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Home Insurance Rates in 43240

For homeowners shopping online in 43240, our insurance rates are very competitive for homeowners living in Columbus, OH. Many homeowners based out of the great city of Columbus have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 43240, simply click the "Get Multiple Quotes Now" button. Your 43240 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Columbus, OH Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

43240 Home Insurance Rating is: Very Low!

If you live in 43240, you can easily save up to 40% off the average home insurance premium of $599 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Columbus can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 43240 today!

Get Multiple Home Insurance Rates in 43240!

43240 Home Insurance Average Premiums

Local 43240 homeowners insurance quotes comparison

$349 /yr.

Shows Zip Code: 43240 lowest rates with discounts applied on average.

For the 43240, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$349 /yr.
Average Coverage:$599 /yr.
2600 sq. ft. or higher
(all discounts applied)		$899 /yr.

What is the average home insurance cost for a home in 43240?

  • • The average homeowners insurance premium paid annually for a home in 43240 is around $599 per year.

What does it cost on average per month for home insurance in 43240?

  • • Homeowners in 43240 pay a monthly average cost per month around $50.00.

What kind of discount could I get if I combine my home and auto insurance together in 43240?

  • • Autoowners in 43240 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Columbus area, check out other zip codes nearby 43240.
Review average rates in another zip code:
43232 homeowners insurance rates
43240 homeowners insurance rates
43213 homeowners insurance rates
43205 homeowners insurance rates
43202 homeowners insurance rates
43204 homeowners insurance rates
43222 homeowners insurance rates
43207 homeowners insurance rates
43217 homeowners insurance rates
43224 homeowners insurance rates

Home Replacement Cost Coverage in 43240

Average Building Cost Per Square Foot in 43240: $111

Location: Columbus, Ohio (Delaware County)

Average Square Footage in 43240: 1,998 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43240 before you start any project. Columbus homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43240 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43240 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,998 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Columbus area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,998$221,800
Additional Upgrades & Added Features$1391,998$277,250
Major Home Updates or Advancements$1671,998$332,700

It's important to understand that when you estimate your replacement cost of your home in the 43240 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43240

Allstate Insurance - Frank A Lengal Jr

Address: 8901 Commerce Loop Dr Columbus, OH 43240
Phone: (614)781-1203
Website:

Best Home & Auto Insurance Agencies in 43240

Allstate Insurance - Frank A Lengal Jr

Address: 8901 Commerce Loop Dr Columbus, OH 43240
Phone:
Website:
Info:

Nationwide Insurance

Address: 8425 Pulsar Pl, #140 Columbus, OH 43240
Phone:
Website: http://www.nationwide.com
Info: Nationwide Insurance - Auto Insurance Quotes and Car Insurance Rates
Start saving on car insurance today when you get a free online auto insurance quote or call (888)890-4630. Enjoy the ease of working with Nationwide for your auto insurance needs and our competitive auto insurance rates. car insurance, auto insurance, online auto insurance, auto insurance rates, car insurance quote

Housing Demographics for 43240

Population Review for 43240 Zip Code

For the city of Columbus, the population within 43240 has increased to over 7,170 residents in population size. The current population total is 7,661. We have broken down the population based on race below. In 43240, there are over 3797 in male population and 3864 females.

PopulationValues
Total Population7,661
White Population4012
Black Population782
Hispanic Population459
Asian Population2216
Hawaiian Population6
Indian Population13
Other Population187
Male Population3797
Female Population3864
Population Estimate7170

Household Data for 43240

The average number of homes in 43240 is around 3,758, there are an average of 2.04 per household. The average house value according to local real estate values is around $221,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,758
Persons Per Household2.04
Average House Value$221,800
Income Per Household$80667
Median Age32.6
Median Age Male32.7
Median Age Female32.5
43240 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code614/740/380
CityColumbus
City Alias NameCOLUMBUS
CountyDelaware
County FIPS041
State FIPS39
Time Zone5
Day Light SavingY
MSA1840
PMSA
CSA198
CBSA18140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbus, OH
MSA_NameColumbus, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses648
Number Of Employees23686
Business First Quarter Payroll617772
Business Annual Payroll2083745
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1836536
CBSA Division Population0
Congressional District04
Congressional LandArea4664.87
Delivery Residential3515
Delivery Business648
Delivery Total3768
Preferred Last Line KeyX20643
Classification Code
Multi-County
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX20643
Land Area2.459000
Water Area0.003000
City Alias Code
City Mixed CaseColumbus
City Alias Mixed CaseColumbus
Box Count0
SFDU436
MFDU727
State ANSI39
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number381792
Unique ZIP Name
SSA State County Code36210
Medicare CBSA Code18140
Medicare CBSA NameColumbus, OH
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseDelaware

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