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43214, OH Homeowners Insurance Rates

With a population size of 26,805 and with 13,079 occupied homes in the 43214 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Columbus, OH are around $625 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Columbus, Ohio. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Ohio home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Columbus, OH.

For Ohio home insurance information, including average Columbus home insurance rates, coverage options or the different homeowners insurance types, please select Columbus, OH Home Insurance Quotes Now!

43214 Home Insurance Average Premiums

Local 43214 homeowners insurance quotes comparison

$375 /yr.

Shows Zip Code: 43214 lowest rates with discounts applied on average.

For the 43214, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$375 /yr.
Average Coverage:$625 /yr.
2600 sq. ft. or higher
(all discounts applied)
$925 /yr.

What is the average home insurance cost for a home in 43214?

  • • The average homeowners insurance premium paid annually for a home in 43214 is around $625 per year.

What does it cost on average per month for home insurance in 43214?

  • • Homeowners in 43214 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 43214?

  • • Autoowners in 43214 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Columbus area, check out other zip codes nearby 43214.
Review average rates in another zip code:
43210 homeowners insurance rates
43231 homeowners insurance rates
43230 homeowners insurance rates
43232 homeowners insurance rates
43209 homeowners insurance rates
43215 homeowners insurance rates
43204 homeowners insurance rates
43240 homeowners insurance rates
43207 homeowners insurance rates
43228 homeowners insurance rates

Home Replacement Cost Coverage in 43214

Average Building Cost Per Square Foot in 43214: $111

Location: Columbus, Ohio (Franklin County)

Average Square Footage in 43214: 2,777 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43214 before you start any project. Columbus homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43214 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43214 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,777 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Columbus area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1112,777$308,200
Additional Upgrades & Added Features$1392,777$385,250
Major Home Updates or Advancements$1672,777$462,300

It's important to understand that when you estimate your replacement cost of your home in the 43214 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43214

Ernie F. Epitropoulos Agency

Address: 4701 Olentangy River Rd Columbus, OH 43214
Phone: (614)451-2030
Website:

Allstate Insurance-Joyce Pae Insurance

Address: 178 Graceland Blvd Columbus, OH 43214
Phone: (614)847-9203
Website: agent.allstate.com/70191

Best Home & Auto Insurance Agencies in 43214

Grant Insurance Agency Inc - State Farm Insurance Agent

Address: 4612 N High St Columbus, OH 43214
Phone:
Website: http://www.grantagencyinc.com
Info:

Allstate Insurance-Joyce Pae Insurance

Address: 178 Graceland Blvd Columbus, OH 43214
Phone:
Website: http://www.agent.allstate.com/70191
Info:

Ernie F. Epitropoulos Agency

Address: 4701 Olentangy River Rd Columbus, OH 43214
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 5354 N High St Columbus, OH 43214
Phone:
Website:
Info:

Ernie F Epitropoulos - Nationwide Insurance

Address: 4701 Olentangy River Rd, #102 Columbus, OH 43214
Phone:
Website: http://www.nationwide.com/agent/Columbus-OHIO-insurance-agent/ernie/office.html
Info:

Housing Demographics for 43214

Population Review for 43214 Zip Code

For the city of Columbus, the population within 43214 has increased to over 27,864 residents in population size. The current population total is 26,805. We have broken down the population based on race below. In 43214, there are over 12901 in male population and 13904 females.

PopulationValues
Total Population26,805
White Population22287
Black Population1520
Hispanic Population825
Asian Population1030
Hawaiian Population4
Indian Population67
Other Population242
Male Population12901
Female Population13904
Population Estimate27864

Household Data for 43214

The average number of homes in 43214 is around 13,079, there are an average of 2.01 per household. The average house value according to local real estate values is around $308,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,079
Persons Per Household2.01
Average House Value$308,200
Income Per Household$83227
Median Age40.6
Median Age Male38.6
Median Age Female42.8
43214 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code614
CityColumbus
City Alias NameCOLUMBUS
CountyFranklin
County FIPS049
State FIPS39
Time Zone5
Day Light SavingY
MSA1840
PMSA
CSA198
CBSA18140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbus, OH
MSA_NameColumbus, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses840
Number Of Employees21551
Business First Quarter Payroll303008
Business Annual Payroll1323303
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1836536
CBSA Division Population0
Congressional District03
Congressional LandArea228
Delivery Residential13863
Delivery Business1090
Delivery Total19163
Preferred Last Line KeyX20643
Classification Code
Multi-County
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX20643
Land Area6.814000
Water Area0.102000
City Alias Code
City Mixed CaseColumbus
City Alias Mixed CaseColumbus
Box Count200
SFDU10432
MFDU3229
State ANSI39
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number381792
Unique ZIP Name
SSA State County Code36250
Medicare CBSA Code18140
Medicare CBSA NameColumbus, OH
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseFranklin

Ohio Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]