Get multiple home insurance quotes in 68123. Our licensed 68123, NE agents are ready to serve you.

Check Out 68123 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Bellevue, NE.

We will gather some basic information about your home in Bellevue, NE and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Nebraska licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 68123 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 68123

We have pulled together a variety of data related to homeowners insurance in Nebraska. Simply click on one of the links below to learn about the average cost of homeowners insurance in Nebraska as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Bellevue, NE home insurance quotes in your local city and review the most competitive coverages and premiums.

68123 Homeowners Insurance Rates, Average Rating: very high!

Homeowners insurance policies in 68123 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Nebraska is roughly $1174. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 68123 homeowners insurance policy!

68123 Home Insurance Average Premiums

Local 68123 homeowners insurance quotes comparison

$924 /yr.

Shows Zip Code: 68123 lowest rates with discounts applied on average.

For the 68123, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$924 /yr.
Average Coverage:$1174 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1474 /yr.

What is the average home insurance cost for a home in 68123?

  • • The average homeowners insurance premium paid annually for a home in 68123 is around $1174 per year.

What does it cost on average per month for home insurance in 68123?

  • • Homeowners in 68123 pay a monthly average cost per month around $98.00.

What kind of discount could I get if I combine my home and auto insurance together in 68123?

  • • Autoowners in 68123 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bellevue area, check out other zip codes nearby 68123.
Review average rates in another zip code:
68005 homeowners insurance rates
68147 homeowners insurance rates
68123 homeowners insurance rates

Home Replacement Cost Coverage in 68123

Average Building Cost Per Square Foot in 68123: $140

Location: Bellevue, Nebraska (Sarpy County)

Average Square Footage in 68123: 1,565 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68123 before you start any project. Bellevue homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68123 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68123 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,565 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bellevue area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,565$219,100
Additional Upgrades & Added Features$1751,565$273,875
Major Home Updates or Advancements$2101,565$328,650

It's important to understand that when you estimate your replacement cost of your home in the 68123 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68123

Allstate Insurance - Paul Stuke

Address: 2851 Capehart Rd # G Bellevue, NE 68123
Phone: (402)292-7477
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16295

Best Home & Auto Insurance Agencies in 68123

Beardmore-Reimer Leslie

Address: 2015 Pratt Ave Bellevue, NE 68123
Phone:
Website:
Info:

American Family Insurance

Address: 4005 Twin Creek Dr Bellevue, NE 68123
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Beardmore Insurance Incorporated

Address: 11507 S 42nd St, #104 Bellevue, NE 68123
Phone:
Website: http://www.national.citysearch.com/profile/46271467/bellevue_ne/beardmore_insurance_inc.html
Info:

Van Horn- Andrew M - State Farm Insurance Agent

Address: 2015 Pratt Ave, #119 Bellevue, NE 68123
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Plog- John R - State Farm Insurance Agent

Address: 11828 S 25th St Bellevue, NE 68123
Phone:
Website:
Info:

Housing Demographics for 68123

Population Review for 68123 Zip Code

For the city of Bellevue, the population within 68123 has increased to over 35,091 residents in population size. The current population total is 32,203. We have broken down the population based on race below. In 68123, there are over 16078 in male population and 16125 females.

PopulationValues
Total Population32,203
White Population23914
Black Population2250
Hispanic Population3644
Asian Population949
Hawaiian Population82
Indian Population168
Other Population1112
Male Population16078
Female Population16125
Population Estimate35091

Household Data for 68123

The average number of homes in 68123 is around 12,025, there are an average of 2.67 per household. The average house value according to local real estate values is around $219,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,025
Persons Per Household2.67
Average House Value$219,100
Income Per Household$83608
Median Age31.9
Median Age Male31.1
Median Age Female32.8
68123 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CityBellevue
City Alias NameBELLEVUE
CountySarpy
County FIPS153
State FIPS31
Time Zone6
Day Light SavingY
MSA5920
PMSA
CSA420
CBSA36540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOmaha, NE-IA
MSA_NameOmaha, NE-IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses386
Number Of Employees5996
Business First Quarter Payroll52446
Business Annual Payroll220938
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population865350
CBSA Division Population0
Congressional District01
Congressional LandArea8879.02
Delivery Residential13143
Delivery Business404
Delivery Total15376
Preferred Last Line KeyW19503
Classification Code
Multi-County
CSA NameOmaha-Fremont, NE-IA
CBSA_DIV_Name
City State KeyW19503
Land Area24.937000
Water Area1.069000
City Alias Code
City Mixed CaseBellevue
City Alias Mixed CaseBellevue
Box Count0
SFDU6524
MFDU2215
State ANSI31
County ANSI153
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number300825
Unique ZIP Name
SSA State County Code28760
Medicare CBSA Code36540
Medicare CBSA NameOmaha-Council Bluffs, NE-IA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseSarpy

Nebraska Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]