Get multiple home insurance quotes in 15203. Our licensed 15203, PA agents are ready to serve you.

15203 Home Insurance Rates

For homeowners living in 15203, the population estimates are increasing to well over 10,720 with 6,051 occupied homes within the zip code of 15203. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Pittsburgh have increased and the average home insurance premium is around $745 per year in 15203. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 15203 zip code today so we can help you find affordable Pittsburgh, PA home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 15203

Please select one of the three options below based on your 15203 zip code to learn more about Pennsylvania homeowners insurance, plus review average rates and information per state, county or city.

  1. Pennsylvania Homeowners Insurance Quotes
  2. Allegheny County, PA Home Insurance
  3. Pittsburgh, PA Home Insurance Quotes

15203 Average Home Insurance Rating Cost is: Very Low!

Getting cheaper homeowners insurance in the 15203 zip code just got easier with GetHomeInsuranceQuotes.com of Pittsburgh, PA. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 15203 today and let us help you review the best home insurance quotes available for homeowners living in Pittsburgh.

Get 15203 Homeowners Insurance Rates Now!

15203 Home Insurance Average Premiums

Local 15203 homeowners insurance quotes comparison

$495 /yr.

Shows Zip Code: 15203 lowest rates with discounts applied on average.

For the 15203, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$495 /yr.
Average Coverage:$745 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1045 /yr.

What is the average home insurance cost for a home in 15203?

  • • The average homeowners insurance premium paid annually for a home in 15203 is around $745 per year.

What does it cost on average per month for home insurance in 15203?

  • • Homeowners in 15203 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 15203?

  • • Autoowners in 15203 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pittsburgh area, check out other zip codes nearby 15203.
Review average rates in another zip code:
15214 homeowners insurance rates
15225 homeowners insurance rates
15239 homeowners insurance rates
15227 homeowners insurance rates
15207 homeowners insurance rates
15201 homeowners insurance rates
15202 homeowners insurance rates
15220 homeowners insurance rates
15217 homeowners insurance rates
15233 homeowners insurance rates

Home Replacement Cost Coverage in 15203

Average Building Cost Per Square Foot in 15203: $136

Location: Pittsburgh, Pennsylvania (Allegheny County)

Average Square Footage in 15203: 1,655 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15203 before you start any project. Pittsburgh homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15203 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15203 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,655 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pittsburgh area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,655$225,100
Additional Upgrades & Added Features$1701,655$281,375
Major Home Updates or Advancements$2041,655$337,650

It's important to understand that when you estimate your replacement cost of your home in the 15203 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15203

Best Home & Auto Insurance Agencies in 15203

ACE Cash Express

Address: 2020 East Carson Street Pittsburgh, PA 15203
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/666456720/pittsburgh_pa/ace_cash_express.html
Info:

Zeli, Darla - State Farm Insurance Agent

Address: 2320 E Carson St Pittsburgh, PA 15203
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/46266670/pittsburgh_pa/zeli_darla_state_farm_insurance_agent.html
Info:

Housing Demographics for 15203

Population Review for 15203 Zip Code

For the city of Pittsburgh, the population within 15203 has increased to over 11,154 residents in population size. The current population total is 10,720. We have broken down the population based on race below. In 15203, there are over 5688 in male population and 5032 females.

PopulationValues
Total Population10,720
White Population8865
Black Population642
Hispanic Population437
Asian Population418
Hawaiian Population5
Indian Population5
Other Population167
Male Population5688
Female Population5032
Population Estimate11154

Household Data for 15203

The average number of homes in 15203 is around 6,051, there are an average of 1.77 per household. The average house value according to local real estate values is around $225,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,051
Persons Per Household1.77
Average House Value$225,100
Income Per Household$56435
Median Age30.1
Median Age Male30.5
Median Age Female29.4
15203 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code412/724
CityPittsburgh
City Alias NamePITTSBURGH
CountyAllegheny
County FIPS003
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses574
Number Of Employees12442
Business First Quarter Payroll201260
Business Annual Payroll961575
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District12
Congressional LandArea2163.03
Delivery Residential6302
Delivery Business734
Delivery Total7272
Preferred Last Line KeyX1A543
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1A543
Land Area1.484000
Water Area0.244000
City Alias Code
City Mixed CasePittsburgh
City Alias Mixed CasePittsburgh
Box Count82
SFDU4628
MFDU1471
State ANSI42
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416608
Unique ZIP Name
SSA State County Code39010
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseAllegheny

Pennsylvania Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]