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43209 Home Insurance Rates & Premiums

Did you know there are over 27,727 people living within the 43209 zip code area? There are over 11,421 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 43209.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Ohio are on the rise. The estimated average premium is around $608 a year for a standard homeowners insurance policy in Columbus. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Columbus, OH Homeowners Insurance Quotes Online

43209 Home Insurance Average Premiums

Local 43209 homeowners insurance quotes comparison

$358 /yr.

Shows Zip Code: 43209 lowest rates with discounts applied on average.

For the 43209, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$358 /yr.
Average Coverage:$608 /yr.
2600 sq. ft. or higher
(all discounts applied)		$908 /yr.

What is the average home insurance cost for a home in 43209?

  • • The average homeowners insurance premium paid annually for a home in 43209 is around $608 per year.

What does it cost on average per month for home insurance in 43209?

  • • Homeowners in 43209 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 43209?

  • • Autoowners in 43209 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Columbus area, check out other zip codes nearby 43209.
Review average rates in another zip code:
43231 homeowners insurance rates
43224 homeowners insurance rates
43227 homeowners insurance rates
43229 homeowners insurance rates
43210 homeowners insurance rates
43232 homeowners insurance rates
43220 homeowners insurance rates
43217 homeowners insurance rates
43221 homeowners insurance rates
43228 homeowners insurance rates

Home Replacement Cost Coverage in 43209

Average Building Cost Per Square Foot in 43209: $111

Location: Columbus, Ohio (Franklin County)

Average Square Footage in 43209: 2,700 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43209 before you start any project. Columbus homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43209 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43209 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,700 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Columbus area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1112,700$299,700
Additional Upgrades & Added Features$1392,700$374,625
Major Home Updates or Advancements$1672,700$449,550

It's important to understand that when you estimate your replacement cost of your home in the 43209 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43209

Insurance Consultants LLC

Address: 3000 East Main St Suite A Columbus, OH 43209
Phone: (877)231-5066
Website: www.InsuranceOH.com

Best Home & Auto Insurance Agencies in 43209

Bush- Theresa A

Address: 2284 E Main St Bexley, OH 43209
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Insurance Consultants LLC

Address: 3000 E Main St Columbus, OH 43209
Phone:
Website: http://www.InsuranceOH.com
Info:

Briggs- William T

Address: 2545 Petzinger Rd Columbus, OH 43209
Phone:
Website:
Info:

Grundstein Richard H Insurance

Address: 2776 E Main St Columbus, OH 43209
Phone:
Website:
Info:

Housing Demographics for 43209

Population Review for 43209 Zip Code

For the city of Columbus, the population within 43209 has increased to over 27,701 residents in population size. The current population total is 27,727. We have broken down the population based on race below. In 43209, there are over 13022 in male population and 14705 females.

PopulationValues
Total Population27,727
White Population18330
Black Population6685
Hispanic Population1079
Asian Population449
Hawaiian Population12
Indian Population48
Other Population490
Male Population13022
Female Population14705
Population Estimate27701

Household Data for 43209

The average number of homes in 43209 is around 11,421, there are an average of 2.30 per household. The average house value according to local real estate values is around $299,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,421
Persons Per Household2.30
Average House Value$299,700
Income Per Household$77173
Median Age37.6
Median Age Male36.4
Median Age Female38.7
43209 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code614
CityColumbus
City Alias NameCOLUMBUS
CountyFranklin
County FIPS049
State FIPS39
Time Zone5
Day Light SavingY
MSA1840
PMSA
CSA198
CBSA18140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbus, OH
MSA_NameColumbus, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses511
Number Of Employees7366
Business First Quarter Payroll62705
Business Annual Payroll285864
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1836536
CBSA Division Population0
Congressional District03
Congressional LandArea228
Delivery Residential12044
Delivery Business522
Delivery Total15244
Preferred Last Line KeyX20643
Classification Code
Multi-County
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX20643
Land Area6.121000
Water Area0.096000
City Alias Code
City Mixed CaseColumbus
City Alias Mixed CaseColumbus
Box Count350
SFDU8983
MFDU1836
State ANSI39
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number381792
Unique ZIP Name
SSA State County Code36250
Medicare CBSA Code18140
Medicare CBSA NameColumbus, OH
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseFranklin

Ohio Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]