Get multiple home insurance quotes in 43221. Our licensed 43221, OH agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 43221

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 43221, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Columbus, OH from a list of top tier nationwide insurers.

Our Ohio licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 43221 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 43221

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Columbus, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

43221 Ratings: very low!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Columbus we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 43221, homeowners are seeing rates around 693 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 43221!

43221 Home Insurance Average Premiums

Local 43221 homeowners insurance quotes comparison

$443 /yr.

Shows Zip Code: 43221 lowest rates with discounts applied on average.

For the 43221, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$443 /yr.
Average Coverage:$693 /yr.
2600 sq. ft. or higher
(all discounts applied)
$993 /yr.

What is the average home insurance cost for a home in 43221?

  • • The average homeowners insurance premium paid annually for a home in 43221 is around $693 per year.

What does it cost on average per month for home insurance in 43221?

  • • Homeowners in 43221 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 43221?

  • • Autoowners in 43221 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Columbus area, check out other zip codes nearby 43221.
Review average rates in another zip code:
43224 homeowners insurance rates
43227 homeowners insurance rates
43223 homeowners insurance rates
43215 homeowners insurance rates
43240 homeowners insurance rates
43228 homeowners insurance rates
43217 homeowners insurance rates
43214 homeowners insurance rates
43231 homeowners insurance rates
43212 homeowners insurance rates

Home Replacement Cost Coverage in 43221

Average Building Cost Per Square Foot in 43221: $111

Location: Columbus, Ohio (Franklin County)

Average Square Footage in 43221: 3,079 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43221 before you start any project. Columbus homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43221 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43221 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,079 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Columbus area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1113,079$341,800
Additional Upgrades & Added Features$1393,079$427,250
Major Home Updates or Advancements$1673,079$512,700

It's important to understand that when you estimate your replacement cost of your home in the 43221 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43221

American Agency Inc

Address: PO Box 21997 Columbus, OH 43221
Phone: (614)442-1400
Website: www.aai-ins.com

Allstate Insurance - Loretta M. Powell

Address: 3040 Riverside Dr200 Columbus, OH 43221
Phone: (614)481-0911
Website:

Best Home & Auto Insurance Agencies in 43221

Allstate Insurance Companies

Address: 1840 Zollinger Rd, #6 Columbus, OH 43221
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Koutras- James C - State Farm Insurance Agent

Address: 3363 Tremont Rd, #203 Columbus, OH 43221
Phone:
Website:
Info:

Allstate Insurance - Loretta M. Powell

Address: 3040 Riverside Dr Columbus, OH 43221
Phone:
Website:
Info:

Allstate Insurance Company - Loretta O'Sullivan Powell

Address: 3040 Riverside Dr, #200 Columbus, OH 43221
Phone:
Website: http://www.allstateagencies.com/089806?cid=OTC-YP.com-IYP&att=TL
Info:

American Agency Inc

Address: PO Box 21997 Columbus, OH 43221
Phone:
Website: http://www.aai-ins.com
Info:

Housing Demographics for 43221

Population Review for 43221 Zip Code

For the city of Columbus, the population within 43221 has increased to over 35,390 residents in population size. The current population total is 33,844. We have broken down the population based on race below. In 43221, there are over 16360 in male population and 17484 females.

PopulationValues
Total Population33,844
White Population28944
Black Population575
Hispanic Population1136
Asian Population1863
Hawaiian Population12
Indian Population55
Other Population335
Male Population16360
Female Population17484
Population Estimate35390

Household Data for 43221

The average number of homes in 43221 is around 14,027, there are an average of 2.41 per household. The average house value according to local real estate values is around $341,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,027
Persons Per Household2.41
Average House Value$341,800
Income Per Household$106243
Median Age38.2
Median Age Male37.2
Median Age Female39.0
43221 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code614
CityColumbus
City Alias NameCOLUMBUS
CountyFranklin
County FIPS049
State FIPS39
Time Zone5
Day Light SavingY
MSA1840
PMSA
CSA198
CBSA18140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbus, OH
MSA_NameColumbus, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses682
Number Of Employees7042
Business First Quarter Payroll75874
Business Annual Payroll346165
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1836536
CBSA Division Population0
Congressional District03|15
Congressional LandArea228|4738.93
Delivery Residential14685
Delivery Business591
Delivery Total18800
Preferred Last Line KeyX20643
Classification Code
Multi-County
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX20643
Land Area9.541000
Water Area0.363000
City Alias Code
City Mixed CaseColumbus
City Alias Mixed CaseColumbus
Box Count114
SFDU12044
MFDU568
State ANSI39
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number381792
Unique ZIP Name
SSA State County Code36250
Medicare CBSA Code18140
Medicare CBSA NameColumbus, OH
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseFranklin

Ohio Homeowners Insurance News & Information

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    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]