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Compare 44312 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Akron just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 13,610 neighbors looking to save on their home insurance policy in the local 44312 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 44312. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Ohio rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Akron, OH home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Akron, OH

44312 Home Insurance Average Premiums

Local 44312 homeowners insurance quotes comparison

$367 /yr.

Shows Zip Code: 44312 lowest rates with discounts applied on average.

For the 44312, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$367 /yr.
Average Coverage:$617 /yr.
2600 sq. ft. or higher
(all discounts applied)
$917 /yr.

What is the average home insurance cost for a home in 44312?

  • • The average homeowners insurance premium paid annually for a home in 44312 is around $617 per year.

What does it cost on average per month for home insurance in 44312?

  • • Homeowners in 44312 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 44312?

  • • Autoowners in 44312 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Akron area, check out other zip codes nearby 44312.
Review average rates in another zip code:
44301 homeowners insurance rates
44313 homeowners insurance rates
44308 homeowners insurance rates
44302 homeowners insurance rates
44311 homeowners insurance rates
44307 homeowners insurance rates
44333 homeowners insurance rates
44312 homeowners insurance rates
44319 homeowners insurance rates
44320 homeowners insurance rates

Home Replacement Cost Coverage in 44312

Average Building Cost Per Square Foot in 44312: $111

Location: Akron, Ohio (Summit County)

Average Square Footage in 44312: 1,029 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44312 before you start any project. Akron homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44312 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44312 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,029 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Akron area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,029$114,200
Additional Upgrades & Added Features$1391,029$142,750
Major Home Updates or Advancements$1671,029$171,300

It's important to understand that when you estimate your replacement cost of your home in the 44312 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44312

Best Home & Auto Insurance Agencies in 44312

New York Life Insurance Company

Address: 2850 S Arlington Rd Akron, OH 44312
Phone:
Website:
Info:

Allstate Insurance Company - William J Fiorella

Address: 696 Canton Rd Akron, OH 44312
Phone:
Website: http://www.allstateagencies.com/063522?cid=OTC-YP.com-IYP&att=TL
Info:

June Sloan-Farmers Insurance

Address: 3583 S Arlington Rd Akron, OH 44312
Phone:
Website: http://www.farmersagent.com/jsloan/
Info:

Allstate Insurance Company - Gary Yost

Address: 2121 E Market St Akron, OH 44312
Phone:
Website: http://www.allstateagencies.com/058444?cid=OTC-YP.com-IYP&att=TL
Info:

ACE Cash Express

Address: 2723 S Arlington Rd Akron, OH 44312
Phone:
Website: http://www.acecashexpress.com/
Info:

Housing Demographics for 44312

Population Review for 44312 Zip Code

For the city of Akron, the population within 44312 has increased to over 32,269 residents in population size. The current population total is 30,510. We have broken down the population based on race below. In 44312, there are over 14990 in male population and 15520 females.

PopulationValues
Total Population30,510
White Population26573
Black Population1332
Hispanic Population558
Asian Population489
Hawaiian Population8
Indian Population64
Other Population204
Male Population14990
Female Population15520
Population Estimate32269

Household Data for 44312

The average number of homes in 44312 is around 13,610, there are an average of 2.24 per household. The average house value according to local real estate values is around $114,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,610
Persons Per Household2.24
Average House Value$114,200
Income Per Household$57217
Median Age44.2
Median Age Male42.2
Median Age Female46.3
44312 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code330
CityAkron
City Alias NameAKRON
CountySummit
County FIPS153
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA0080
CSA184
CBSA10420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAkron, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameAkron, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses660
Number Of Employees9428
Business First Quarter Payroll79467
Business Annual Payroll358060
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population703200
CBSA Division Population0
Congressional District13
Congressional LandArea894.3
Delivery Residential14406
Delivery Business784
Delivery Total15505
Preferred Last Line KeyX20035
Classification Code
Multi-CountyY
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20035
Land Area18.952000
Water Area0.324000
City Alias Code
City Mixed CaseAkron
City Alias Mixed CaseAkron
Box Count73
SFDU12368
MFDU538
State ANSI39
County ANSI153
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number380084
Unique ZIP Name
SSA State County Code36780
Medicare CBSA Code10420
Medicare CBSA NameAkron, OH
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseSummit

Ohio Homeowners Insurance News & Information

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    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]