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Searching for Homeowners Insurance in 89147

If you are a homeowners that lives in 89147 you may be searching for more affordable homeowners insurance in Las Vegas. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Las Vegas, NV. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Nevada licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 89147 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Las Vegas, NV home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 89147 Home Insurance Costs: very low!

In Las Vegas, homeowners are paying roughly $615 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 89147 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Las Vegas are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 89147 policy right now!

89147 Home Insurance Average Premiums

Local 89147 homeowners insurance quotes comparison

$365 /yr.

Shows Zip Code: 89147 lowest rates with discounts applied on average.

For the 89147, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$365 /yr.
Average Coverage:$615 /yr.
2600 sq. ft. or higher
(all discounts applied)
$915 /yr.

What is the average home insurance cost for a home in 89147?

  • • The average homeowners insurance premium paid annually for a home in 89147 is around $615 per year.

What does it cost on average per month for home insurance in 89147?

  • • Homeowners in 89147 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 89147?

  • • Autoowners in 89147 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Las Vegas area, check out other zip codes nearby 89147.
Review average rates in another zip code:
89101 homeowners insurance rates
89142 homeowners insurance rates
89145 homeowners insurance rates
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89179 homeowners insurance rates
89141 homeowners insurance rates
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89118 homeowners insurance rates
89108 homeowners insurance rates
89107 homeowners insurance rates

Home Replacement Cost Coverage in 89147

Average Building Cost Per Square Foot in 89147: $177

Location: Las Vegas, Nevada (Clark County)

Average Square Footage in 89147: 1,641 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 89147 before you start any project. Las Vegas homeowners pay on average around $177 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 89147 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 89147 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,641 sq. ft. and the average cost to rebuild the home in this area is around $177 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Las Vegas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1771,641$290,400
Additional Upgrades & Added Features$2211,641$363,000
Major Home Updates or Advancements$2661,641$435,600

It's important to understand that when you estimate your replacement cost of your home in the 89147 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 89147

Best Home & Auto Insurance Agencies in 89147

Sandra Achiardi Agency

Address: 8425 W Flamingo Rd Las Vegas, NV 89147
Phone:
Website:
Info:

Wilde- Lisa M - State Farm Insurance Agent

Address: 4440 S Durango Dr Las Vegas, NV 89147
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Lowe- Katharine B

Address: 3655 S Durango Dr Las Vegas, NV 89147
Phone:
Website: http://www.katelowe.com
Info:

Mark A Brandon Ins Agcy Inc - State Farm Insurance Agent

Address: 9360 W Flamingo Rd, #109 Las Vegas, NV 89147
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 89147

Population Review for 89147 Zip Code

For the city of Las Vegas, the population within 89147 has increased to over 57,675 residents in population size. The current population total is 55,642. We have broken down the population based on race below. In 89147, there are over 27216 in male population and 28426 females.

PopulationValues
Total Population55,642
White Population23216
Black Population6748
Hispanic Population12484
Asian Population11764
Hawaiian Population498
Indian Population466
Other Population5538
Male Population27216
Female Population28426
Population Estimate57675

Household Data for 89147

The average number of homes in 89147 is around 21,686, there are an average of 2.55 per household. The average house value according to local real estate values is around $290,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode21,686
Persons Per Household2.55
Average House Value$290,400
Income Per Household$63086
Median Age40.0
Median Age Male38.6
Median Age Female41.2
89147 DetailsValues
StateNV
State Full NameNevada
City TypeP
City Alias Abbreviation
Area Code702
CityLas Vegas
City Alias NameLAS VEGAS
CountyClark
County FIPS003
State FIPS32
Time Zone8
Day Light SavingY
MSA4120
PMSA
CSA332
CBSA29820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLas Vegas-Henderson-North Las Vegas, NV
MSA_NameLas Vegas, NV-AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1179
Number Of Employees10425
Business First Quarter Payroll100539
Business Annual Payroll459764
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1951269
CBSA Division Population0
Congressional District03
Congressional LandArea2848.99
Delivery Residential22618
Delivery Business981
Delivery Total24183
Preferred Last Line KeyZ14477
Classification Code
Multi-County
CSA NameLas Vegas-Henderson, NV
CBSA_DIV_Name
City State KeyZ14477
Land Area7.355000
Water Area0.000000
City Alias Code
City Mixed CaseLas Vegas
City Alias Mixed CaseLas Vegas
Box Count0
SFDU1916
MFDU7529
State ANSI32
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number314880
Unique ZIP Name
SSA State County Code29010
Medicare CBSA Code29820
Medicare CBSA NameLas Vegas-Henderson-Paradise, NV
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseClark

Nevada Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]