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Quickly Revew Homeowners Insurance in 43223

If you own a home in Columbus, OH you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 43223 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Ohio licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 43223 and start comparing rates now.

43223 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 43223 is $645 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 43223 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Columbus, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

43223 Home Insurance Average Premiums

Local 43223 homeowners insurance quotes comparison

$395 /yr.

Shows Zip Code: 43223 lowest rates with discounts applied on average.

For the 43223, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$395 /yr.
Average Coverage:$645 /yr.
2600 sq. ft. or higher
(all discounts applied)
$945 /yr.

What is the average home insurance cost for a home in 43223?

  • • The average homeowners insurance premium paid annually for a home in 43223 is around $645 per year.

What does it cost on average per month for home insurance in 43223?

  • • Homeowners in 43223 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 43223?

  • • Autoowners in 43223 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Columbus area, check out other zip codes nearby 43223.
Review average rates in another zip code:
43220 homeowners insurance rates
43229 homeowners insurance rates
43205 homeowners insurance rates
43201 homeowners insurance rates
43212 homeowners insurance rates
43231 homeowners insurance rates
43202 homeowners insurance rates
43232 homeowners insurance rates
43211 homeowners insurance rates
43204 homeowners insurance rates

Home Replacement Cost Coverage in 43223

Average Building Cost Per Square Foot in 43223: $111

Location: Columbus, Ohio (Franklin County)

Average Square Footage in 43223: 782 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43223 before you start any project. Columbus homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43223 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43223 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 782 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Columbus area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111782$86,800
Additional Upgrades & Added Features$139782$108,500
Major Home Updates or Advancements$167782$130,200

It's important to understand that when you estimate your replacement cost of your home in the 43223 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43223

Best Home & Auto Insurance Agencies in 43223

American Family Insurance

Address: 420 Stimmel Rd Columbus, OH 43223
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Housing Demographics for 43223

Population Review for 43223 Zip Code

For the city of Columbus, the population within 43223 has increased to over 27,451 residents in population size. The current population total is 27,951. We have broken down the population based on race below. In 43223, there are over 14453 in male population and 13498 females.

PopulationValues
Total Population27,951
White Population16229
Black Population6965
Hispanic Population2908
Asian Population475
Hawaiian Population10
Indian Population150
Other Population1898
Male Population14453
Female Population13498
Population Estimate27451

Household Data for 43223

The average number of homes in 43223 is around 9,913, there are an average of 2.63 per household. The average house value according to local real estate values is around $86,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,913
Persons Per Household2.63
Average House Value$86,800
Income Per Household$43223
Median Age34.6
Median Age Male34.4
Median Age Female34.8
43223 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code614
CityColumbus
City Alias NameCOLUMBUS
CountyFranklin
County FIPS049
State FIPS39
Time Zone5
Day Light SavingY
MSA1840
PMSA
CSA198
CBSA18140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbus, OH
MSA_NameColumbus, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses396
Number Of Employees7187
Business First Quarter Payroll77330
Business Annual Payroll350369
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1836536
CBSA Division Population0
Congressional District15
Congressional LandArea4738.93
Delivery Residential10438
Delivery Business627
Delivery Total11152
Preferred Last Line KeyX20643
Classification Code
Multi-County
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX20643
Land Area10.002000
Water Area0.852000
City Alias Code
City Mixed CaseColumbus
City Alias Mixed CaseColumbus
Box Count89
SFDU8659
MFDU1009
State ANSI39
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number381792
Unique ZIP Name
SSA State County Code36250
Medicare CBSA Code18140
Medicare CBSA NameColumbus, OH
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseFranklin

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