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Quickly Revew Homeowners Insurance in 13214

If you own a home in Syracuse, NY you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 13214 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our New York licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 13214 and start comparing rates now.

13214 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 13214 is $1037 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 13214 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Syracuse, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

13214 Home Insurance Average Premiums

Local 13214 homeowners insurance quotes comparison

$787 /yr.

Shows Zip Code: 13214 lowest rates with discounts applied on average.

For the 13214, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$787 /yr.
Average Coverage:$1037 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1337 /yr.

What is the average home insurance cost for a home in 13214?

  • • The average homeowners insurance premium paid annually for a home in 13214 is around $1037 per year.

What does it cost on average per month for home insurance in 13214?

  • • Homeowners in 13214 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 13214?

  • • Autoowners in 13214 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Syracuse area, check out other zip codes nearby 13214.
Review average rates in another zip code:
13204 homeowners insurance rates
13207 homeowners insurance rates
13210 homeowners insurance rates
13219 homeowners insurance rates
13211 homeowners insurance rates
13215 homeowners insurance rates
13214 homeowners insurance rates
13208 homeowners insurance rates
13206 homeowners insurance rates
13224 homeowners insurance rates

Home Replacement Cost Coverage in 13214

Average Building Cost Per Square Foot in 13214: $205

Location: Syracuse, New York (Onondaga County)

Average Square Footage in 13214: 864 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 13214 before you start any project. Syracuse homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 13214 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 13214 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 864 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Syracuse area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205864$177,200
Additional Upgrades & Added Features$256864$221,500
Major Home Updates or Advancements$308864$265,800

It's important to understand that when you estimate your replacement cost of your home in the 13214 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 13214

Best Home & Auto Insurance Agencies in 13214

Jackson- Cynthia R

Address: 3680 Erie Blvd E Syracuse, NY 13214
Phone:
Website:
Info:

Kemper Network Svc Ctr

Address: 5784 Widewaters Pky Syracuse, NY 13214
Phone:
Website:
Info:

Housing Demographics for 13214

Population Review for 13214 Zip Code

For the city of Syracuse, the population within 13214 has increased to over 7,452 residents in population size. The current population total is 9,072. We have broken down the population based on race below. In 13214, there are over 4068 in male population and 5004 females.

PopulationValues
Total Population9,072
White Population6536
Black Population1252
Hispanic Population531
Asian Population392
Hawaiian Population5
Indian Population27
Other Population185
Male Population4068
Female Population5004
Population Estimate7452

Household Data for 13214

The average number of homes in 13214 is around 3,109, there are an average of 2.31 per household. The average house value according to local real estate values is around $177,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,109
Persons Per Household2.31
Average House Value$177,200
Income Per Household$73929
Median Age34.7
Median Age Male34.1
Median Age Female35.5
13214 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code315
CitySyracuse
City Alias NameSYRACUSE
CountyOnondaga
County FIPS067
State FIPS36
Time Zone5
Day Light SavingY
MSA8160
PMSA
CSA532
CBSA45060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSyracuse, NY
MSA_NameSyracuse, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses373
Number Of Employees8746
Business First Quarter Payroll111980
Business Annual Payroll470005
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population662577
CBSA Division Population0
Congressional District22
Congressional LandArea5077.45
Delivery Residential3226
Delivery Business301
Delivery Total4055
Preferred Last Line KeyV16466
Classification Code
Multi-County
CSA NameSyracuse-Auburn, NY
CBSA_DIV_Name
City State KeyV16466
Land Area3.511000
Water Area0.008000
City Alias Code
City Mixed CaseSyracuse
City Alias Mixed CaseSyracuse
Box Count159
SFDU2518
MFDU656
State ANSI36
County ANSI067
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number358360
Unique ZIP Name
SSA State County Code33520
Medicare CBSA Code45060
Medicare CBSA NameSyracuse, NY
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseOnondaga

New York Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]