43235 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 43235? Our rates are very competitive for homeowners living in Columbus, OH. Many homeowners based out of your 43235 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 43235 should appear in the zip code field ready to go. For Columbus, OH Home Insurance Rate Quotes click to review the best rates and service online!

43235 Average Premium is Rated: Very Low!

Homeowners living in 43235 can easily save up to 40% off the average home insurance premium of $729 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Columbus that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 43235 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 43235!

43235 Home Insurance Average Premiums

Local 43235 homeowners insurance quotes comparison

$479 /yr.

Shows Zip Code: 43235 lowest rates with discounts applied on average.

For the 43235, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$479 /yr.
Average Coverage:	$729 /yr.
2600 sq. ft. or higher (all discounts applied)	$1029 /yr.

What is the average home insurance cost for a home in 43235?

• The average homeowners insurance premium paid annually for a home in 43235 is around $729 per year.

What does it cost on average per month for home insurance in 43235?

• Homeowners in 43235 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 43235?

• Autoowners in 43235 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Columbus area, check out other zip codes nearby 43235.
Review average rates in another zip code:
43230 homeowners insurance rates
43217 homeowners insurance rates
43219 homeowners insurance rates
43204 homeowners insurance rates
43201 homeowners insurance rates
43202 homeowners insurance rates
43220 homeowners insurance rates
43229 homeowners insurance rates
43212 homeowners insurance rates
43211 homeowners insurance rates

Home Replacement Cost Coverage in 43235

Average Building Cost Per Square Foot in 43235: $111

Location: Columbus, Ohio (Franklin County)

Average Square Footage in 43235: 2,431 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43235 before you start any project. Columbus homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43235 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43235 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,431 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Columbus area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$111	2,431	$269,800
Additional Upgrades & Added Features	$139	2,431	$337,250
Major Home Updates or Advancements	$167	2,431	$404,700

Calculate Your Dwelling Coverage in 43235

It's important to understand that when you estimate your replacement cost of your home in the 43235 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 43235

Geico Insurance

Address: 7370 Sawmill Rd Columbus, OH 43235
Phone:
Website:
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Cook- Raymond B

Address: 7846 Olentangy River Rd Columbus, OH 43235
Phone:
Website:
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American Family Insurance

Address: 30 Northwoods Blvd Columbus, OH 43235
Phone:
Website:
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Allstate Insurance Company

Address: 7710 Olentangy River Rd Columbus, OH 43235
Phone:
Website:
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New York Life Benefit Services

Address: 100 E Campus View Blvd Columbus, OH 43235
Phone:
Website: http://www.newyorklife.com
Info: New York Life Insurance Company - The Company You Keep
Life Insurance, Annuities, Long-Term Care Insurance, and Mutual Funds from the Company You Keep. life insurance, annuities, long-term care insurance, whole, term, universal, life insurance quote, sales careers, New York Life

Housing Demographics for 43235

Population Review for 43235 Zip Code

For the city of Columbus, the population within 43235 has increased to over 46,583 residents in population size. The current population total is 45,561. We have broken down the population based on race below. In 43235, there are over 22165 in male population and 23396 females.

Population	Values
Total Population	45,561
White Population	33569
Black Population	2932
Hispanic Population	3089
Asian Population	4156
Hawaiian Population	31
Indian Population	177
Other Population	1479
Male Population	22165
Female Population	23396
Population Estimate	46583

Household Data for 43235

The average number of homes in 43235 is around 19,888, there are an average of 2.26 per household. The average house value according to local real estate values is around $269,800. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	19,888
Persons Per Household	2.26
Average House Value	$269,800
Income Per Household	$77215
Median Age	36.2
Median Age Male	34.8
Median Age Female	37.8

43235 Details	Values
State	OH
State Full Name	Ohio
City Type	P
City Alias Abbreviation
Area Code	614/380
City	Columbus
City Alias Name	COLUMBUS
County	Franklin
County FIPS	049
State FIPS	39
Time Zone	5
Day Light Saving	Y
MSA	1840
PMSA
CSA	198
CBSA	18140
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Columbus, OH
MSA_Name	Columbus, OH MSA
PMSA_Name
Region	Midwest
Division	East North Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	1151
Number Of Employees	17282
Business First Quarter Payroll	233169
Business Annual Payroll	929502
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	1836536
CBSA Division Population	0
Congressional District	03\|04\|15
Congressional LandArea	228\|4664.87\|4738.93
Delivery Residential	20612
Delivery Business	1360
Delivery Total	21849
Preferred Last Line Key	X20643
Classification Code
Multi-County	Y
CSA Name	Columbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State Key	X20643
Land Area	14.150000
Water Area	0.152000
City Alias Code
City Mixed Case	Columbus
City Alias Mixed Case	Columbus
Box Count	0
SFDU	10188
MFDU	3613
State ANSI	39
County ANSI	049
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	381792
Unique ZIP Name
SSA State County Code	36250
Medicare CBSA Code	18140
Medicare CBSA Name	Columbus, OH
Medicare CBSA Type	Metro
Market Rating Area ID	9
County Mixed Case	Franklin

Ohio Homeowners Insurance News & Information

Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024
Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies. Here are some common exclusions that could leave you […]
2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

Home Insurance Quotes in 43235!