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44311 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 44311? There are over 2,704 occupied homes in the 44311 area. With a population size of 6,993, it's not uncommon for residence of Akron, OH to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Ohio is around $667 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 44311 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Akron, OH Home Insurance Rate Quotes

44311 Home Insurance Average Premiums

Local 44311 homeowners insurance quotes comparison

$417 /yr.

Shows Zip Code: 44311 lowest rates with discounts applied on average.

For the 44311, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$417 /yr.
Average Coverage:$667 /yr.
2600 sq. ft. or higher
(all discounts applied)
$967 /yr.

What is the average home insurance cost for a home in 44311?

  • • The average homeowners insurance premium paid annually for a home in 44311 is around $667 per year.

What does it cost on average per month for home insurance in 44311?

  • • Homeowners in 44311 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 44311?

  • • Autoowners in 44311 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Akron area, check out other zip codes nearby 44311.
Review average rates in another zip code:
44319 homeowners insurance rates
44304 homeowners insurance rates
44314 homeowners insurance rates
44308 homeowners insurance rates
44301 homeowners insurance rates
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44305 homeowners insurance rates
44306 homeowners insurance rates
44311 homeowners insurance rates
44307 homeowners insurance rates

Home Replacement Cost Coverage in 44311

Average Building Cost Per Square Foot in 44311: $111

Location: Akron, Ohio (Summit County)

Average Square Footage in 44311: 386 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44311 before you start any project. Akron homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44311 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44311 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 386 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Akron area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111386$42,900
Additional Upgrades & Added Features$139386$53,625
Major Home Updates or Advancements$167386$64,350

It's important to understand that when you estimate your replacement cost of your home in the 44311 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44311

Best Home & Auto Insurance Agencies in 44311

Tim Miller's Insurance Service Agency

Address: 453 S High St, #302 Akron, OH 44311
Phone:
Website: http://www.insuranceserviceagency.com/
Info:

Housing Demographics for 44311

Population Review for 44311 Zip Code

For the city of Akron, the population within 44311 has increased to over 6,267 residents in population size. The current population total is 6,993. We have broken down the population based on race below. In 44311, there are over 3784 in male population and 3209 females.

PopulationValues
Total Population6,993
White Population3109
Black Population2934
Hispanic Population310
Asian Population271
Hawaiian Population1
Indian Population36
Other Population165
Male Population3784
Female Population3209
Population Estimate6267

Household Data for 44311

The average number of homes in 44311 is around 2,704, there are an average of 2.21 per household. The average house value according to local real estate values is around $42,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,704
Persons Per Household2.21
Average House Value$42,900
Income Per Household$21564
Median Age26.5
Median Age Male25.9
Median Age Female27.5
44311 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code330/234
CityAkron
City Alias NameAKRON
CountySummit
County FIPS153
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA0080
CSA184
CBSA10420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAkron, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameAkron, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses295
Number Of Employees6955
Business First Quarter Payroll123056
Business Annual Payroll458989
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population703200
CBSA Division Population0
Congressional District13
Congressional LandArea894.3
Delivery Residential2836
Delivery Business418
Delivery Total3441
Preferred Last Line KeyX20035
Classification Code
Multi-County
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20035
Land Area1.868000
Water Area0.000000
City Alias Code
City Mixed CaseAkron
City Alias Mixed CaseAkron
Box Count0
SFDU2053
MFDU543
State ANSI39
County ANSI153
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number380084
Unique ZIP Name
SSA State County Code36780
Medicare CBSA Code10420
Medicare CBSA NameAkron, OH
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseSummit

Ohio Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]