Home Insurance in 43232

Our rates are very competitive for homeowners living in the 43232 zip code. Many homeowners based out of Columbus, OH have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our OH licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 43232 should appear in the zip code field ready to go.

43232 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Columbus area? The average homeowners premium in 43232 is very low in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 43232, you can expect to pay around $673 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 43232 Today!

Get Home Insurance Quotes in 43232

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Ohio. Start your 43232 home insurance shopping today!

Columbus, OH Home Insurance Quotes

43232 Home Insurance Average Premiums

Local 43232 homeowners insurance quotes comparison

$423 /yr.

Shows Zip Code: 43232 lowest rates with discounts applied on average.

For the 43232, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$423 /yr.
Average Coverage:	$673 /yr.
2600 sq. ft. or higher (all discounts applied)	$973 /yr.

What is the average home insurance cost for a home in 43232?

• The average homeowners insurance premium paid annually for a home in 43232 is around $673 per year.

What does it cost on average per month for home insurance in 43232?

• Homeowners in 43232 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 43232?

• Autoowners in 43232 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Columbus area, check out other zip codes nearby 43232.
Review average rates in another zip code:
43223 homeowners insurance rates
43231 homeowners insurance rates
43227 homeowners insurance rates
43228 homeowners insurance rates
43230 homeowners insurance rates
43212 homeowners insurance rates
43229 homeowners insurance rates
43221 homeowners insurance rates
43220 homeowners insurance rates
43235 homeowners insurance rates

Home Replacement Cost Coverage in 43232

Average Building Cost Per Square Foot in 43232: $111

Location: Columbus, Ohio (Franklin County)

Average Square Footage in 43232: 997 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43232 before you start any project. Columbus homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43232 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43232 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 997 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Columbus area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$111	997	$110,700
Additional Upgrades & Added Features	$139	997	$138,375
Major Home Updates or Advancements	$167	997	$166,050

Calculate Your Dwelling Coverage in 43232

It's important to understand that when you estimate your replacement cost of your home in the 43232 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 43232

American Family Insurance

Address: 3553 Refugee Rd Columbus, OH 43232
Phone:
Website:
Info:

ABA Insurance Agency Inc

Address: 2101 S Hamilton Rd, #101 Columbus, OH 43232
Phone:
Website:
Info:

Bepler- Gary L - State Farm Insurance Agent

Address: 3246 Noe Bixby Rd Columbus, OH 43232
Phone:
Website: http://www.garybepler.com
Info:

Glen H Crowell - Nationwide Insurance

Address: 3585 Refugee Rd Columbus, OH 43232
Phone:
Website: http://www.nationwide.com/agent/Columbus-OHIO-insurance-agent/glen-crowell/office.html
Info:

Housing Demographics for 43232

Population Review for 43232 Zip Code

For the city of Columbus, the population within 43232 has increased to over 46,225 residents in population size. The current population total is 44,823. We have broken down the population based on race below. In 43232, there are over 20965 in male population and 23858 females.

Population	Values
Total Population	44,823
White Population	12656
Black Population	26118
Hispanic Population	3226
Asian Population	639
Hawaiian Population	29
Indian Population	186
Other Population	2042
Male Population	20965
Female Population	23858
Population Estimate	46225

Household Data for 43232

The average number of homes in 43232 is around 18,280, there are an average of 2.44 per household. The average house value according to local real estate values is around $110,700. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	18,280
Persons Per Household	2.44
Average House Value	$110,700
Income Per Household	$44410
Median Age	34.3
Median Age Male	32.6
Median Age Female	35.4

43232 Details	Values
State	OH
State Full Name	Ohio
City Type	P
City Alias Abbreviation
Area Code	614
City	Columbus
City Alias Name	COLUMBUS
County	Franklin
County FIPS	049
State FIPS	39
Time Zone	5
Day Light Saving	Y
MSA	1840
PMSA
CSA	198
CBSA	18140
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Columbus, OH
MSA_Name	Columbus, OH MSA
PMSA_Name
Region	Midwest
Division	East North Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	593
Number Of Employees	9584
Business First Quarter Payroll	82242
Business Annual Payroll	340495
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	1836536
CBSA Division Population	0
Congressional District	03\|15
Congressional LandArea	228\|4738.93
Delivery Residential	18945
Delivery Business	879
Delivery Total	22669
Preferred Last Line Key	X20643
Classification Code
Multi-County
CSA Name	Columbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State Key	X20643
Land Area	12.445000
Water Area	0.225000
City Alias Code
City Mixed Case	Columbus
City Alias Mixed Case	Columbus
Box Count	162
SFDU	10939
MFDU	1922
State ANSI	39
County ANSI	049
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	381792
Unique ZIP Name
SSA State County Code	36250
Medicare CBSA Code	18140
Medicare CBSA Name	Columbus, OH
Medicare CBSA Type	Metro
Market Rating Area ID	9
County Mixed Case	Franklin

Ohio Homeowners Insurance News & Information

2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025
Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance. We thought it might be a good idea to look at some spring cleaning and maintenance […]
Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025
According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone. Data from the Intercontinental Exchange (ICE) showed […]
Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025
According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid. Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]

Home Insurance Quotes in 43232!