Get multiple home insurance quotes in 44313. Our licensed 44313, OH agents are ready to serve you.

44313 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 44313 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Akron, OH. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 44313 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Ohio, like average Akron homeowners insurance rates, coverage options or home insurance types, please select Akron, OH Home Insurance Rates Online!

44313 Home Insurance Average Premiums

Local 44313 homeowners insurance quotes comparison

$438 /yr.

Shows Zip Code: 44313 lowest rates with discounts applied on average.

For the 44313, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$438 /yr.
Average Coverage:$688 /yr.
2600 sq. ft. or higher
(all discounts applied)
$988 /yr.

What is the average home insurance cost for a home in 44313?

  • • The average homeowners insurance premium paid annually for a home in 44313 is around $688 per year.

What does it cost on average per month for home insurance in 44313?

  • • Homeowners in 44313 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 44313?

  • • Autoowners in 44313 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Akron area, check out other zip codes nearby 44313.
Review average rates in another zip code:
44321 homeowners insurance rates
44302 homeowners insurance rates
44311 homeowners insurance rates
44312 homeowners insurance rates
44307 homeowners insurance rates
44308 homeowners insurance rates
44305 homeowners insurance rates
44320 homeowners insurance rates
44301 homeowners insurance rates
44303 homeowners insurance rates

Home Replacement Cost Coverage in 44313

Average Building Cost Per Square Foot in 44313: $111

Location: Akron, Ohio (Summit County)

Average Square Footage in 44313: 1,528 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44313 before you start any project. Akron homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44313 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44313 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,528 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Akron area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,528$169,600
Additional Upgrades & Added Features$1391,528$212,000
Major Home Updates or Advancements$1671,528$254,400

It's important to understand that when you estimate your replacement cost of your home in the 44313 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44313

Best Home & Auto Insurance Agencies in 44313

Nationwide Insurance

Address: 1650 W Market St, #21 Akron, OH 44313
Phone:
Website:
Info:

Allstate Insurance Company - Brett Phillippi

Address: 1678 Merriman Rd Akron, OH 44313
Phone:
Website: http://www.allstateagencies.com/050611?cid=OTC-YP.com-IYP&att=TL
Info:

LAWRENCE J KERN

Address: 915 Mull Ave, Ph 12 Akron, OH 44313
Phone:
Website: http://www.lkerninsuranceagency.com/?utm_source=yp&utm_medium=cpc&utm_campaign=ck_yp
Info:

Chupek- Bernard J - State Farm Insurance Agent

Address: 2295 W Market St Akron, OH 44313
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Henshaw- Jean M - State Farm Insurance Agent

Address: 1653 Merriman Rd, #108 Akron, OH 44313
Phone:
Website:
Info:

Housing Demographics for 44313

Population Review for 44313 Zip Code

For the city of Akron, the population within 44313 has increased to over 26,629 residents in population size. The current population total is 25,678. We have broken down the population based on race below. In 44313, there are over 12105 in male population and 13573 females.

PopulationValues
Total Population25,678
White Population17672
Black Population5603
Hispanic Population818
Asian Population450
Hawaiian Population5
Indian Population38
Other Population305
Male Population12105
Female Population13573
Population Estimate26629

Household Data for 44313

The average number of homes in 44313 is around 12,613, there are an average of 2.02 per household. The average house value according to local real estate values is around $169,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,613
Persons Per Household2.02
Average House Value$169,600
Income Per Household$64622
Median Age40.9
Median Age Male38.9
Median Age Female43.0
44313 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code330
CityAkron
City Alias NameAKRON
CountySummit
County FIPS153
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA0080
CSA184
CBSA10420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAkron, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameAkron, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses479
Number Of Employees5594
Business First Quarter Payroll62820
Business Annual Payroll236836
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population703200
CBSA Division Population0
Congressional District13
Congressional LandArea894.3
Delivery Residential13183
Delivery Business515
Delivery Total15091
Preferred Last Line KeyX20035
Classification Code
Multi-County
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20035
Land Area13.490000
Water Area0.009000
City Alias Code
City Mixed CaseAkron
City Alias Mixed CaseAkron
Box Count0
SFDU7649
MFDU2912
State ANSI39
County ANSI153
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number380084
Unique ZIP Name
SSA State County Code36780
Medicare CBSA Code10420
Medicare CBSA NameAkron, OH
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseSummit

Ohio Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]