Get multiple home insurance quotes in 68005. Our licensed 68005, NE agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 68005

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 68005, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Bellevue, NE from a list of top tier nationwide insurers.

Our Nebraska licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 68005 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 68005

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Bellevue, NE home insurance quotes in your local city and review the most competitive coverages and premiums.

68005 Ratings: very high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Bellevue we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 68005, homeowners are seeing rates around 1227 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 68005!

68005 Home Insurance Average Premiums

Local 68005 homeowners insurance quotes comparison

$977 /yr.

Shows Zip Code: 68005 lowest rates with discounts applied on average.

For the 68005, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$977 /yr.
Average Coverage:$1227 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1527 /yr.

What is the average home insurance cost for a home in 68005?

  • • The average homeowners insurance premium paid annually for a home in 68005 is around $1227 per year.

What does it cost on average per month for home insurance in 68005?

  • • Homeowners in 68005 pay a monthly average cost per month around $102.00.

What kind of discount could I get if I combine my home and auto insurance together in 68005?

  • • Autoowners in 68005 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bellevue area, check out other zip codes nearby 68005.
Review average rates in another zip code:
68005 homeowners insurance rates
68147 homeowners insurance rates
68123 homeowners insurance rates

Home Replacement Cost Coverage in 68005

Average Building Cost Per Square Foot in 68005: $140

Location: Bellevue, Nebraska (Sarpy County)

Average Square Footage in 68005: 1,091 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68005 before you start any project. Bellevue homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68005 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68005 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,091 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bellevue area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,091$152,700
Additional Upgrades & Added Features$1751,091$190,875
Major Home Updates or Advancements$2101,091$229,050

It's important to understand that when you estimate your replacement cost of your home in the 68005 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68005

Best Home & Auto Insurance Agencies in 68005

Gotch- Jeffrey D

Address: 1501 Galvin Rd S Bellevue, NE 68005
Phone:
Website:
Info:

Rupert- Richard F - State Farm Insurance Agent

Address: 408 W Mission Ave Bellevue, NE 68005
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 68005

Population Review for 68005 Zip Code

For the city of Bellevue, the population within 68005 has increased to over 23,263 residents in population size. The current population total is 23,236. We have broken down the population based on race below. In 68005, there are over 11376 in male population and 11860 females.

PopulationValues
Total Population23,236
White Population16978
Black Population1483
Hispanic Population3369
Asian Population566
Hawaiian Population51
Indian Population195
Other Population1290
Male Population11376
Female Population11860
Population Estimate23263

Household Data for 68005

The average number of homes in 68005 is around 9,444, there are an average of 2.42 per household. The average house value according to local real estate values is around $152,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,444
Persons Per Household2.42
Average House Value$152,700
Income Per Household$56924
Median Age36.3
Median Age Male34.6
Median Age Female38.2
68005 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CityBellevue
City Alias NameBELLEVUE
CountySarpy
County FIPS153
State FIPS31
Time Zone6
Day Light SavingY
MSA5920
PMSA
CSA420
CBSA36540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOmaha, NE-IA
MSA_NameOmaha, NE-IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses463
Number Of Employees6723
Business First Quarter Payroll63779
Business Annual Payroll275451
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population865350
CBSA Division Population0
Congressional District01
Congressional LandArea8879.02
Delivery Residential9613
Delivery Business553
Delivery Total10623
Preferred Last Line KeyW19503
Classification Code
Multi-County
CSA NameOmaha-Fremont, NE-IA
CBSA_DIV_Name
City State KeyW19503
Land Area18.651000
Water Area1.248000
City Alias Code
City Mixed CaseBellevue
City Alias Mixed CaseBellevue
Box Count311
SFDU6684
MFDU1279
State ANSI31
County ANSI153
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number300825
Unique ZIP Name
SSA State County Code28760
Medicare CBSA Code36540
Medicare CBSA NameOmaha-Council Bluffs, NE-IA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseSarpy

Nebraska Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]