Get multiple home insurance quotes in 44305. Our licensed 44305, OH agents are ready to serve you.

44305 Home Insurance Rates

For homeowners living in 44305, the population estimates are increasing to well over 21,214 with 9,205 occupied homes within the zip code of 44305. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Akron have increased and the average home insurance premium is around $668 per year in 44305. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 44305 zip code today so we can help you find affordable Akron, OH home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 44305

Please select one of the three options below based on your 44305 zip code to learn more about Ohio homeowners insurance, plus review average rates and information per state, county or city.

  1. Ohio Homeowners Insurance Quotes
  2. Summit County, OH Home Insurance
  3. Akron, OH Home Insurance Quotes

44305 Average Home Insurance Rating Cost is: Very Low!

Getting cheaper homeowners insurance in the 44305 zip code just got easier with GetHomeInsuranceQuotes.com of Akron, OH. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 44305 today and let us help you review the best home insurance quotes available for homeowners living in Akron.

Get 44305 Homeowners Insurance Rates Now!

44305 Home Insurance Average Premiums

Local 44305 homeowners insurance quotes comparison

$418 /yr.

Shows Zip Code: 44305 lowest rates with discounts applied on average.

For the 44305, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$418 /yr.
Average Coverage:$668 /yr.
2600 sq. ft. or higher
(all discounts applied)
$968 /yr.

What is the average home insurance cost for a home in 44305?

  • • The average homeowners insurance premium paid annually for a home in 44305 is around $668 per year.

What does it cost on average per month for home insurance in 44305?

  • • Homeowners in 44305 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 44305?

  • • Autoowners in 44305 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Akron area, check out other zip codes nearby 44305.
Review average rates in another zip code:
44308 homeowners insurance rates
44302 homeowners insurance rates
44319 homeowners insurance rates
44301 homeowners insurance rates
44313 homeowners insurance rates
44310 homeowners insurance rates
44305 homeowners insurance rates
44307 homeowners insurance rates
44306 homeowners insurance rates
44333 homeowners insurance rates

Home Replacement Cost Coverage in 44305

Average Building Cost Per Square Foot in 44305: $111

Location: Akron, Ohio (Summit County)

Average Square Footage in 44305: 686 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44305 before you start any project. Akron homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44305 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44305 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 686 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Akron area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111686$76,100
Additional Upgrades & Added Features$139686$95,125
Major Home Updates or Advancements$167686$114,150

It's important to understand that when you estimate your replacement cost of your home in the 44305 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44305

Best Home & Auto Insurance Agencies in 44305

Recht, Joel C - Nationwide Insurance

Address: 839 E Market St, #115 Akron, OH 44305
Phone:
Website:
Info:

Housing Demographics for 44305

Population Review for 44305 Zip Code

For the city of Akron, the population within 44305 has increased to over 21,741 residents in population size. The current population total is 21,214. We have broken down the population based on race below. In 44305, there are over 10252 in male population and 10962 females.

PopulationValues
Total Population21,214
White Population13422
Black Population5317
Hispanic Population613
Asian Population406
Hawaiian Population17
Indian Population61
Other Population319
Male Population10252
Female Population10962
Population Estimate21741

Household Data for 44305

The average number of homes in 44305 is around 9,205, there are an average of 2.30 per household. The average house value according to local real estate values is around $76,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,205
Persons Per Household2.30
Average House Value$76,100
Income Per Household$47314
Median Age37.4
Median Age Male36.4
Median Age Female38.3
44305 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code330
CityAkron
City Alias NameAKRON
CountySummit
County FIPS153
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA0080
CSA184
CBSA10420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAkron, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameAkron, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses304
Number Of Employees5389
Business First Quarter Payroll69434
Business Annual Payroll285655
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population703200
CBSA Division Population0
Congressional District13
Congressional LandArea894.3
Delivery Residential9453
Delivery Business407
Delivery Total10133
Preferred Last Line KeyX20035
Classification Code
Multi-County
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20035
Land Area6.718000
Water Area0.023000
City Alias Code
City Mixed CaseAkron
City Alias Mixed CaseAkron
Box Count14
SFDU8709
MFDU519
State ANSI39
County ANSI153
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number380084
Unique ZIP Name
SSA State County Code36780
Medicare CBSA Code10420
Medicare CBSA NameAkron, OH
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseSummit

Ohio Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]