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Homeowners Insurance in 43229
Getting the most affordable home insurance rates in 43229 just got easier for Columbus, OH home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Columbus. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For Columbus, OH Home Insurance Quotes, Click to easily review rates!
Average Home Insurance Rates in 43229
When discussing Ohio homeowners insurance rates, Columbus residents are finding new ways to save time and money by discovering lower rates when they shop online. Ohio may not be the cheapest state in the country to purchase homeowners insurance, but it does rank lower than average at a nationwide rank of 45. Residents that live within the 43229 zipcode are currently paying $634 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Columbus does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.
43229 Home Insurance Average Premiums
For the 43229, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $384 /yr. |
Average Coverage: | $634 /yr. |
2600 sq. ft. or higher (all discounts applied) | $934 /yr. |
What is the average home insurance cost for a home in 43229?
- • The average homeowners insurance premium paid annually for a home in 43229 is around $634 per year.
What does it cost on average per month for home insurance in 43229?
- • Homeowners in 43229 pay a monthly average cost per month around $53.00.
What kind of discount could I get if I combine my home and auto insurance together in 43229?
- • Autoowners in 43229 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Columbus area, check out other zip codes nearby 43229.
Review average rates in another zip code:
43205 homeowners insurance rates
43201 homeowners insurance rates
43219 homeowners insurance rates
43213 homeowners insurance rates
43222 homeowners insurance rates
43207 homeowners insurance rates
43223 homeowners insurance rates
43204 homeowners insurance rates
43229 homeowners insurance rates
43230 homeowners insurance rates
Home Replacement Cost Coverage in 43229
Average Building Cost Per Square Foot in 43229: $111
Location: Columbus, Ohio (Franklin County)Average Square Footage in 43229: 1,408 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 43229 before you start any project. Columbus homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43229 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 43229 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,408 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Columbus area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $111 | 1,408 | $156,300 |
Additional Upgrades & Added Features | $139 | 1,408 | $195,375 |
Major Home Updates or Advancements | $167 | 1,408 | $234,450 |
It's important to understand that when you estimate your replacement cost of your home in the 43229 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 43229
Allstate Insurance - Joyce Pae
Address: 4889 Sinclair Rd #110 Columbus, OH 43229Phone: (614)847-9203
Website:
Best Home & Auto Insurance Agencies in 43229
Loring R Richardson
Address: 5312 Sinclair Rd Columbus, OH 43229Phone:
Website:
Info:
Montgomery- Deborah L
Address: 1880 Schrock Rd Columbus, OH 43229Phone:
Website: http://www.debbiemontgomery.com
Info:
Kelley- Stephen C
Address: 991 Schrock Rd Columbus, OH 43229Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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American Family Insurance
Address: 1415 E Dublin Granville Rd Columbus, OH 43229Phone:
Website:
Info:
Allstate Insurance - Joyce Pae
Address: 4889 Sinclair Rd, #Rd-110 Columbus, OH 43229Phone:
Website:
Info:
Housing Demographics for 43229
Population Review for 43229 Zip Code
For the city of Columbus, the population within 43229 has increased to over 54,719 residents in population size. The current population total is 54,310. We have broken down the population based on race below. In 43229, there are over 26223 in male population and 28087 females.
Population | Values |
---|---|
Total Population | 54,310 |
White Population | 17705 |
Black Population | 23754 |
Hispanic Population | 6106 |
Asian Population | 4709 |
Hawaiian Population | 10 |
Indian Population | 351 |
Other Population | 3522 |
Male Population | 26223 |
Female Population | 28087 |
Population Estimate | 54719 |
Household Data for 43229
The average number of homes in 43229 is around 21,198, there are an average of 2.54 per household. The average house value according to local real estate values is around $156,300. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 21,198 |
Persons Per Household | 2.54 |
Average House Value | $156,300 |
Income Per Household | $48601 |
Median Age | 33.4 |
Median Age Male | 32.5 |
Median Age Female | 34.3 |
43229 Details | Values |
---|---|
State | OH |
State Full Name | Ohio |
City Type | P |
City Alias Abbreviation | |
Area Code | 614/380/740 |
City | Columbus |
City Alias Name | COLUMBUS |
County | Franklin |
County FIPS | 049 |
State FIPS | 39 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 1840 |
PMSA | |
CSA | 198 |
CBSA | 18140 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Columbus, OH |
MSA_Name | Columbus, OH MSA |
PMSA_Name | |
Region | Midwest |
Division | East North Central |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 1212 |
Number Of Employees | 22363 |
Business First Quarter Payroll | 239368 |
Business Annual Payroll | 1036254 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 1836536 |
CBSA Division Population | 0 |
Congressional District | 03 |
Congressional LandArea | 228 |
Delivery Residential | 21543 |
Delivery Business | 1538 |
Delivery Total | 34621 |
Preferred Last Line Key | X20643 |
Classification Code | |
Multi-County | |
CSA Name | Columbus-Marion-Zanesville, OH |
CBSA_DIV_Name | |
City State Key | X20643 |
Land Area | 9.038000 |
Water Area | 0.061000 |
City Alias Code | |
City Mixed Case | Columbus |
City Alias Mixed Case | Columbus |
Box Count | 306 |
SFDU | 12176 |
MFDU | 3208 |
State ANSI | 39 |
County ANSI | 049 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 381792 |
Unique ZIP Name | |
SSA State County Code | 36250 |
Medicare CBSA Code | 18140 |
Medicare CBSA Name | Columbus, OH |
Medicare CBSA Type | Metro |
Market Rating Area ID | 9 |
County Mixed Case | Franklin |
Ohio Homeowners Insurance News & Information
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2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025
While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]
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Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025
Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]
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Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024
Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies. Here are some common exclusions that could leave you […]