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Homeowners Insurance in 43201

For homeowners living in 43201, you want more affordable home insurance rates in Columbus, right? Our rates are very competitive for homeowners living in the great city of Columbus, OH. Many homeowners living in the 43201 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 43201 should appear in the zip code field ready to go. Comparing Columbus, OH Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

43201 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Columbus pay around $644 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Ohio home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 43201 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Columbus homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Ohio home insurance premium today!

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43201 Home Insurance Average Premiums

Local 43201 homeowners insurance quotes comparison

$394 /yr.

Shows Zip Code: 43201 lowest rates with discounts applied on average.

For the 43201, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$394 /yr.
Average Coverage:$644 /yr.
2600 sq. ft. or higher
(all discounts applied)
$944 /yr.

What is the average home insurance cost for a home in 43201?

  • • The average homeowners insurance premium paid annually for a home in 43201 is around $644 per year.

What does it cost on average per month for home insurance in 43201?

  • • Homeowners in 43201 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 43201?

  • • Autoowners in 43201 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Columbus area, check out other zip codes nearby 43201.
Review average rates in another zip code:
43223 homeowners insurance rates
43231 homeowners insurance rates
43220 homeowners insurance rates
43202 homeowners insurance rates
43228 homeowners insurance rates
43206 homeowners insurance rates
43235 homeowners insurance rates
43203 homeowners insurance rates
43224 homeowners insurance rates
43085 homeowners insurance rates

Home Replacement Cost Coverage in 43201

Average Building Cost Per Square Foot in 43201: $111

Location: Columbus, Ohio (Franklin County)

Average Square Footage in 43201: 2,864 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43201 before you start any project. Columbus homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43201 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43201 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,864 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Columbus area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1112,864$317,900
Additional Upgrades & Added Features$1392,864$397,375
Major Home Updates or Advancements$1672,864$476,850

It's important to understand that when you estimate your replacement cost of your home in the 43201 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43201

Best Home & Auto Insurance Agencies in 43201

Housing Demographics for 43201

Population Review for 43201 Zip Code

For the city of Columbus, the population within 43201 has increased to over 37,519 residents in population size. The current population total is 37,528. We have broken down the population based on race below. In 43201, there are over 20013 in male population and 17515 females.

PopulationValues
Total Population37,528
White Population26335
Black Population4825
Hispanic Population2300
Asian Population2960
Hawaiian Population20
Indian Population68
Other Population833
Male Population20013
Female Population17515
Population Estimate37519

Household Data for 43201

The average number of homes in 43201 is around 17,185, there are an average of 2.04 per household. The average house value according to local real estate values is around $317,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,185
Persons Per Household2.04
Average House Value$317,900
Income Per Household$38609
Median Age23.5
Median Age Male24.0
Median Age Female22.9
43201 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code614/380
CityColumbus
City Alias NameCOLUMBUS
CountyFranklin
County FIPS049
State FIPS39
Time Zone5
Day Light SavingY
MSA1840
PMSA
CSA198
CBSA18140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbus, OH
MSA_NameColumbus, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses658
Number Of Employees11567
Business First Quarter Payroll142368
Business Annual Payroll692759
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1836536
CBSA Division Population0
Congressional District03
Congressional LandArea228
Delivery Residential18392
Delivery Business779
Delivery Total19396
Preferred Last Line KeyX20643
Classification Code
Multi-County
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX20643
Land Area3.055000
Water Area0.015000
City Alias Code
City Mixed CaseColumbus
City Alias Mixed CaseColumbus
Box Count138
SFDU9913
MFDU7284
State ANSI39
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number381792
Unique ZIP Name
SSA State County Code36250
Medicare CBSA Code18140
Medicare CBSA NameColumbus, OH
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseFranklin

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