Get multiple home insurance quotes in 68524. Our licensed 68524, NE agents are ready to serve you.

68524 Home Insurance Rates

For homeowners living in 68524, the population estimates are increasing to well over 5,843 with 1,997 occupied homes within the zip code of 68524. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Lincoln have increased and the average home insurance premium is around $1,172 per year in 68524. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 68524 zip code today so we can help you find affordable Lincoln, NE home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 68524

Please select one of the three options below based on your 68524 zip code to learn more about Nebraska homeowners insurance, plus review average rates and information per state, county or city.

  1. Nebraska Homeowners Insurance Quotes
  2. Lancaster County, NE Home Insurance
  3. Lincoln, NE Home Insurance Quotes

68524 Average Home Insurance Rating Cost is: Very High!

Getting cheaper homeowners insurance in the 68524 zip code just got easier with GetHomeInsuranceQuotes.com of Lincoln, NE. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 68524 today and let us help you review the best home insurance quotes available for homeowners living in Lincoln.

Get 68524 Homeowners Insurance Rates Now!

68524 Home Insurance Average Premiums

Local 68524 homeowners insurance quotes comparison

$922 /yr.

Shows Zip Code: 68524 lowest rates with discounts applied on average.

For the 68524, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$922 /yr.
Average Coverage:$1172 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1472 /yr.

What is the average home insurance cost for a home in 68524?

  • • The average homeowners insurance premium paid annually for a home in 68524 is around $1172 per year.

What does it cost on average per month for home insurance in 68524?

  • • Homeowners in 68524 pay a monthly average cost per month around $98.00.

What kind of discount could I get if I combine my home and auto insurance together in 68524?

  • • Autoowners in 68524 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lincoln area, check out other zip codes nearby 68524.
Review average rates in another zip code:
68524 homeowners insurance rates
68520 homeowners insurance rates
68514 homeowners insurance rates
68517 homeowners insurance rates
68526 homeowners insurance rates
68503 homeowners insurance rates
68504 homeowners insurance rates
68532 homeowners insurance rates
68527 homeowners insurance rates
68522 homeowners insurance rates

Home Replacement Cost Coverage in 68524

Average Building Cost Per Square Foot in 68524: $140

Location: Lincoln, Nebraska (Lancaster County)

Average Square Footage in 68524: 1,202 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68524 before you start any project. Lincoln homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68524 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68524 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,202 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lincoln area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,202$168,300
Additional Upgrades & Added Features$1751,202$210,375
Major Home Updates or Advancements$2101,202$252,450

It's important to understand that when you estimate your replacement cost of your home in the 68524 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68524

Best Home & Auto Insurance Agencies in 68524

Housing Demographics for 68524

Population Review for 68524 Zip Code

For the city of Lincoln, the population within 68524 has increased to over 6,175 residents in population size. The current population total is 5,843. We have broken down the population based on race below. In 68524, there are over 2874 in male population and 2969 females.

PopulationValues
Total Population5,843
White Population4338
Black Population336
Hispanic Population797
Asian Population78
Hawaiian Population8
Indian Population101
Other Population282
Male Population2874
Female Population2969
Population Estimate6175

Household Data for 68524

The average number of homes in 68524 is around 1,997, there are an average of 2.92 per household. The average house value according to local real estate values is around $168,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,997
Persons Per Household2.92
Average House Value$168,300
Income Per Household$67770
Median Age31.2
Median Age Male29.9
Median Age Female32.7
68524 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CityLincoln
City Alias NameLINCOLN
CountyLancaster
County FIPS109
State FIPS31
Time Zone6
Day Light SavingY
MSA4360
PMSA
CSA339
CBSA30700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLincoln, NE
MSA_NameLincoln, NE MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses85
Number Of Employees4392
Business First Quarter Payroll59931
Business Annual Payroll282299
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population302157
CBSA Division Population0
Congressional District01
Congressional LandArea8879.02
Delivery Residential2115
Delivery Business96
Delivery Total2568
Preferred Last Line KeyW19933
Classification Code
Multi-County
CSA NameLincoln-Beatrice, NE
CBSA_DIV_Name
City State KeyW19933
Land Area28.643000
Water Area1.087000
City Alias Code
City Mixed CaseLincoln
City Alias Mixed CaseLincoln
Box Count0
SFDU921
MFDU0
State ANSI31
County ANSI109
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number305160
Unique ZIP Name
SSA State County Code28540
Medicare CBSA Code30700
Medicare CBSA NameLincoln, NE
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseLancaster

Nebraska Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]