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44307 Homeowners Insurance Quotes & Rates

Akron residents living within the 3,312 homes available in the zip code of 44307 are shopping online to compare cheaper and more affordable Akron, OH home insurance rates. In the great city of Akron, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Ohio is around $651 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 44307 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 44307 home insurance rates today! Please give us a call now at 1-855-976-2656. For Akron, OH Homeowners Insurance Quotes, Click to easily get started!

44307 Home Insurance Average Premiums

Local 44307 homeowners insurance quotes comparison

$401 /yr.

Shows Zip Code: 44307 lowest rates with discounts applied on average.

For the 44307, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$401 /yr.
Average Coverage:$651 /yr.
2600 sq. ft. or higher
(all discounts applied)
$951 /yr.

What is the average home insurance cost for a home in 44307?

  • • The average homeowners insurance premium paid annually for a home in 44307 is around $651 per year.

What does it cost on average per month for home insurance in 44307?

  • • Homeowners in 44307 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 44307?

  • • Autoowners in 44307 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Akron area, check out other zip codes nearby 44307.
Review average rates in another zip code:
44314 homeowners insurance rates
44301 homeowners insurance rates
44333 homeowners insurance rates
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44313 homeowners insurance rates
44321 homeowners insurance rates
44312 homeowners insurance rates
44319 homeowners insurance rates
44306 homeowners insurance rates
44304 homeowners insurance rates

Home Replacement Cost Coverage in 44307

Average Building Cost Per Square Foot in 44307: $111

Location: Akron, Ohio (Summit County)

Average Square Footage in 44307: 542 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44307 before you start any project. Akron homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44307 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44307 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 542 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Akron area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111542$60,200
Additional Upgrades & Added Features$139542$75,250
Major Home Updates or Advancements$167542$90,300

It's important to understand that when you estimate your replacement cost of your home in the 44307 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44307

Best Home & Auto Insurance Agencies in 44307

Housing Demographics for 44307

Population Review for 44307 Zip Code

For the city of Akron, the population within 44307 has increased to over 7,291 residents in population size. The current population total is 6,959. We have broken down the population based on race below. In 44307, there are over 3087 in male population and 3872 females.

PopulationValues
Total Population6,959
White Population1008
Black Population5395
Hispanic Population221
Asian Population43
Hawaiian Population4
Indian Population23
Other Population115
Male Population3087
Female Population3872
Population Estimate7291

Household Data for 44307

The average number of homes in 44307 is around 3,312, there are an average of 2.10 per household. The average house value according to local real estate values is around $60,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,312
Persons Per Household2.10
Average House Value$60,200
Income Per Household$26961
Median Age35.3
Median Age Male32.8
Median Age Female37.2
44307 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code330
CityAkron
City Alias NameAKRON
CountySummit
County FIPS153
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA0080
CSA184
CBSA10420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAkron, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameAkron, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses115
Number Of Employees6567
Business First Quarter Payroll97304
Business Annual Payroll416040
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population703200
CBSA Division Population0
Congressional District13
Congressional LandArea894.3
Delivery Residential3472
Delivery Business113
Delivery Total4536
Preferred Last Line KeyX20035
Classification Code
Multi-County
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20035
Land Area1.952000
Water Area0.007000
City Alias Code
City Mixed CaseAkron
City Alias Mixed CaseAkron
Box Count0
SFDU2115
MFDU826
State ANSI39
County ANSI153
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number380084
Unique ZIP Name
SSA State County Code36780
Medicare CBSA Code10420
Medicare CBSA NameAkron, OH
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseSummit

Ohio Homeowners Insurance News & Information

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