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68147 Home Insurance Rates & Premiums

Did you know there are over 11,387 people living within the 68147 zip code area? There are over 4,034 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 68147.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Nebraska are on the rise. The estimated average premium is around $1,190 a year for a standard homeowners insurance policy in Bellevue. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Bellevue, NE Homeowners Insurance Quotes Online

68147 Home Insurance Average Premiums

Local 68147 homeowners insurance quotes comparison

$940 /yr.

Shows Zip Code: 68147 lowest rates with discounts applied on average.

For the 68147, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$940 /yr.
Average Coverage:$1190 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1490 /yr.

What is the average home insurance cost for a home in 68147?

  • • The average homeowners insurance premium paid annually for a home in 68147 is around $1190 per year.

What does it cost on average per month for home insurance in 68147?

  • • Homeowners in 68147 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 68147?

  • • Autoowners in 68147 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bellevue area, check out other zip codes nearby 68147.
Review average rates in another zip code:
68123 homeowners insurance rates
68005 homeowners insurance rates
68147 homeowners insurance rates

Home Replacement Cost Coverage in 68147

Average Building Cost Per Square Foot in 68147: $140

Location: Bellevue, Nebraska (Sarpy County)

Average Square Footage in 68147: 1,133 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68147 before you start any project. Bellevue homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68147 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68147 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,133 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bellevue area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,133$158,600
Additional Upgrades & Added Features$1751,133$198,250
Major Home Updates or Advancements$2101,133$237,900

It's important to understand that when you estimate your replacement cost of your home in the 68147 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68147

Best Home & Auto Insurance Agencies in 68147

Housing Demographics for 68147

Population Review for 68147 Zip Code

For the city of Bellevue, the population within 68147 has increased to over 12,134 residents in population size. The current population total is 11,387. We have broken down the population based on race below. In 68147, there are over 5649 in male population and 5738 females.

PopulationValues
Total Population11,387
White Population6973
Black Population543
Hispanic Population3604
Asian Population195
Hawaiian Population9
Indian Population162
Other Population1669
Male Population5649
Female Population5738
Population Estimate12134

Household Data for 68147

The average number of homes in 68147 is around 4,034, there are an average of 2.82 per household. The average house value according to local real estate values is around $158,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,034
Persons Per Household2.82
Average House Value$158,600
Income Per Household$70790
Median Age34.9
Median Age Male33.3
Median Age Female36.6
68147 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402/531
CityBellevue
City Alias NameBELLEVUE
CountySarpy
County FIPS153
State FIPS31
Time Zone6
Day Light SavingY
MSA5920
PMSA
CSA420
CBSA36540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOmaha, NE-IA
MSA_NameOmaha, NE-IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses126
Number Of Employees984
Business First Quarter Payroll11466
Business Annual Payroll50591
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population865350
CBSA Division Population0
Congressional District01|02
Congressional LandArea8879.02|509.74
Delivery Residential4303
Delivery Business104
Delivery Total4391
Preferred Last Line KeyW19503
Classification Code
Multi-CountyY
CSA NameOmaha-Fremont, NE-IA
CBSA_DIV_Name
City State KeyW19503
Land Area4.878000
Water Area0.000000
City Alias Code
City Mixed CaseBellevue
City Alias Mixed CaseBellevue
Box Count0
SFDU3685
MFDU187
State ANSI31
County ANSI153
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number300825
Unique ZIP Name
SSA State County Code28760
Medicare CBSA Code36540
Medicare CBSA NameOmaha-Council Bluffs, NE-IA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseSarpy

Nebraska Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]