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43210 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 43210? There are over 197 occupied homes in the 43210 area. With a population size of 14,126, it's not uncommon for residence of Columbus, OH to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Ohio is around $669 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 43210 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Columbus, OH Home Insurance Rate Quotes

43210 Home Insurance Average Premiums

Local 43210 homeowners insurance quotes comparison

$419 /yr.

Shows Zip Code: 43210 lowest rates with discounts applied on average.

For the 43210, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$419 /yr.
Average Coverage:$669 /yr.
2600 sq. ft. or higher
(all discounts applied)
$969 /yr.

What is the average home insurance cost for a home in 43210?

  • • The average homeowners insurance premium paid annually for a home in 43210 is around $669 per year.

What does it cost on average per month for home insurance in 43210?

  • • Homeowners in 43210 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 43210?

  • • Autoowners in 43210 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Columbus area, check out other zip codes nearby 43210.
Review average rates in another zip code:
43224 homeowners insurance rates
43202 homeowners insurance rates
43229 homeowners insurance rates
43232 homeowners insurance rates
43228 homeowners insurance rates
43219 homeowners insurance rates
43206 homeowners insurance rates
43217 homeowners insurance rates
43203 homeowners insurance rates
43222 homeowners insurance rates

Home Replacement Cost Coverage in 43210

Average Building Cost Per Square Foot in 43210: $111

Location: Columbus, Ohio (Franklin County)

Average Square Footage in 43210: 1,486 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43210 before you start any project. Columbus homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43210 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43210 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,486 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Columbus area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,486$165,000
Additional Upgrades & Added Features$1391,486$206,250
Major Home Updates or Advancements$1671,486$247,500

It's important to understand that when you estimate your replacement cost of your home in the 43210 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43210

Best Home & Auto Insurance Agencies in 43210

Housing Demographics for 43210

Population Review for 43210 Zip Code

For the city of Columbus, the population within 43210 has increased to over 74 residents in population size. The current population total is 14,126. We have broken down the population based on race below. In 43210, there are over 6903 in male population and 7223 females.

PopulationValues
Total Population14,126
White Population12520
Black Population796
Hispanic Population450
Asian Population334
Hawaiian Population40
Indian Population0
Other Population257
Male Population6903
Female Population7223
Population Estimate74

Household Data for 43210

The average number of homes in 43210 is around 197, there are an average of 2.00 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode197
Persons Per Household2.00
Average House Value$165,000
Income Per Household$15833
Median Age20.6
Median Age Male20.6
Median Age Female20.7
43210 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code614
CityColumbus
City Alias NameCOLUMBUS
CountyFranklin
County FIPS049
State FIPS39
Time Zone5
Day Light SavingY
MSA1840
PMSA
CSA198
CBSA18140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbus, OH
MSA_NameColumbus, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses51
Number Of Employees10470
Business First Quarter Payroll170305
Business Annual Payroll700447
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1836536
CBSA Division Population0
Congressional District03
Congressional LandArea228
Delivery Residential37
Delivery Business282
Delivery Total1646
Preferred Last Line KeyX20643
Classification Code
Multi-County
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX20643
Land Area1.486000
Water Area0.084000
City Alias Code
City Mixed CaseColumbus
City Alias Mixed CaseColumbus
Box Count84
SFDU32
MFDU1
State ANSI39
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number381792
Unique ZIP Name
SSA State County Code36250
Medicare CBSA Code18140
Medicare CBSA NameColumbus, OH
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseFranklin

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