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Home Insurance Quotes in 44303

Are you shopping for a cheaper homeowners insurance rate in 44303? Our rates are very competitive for homeowners living in Akron, OH. Many homeowners located in the 44303 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 44303. To get free 44303 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 44303 zip code should appear in the zip code field ready to go. Shopping Akron, OH Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 44303 to review the best rate coverages.

Your 44303 Home Insurance Costs Is Rated: Very Low!

For the great city of Akron, the average home insurance premium paid annually is around $696 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Ohio specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Akron and need insurance on your home in the 44303 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 44303 Homeowners Insurance Rates Now!

44303 Home Insurance Average Premiums

Local 44303 homeowners insurance quotes comparison

$446 /yr.

Shows Zip Code: 44303 lowest rates with discounts applied on average.

For the 44303, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$446 /yr.
Average Coverage:$696 /yr.
2600 sq. ft. or higher
(all discounts applied)
$996 /yr.

What is the average home insurance cost for a home in 44303?

  • • The average homeowners insurance premium paid annually for a home in 44303 is around $696 per year.

What does it cost on average per month for home insurance in 44303?

  • • Homeowners in 44303 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 44303?

  • • Autoowners in 44303 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Akron area, check out other zip codes nearby 44303.
Review average rates in another zip code:
44313 homeowners insurance rates
44307 homeowners insurance rates
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44320 homeowners insurance rates
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44303 homeowners insurance rates

Home Replacement Cost Coverage in 44303

Average Building Cost Per Square Foot in 44303: $111

Location: Akron, Ohio (Summit County)

Average Square Footage in 44303: 1,547 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44303 before you start any project. Akron homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44303 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44303 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,547 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Akron area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,547$171,700
Additional Upgrades & Added Features$1391,547$214,625
Major Home Updates or Advancements$1671,547$257,550

It's important to understand that when you estimate your replacement cost of your home in the 44303 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44303

Best Home & Auto Insurance Agencies in 44303

Conner Kevin J - State Farm Insurance Agent

Address: 777 W Market St Akron, OH 44303
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 44303

Population Review for 44303 Zip Code

For the city of Akron, the population within 44303 has increased to over 7,310 residents in population size. The current population total is 7,031. We have broken down the population based on race below. In 44303, there are over 3493 in male population and 3538 females.

PopulationValues
Total Population7,031
White Population5490
Black Population984
Hispanic Population173
Asian Population80
Hawaiian Population0
Indian Population13
Other Population74
Male Population3493
Female Population3538
Population Estimate7310

Household Data for 44303

The average number of homes in 44303 is around 3,588, there are an average of 1.93 per household. The average house value according to local real estate values is around $171,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,588
Persons Per Household1.93
Average House Value$171,700
Income Per Household$65432
Median Age43.3
Median Age Male41.8
Median Age Female44.6
44303 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code330/234
CityAkron
City Alias NameAKRON
CountySummit
County FIPS153
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA0080
CSA184
CBSA10420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAkron, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameAkron, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses189
Number Of Employees2244
Business First Quarter Payroll21844
Business Annual Payroll91936
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population703200
CBSA Division Population0
Congressional District13
Congressional LandArea894.3
Delivery Residential3788
Delivery Business211
Delivery Total3998
Preferred Last Line KeyX20035
Classification Code
Multi-County
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20035
Land Area2.106000
Water Area0.000000
City Alias Code
City Mixed CaseAkron
City Alias Mixed CaseAkron
Box Count0
SFDU2548
MFDU1185
State ANSI39
County ANSI153
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number380084
Unique ZIP Name
SSA State County Code36780
Medicare CBSA Code10420
Medicare CBSA NameAkron, OH
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseSummit

Ohio Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]