Orleans, LA 70112
Phone: (504)581-4731
Website:

Best Home & Auto Insurance Agencies in 70112

Dan Burghardt Insurance & Title Transfers

Address: 2198 Canal St New Orleans, LA 70112
Phone:
Website: http://www.danburghardt.com
Info:

ACE Cash Express

Address: 401 South Claiborne Avenue New Orleans, LA 70112
Phone:
Website: http://www.acecashexpress.com/
Info:

Carbo Insurance Agency

Address: Canal St New Orleans, LA 70112
Phone:
Website:
Info:

Nolan- Christopher J

Address: 216 Baronne St New Orleans, LA 70112
Phone:
Website:
Info:

Housing Demographics for 70112

Population Review for 70112 Zip Code

For the city of New Orleans, the population within 70112 has increased to over 6,483 residents in population size. The current population total is 4,988. We have broken down the population based on race below. In 70112, there are over 2486 in male population and 2502 females.

PopulationValues
Total Population4,988
White Population1915
Black Population2253
Hispanic Population365
Asian Population348
Hawaiian Population0
Indian Population22
Other Population150
Male Population2486
Female Population2502
Population Estimate6483

Household Data for 70112

The average number of homes in 70112 is around 2,852, there are an average of 1.54 per household. The average house value according to local real estate values is around $436,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,852
Persons Per Household1.54
Average House Value$436,200
Income Per Household$32654
Median Age34.5
Median Age Male35.7
Median Age Female32.8
70112 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code504
CityNew Orleans
City Alias NameNEW ORLEANS
CountyOrleans
County FIPS071
State FIPS22
Time Zone6
Day Light SavingY
MSA5560
PMSA
CSA406
CBSA35380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Orleans-Metairie, LA
MSA_NameNew Orleans, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses707
Number Of Employees20054
Business First Quarter Payroll381907
Business Annual Payroll1437252
Business Employment Flag
Growth Rank9
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number16911
Growth Increase Percentage4.9
Metropolitan DetailsValues
CBSA Population1167764
CBSA Division Population0
Congressional District02
Congressional LandArea1268.48
Delivery Residential4210
Delivery Business905
Delivery Total5105
Preferred Last Line KeyY24219
Classification Code
Multi-County
CSA NameNew Orleans-Metairie-Slidell, LA-MS
CBSA_DIV_Name
City State KeyY24219
Land Area0.983000
Water Area0.000000
City Alias Code
City Mixed CaseNew Orleans
City Alias Mixed CaseNew Orleans
Box Count0
SFDU761
MFDU2737
State ANSI22
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number216565
Unique ZIP Name
SSA State County Code19350
Medicare CBSA Code35380
Medicare CBSA NameNew Orleans-Metairie, LA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseOrleans

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]