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43206 Homeowners Insurance Quotes & Rates

Columbus residents living within the 10,395 homes available in the zip code of 43206 are shopping online to compare cheaper and more affordable Columbus, OH home insurance rates. In the great city of Columbus, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Ohio is around $597 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 43206 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 43206 home insurance rates today! Please give us a call now at 1-855-976-2656. For Columbus, OH Homeowners Insurance Quotes, Click to easily get started!

43206 Home Insurance Average Premiums

Local 43206 homeowners insurance quotes comparison

$347 /yr.

Shows Zip Code: 43206 lowest rates with discounts applied on average.

For the 43206, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$347 /yr.
Average Coverage:$597 /yr.
2600 sq. ft. or higher
(all discounts applied)
$897 /yr.

What is the average home insurance cost for a home in 43206?

  • • The average homeowners insurance premium paid annually for a home in 43206 is around $597 per year.

What does it cost on average per month for home insurance in 43206?

  • • Homeowners in 43206 pay a monthly average cost per month around $50.00.

What kind of discount could I get if I combine my home and auto insurance together in 43206?

  • • Autoowners in 43206 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Columbus area, check out other zip codes nearby 43206.
Review average rates in another zip code:
43201 homeowners insurance rates
43219 homeowners insurance rates
43231 homeowners insurance rates
43209 homeowners insurance rates
43204 homeowners insurance rates
43222 homeowners insurance rates
43215 homeowners insurance rates
43211 homeowners insurance rates
43220 homeowners insurance rates
43230 homeowners insurance rates

Home Replacement Cost Coverage in 43206

Average Building Cost Per Square Foot in 43206: $111

Location: Columbus, Ohio (Franklin County)

Average Square Footage in 43206: 1,991 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43206 before you start any project. Columbus homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43206 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43206 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,991 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Columbus area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,991$221,000
Additional Upgrades & Added Features$1391,991$276,250
Major Home Updates or Advancements$1671,991$331,500

It's important to understand that when you estimate your replacement cost of your home in the 43206 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43206

Allstate Insurance - Michael Wood

Address: 489 Lazelle Road Westerville, OH 43206
Phone: (614)854-9156
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16641

Frye Insurance Services Inc - South

Address: 1301 South High Street Columbus, OH 43206
Phone: (614)586-1053
Website:

Best Home & Auto Insurance Agencies in 43206

Carleen L Walsh Agency - Nationwide Insurance

Address: 888 S High St Columbus, OH 43206
Phone:
Website:
Info:

American Family Insurance - John F Serbu

Address: 933 S High St Columbus, OH 43206
Phone:
Website:
Info:

City Agency Inc

Address: 975 Parsons Ave Columbus, OH 43206
Phone:
Website:
Info:

Frye Insurance Services Inc - South

Address: 1301 S High St Columbus, OH 43206
Phone:
Website:
Info:

Housing Demographics for 43206

Population Review for 43206 Zip Code

For the city of Columbus, the population within 43206 has increased to over 23,322 residents in population size. The current population total is 21,594. We have broken down the population based on race below. In 43206, there are over 10650 in male population and 10944 females.

PopulationValues
Total Population21,594
White Population11095
Black Population8250
Hispanic Population895
Asian Population327
Hawaiian Population14
Indian Population84
Other Population416
Male Population10650
Female Population10944
Population Estimate23322

Household Data for 43206

The average number of homes in 43206 is around 10,395, there are an average of 2.07 per household. The average house value according to local real estate values is around $221,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,395
Persons Per Household2.07
Average House Value$221,000
Income Per Household$62310
Median Age34.5
Median Age Male35.0
Median Age Female34.0
43206 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code614
CityColumbus
City Alias NameCOLUMBUS
CountyFranklin
County FIPS049
State FIPS39
Time Zone5
Day Light SavingY
MSA1840
PMSA
CSA198
CBSA18140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbus, OH
MSA_NameColumbus, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses446
Number Of Employees5687
Business First Quarter Payroll87360
Business Annual Payroll303885
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1836536
CBSA Division Population0
Congressional District03|15
Congressional LandArea228|4738.93
Delivery Residential11267
Delivery Business484
Delivery Total11997
Preferred Last Line KeyX20643
Classification Code
Multi-County
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX20643
Land Area3.019000
Water Area0.001000
City Alias Code
City Mixed CaseColumbus
City Alias Mixed CaseColumbus
Box Count80
SFDU10286
MFDU794
State ANSI39
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number381792
Unique ZIP Name
SSA State County Code36250
Medicare CBSA Code18140
Medicare CBSA NameColumbus, OH
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseFranklin

Ohio Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]