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Quickly Revew Homeowners Insurance in 18504

If you own a home in Scranton, PA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 18504 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Pennsylvania licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 18504 and start comparing rates now.

18504 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 18504 is $743 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 18504 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Scranton, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

18504 Home Insurance Average Premiums

Local 18504 homeowners insurance quotes comparison

$493 /yr.

Shows Zip Code: 18504 lowest rates with discounts applied on average.

For the 18504, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$493 /yr.
Average Coverage:$743 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1043 /yr.

What is the average home insurance cost for a home in 18504?

  • • The average homeowners insurance premium paid annually for a home in 18504 is around $743 per year.

What does it cost on average per month for home insurance in 18504?

  • • Homeowners in 18504 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 18504?

  • • Autoowners in 18504 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Scranton area, check out other zip codes nearby 18504.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 18504

Average Building Cost Per Square Foot in 18504: $136

Location: Scranton, Pennsylvania (Lackawanna County)

Average Square Footage in 18504: 825 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18504 before you start any project. Scranton homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18504 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18504 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 825 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Scranton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136825$112,200
Additional Upgrades & Added Features$170825$140,250
Major Home Updates or Advancements$204825$168,300

It's important to understand that when you estimate your replacement cost of your home in the 18504 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18504

Best Home & Auto Insurance Agencies in 18504

Grebb, Brian E - Brian E Grebb Insurance

Address: 902 South Main Avenue Scranton, PA 18504
Phone:
Website: http://www.grebbins.com/
Info:

Dibileo Gary Insurance Agency

Address: 302 S Main Ave Scranton, PA 18504
Phone:
Website: http://www.nwagent.com/garydibileo.html
Info:

Jerry Donahue Ins Agcy Inc - State Farm Insurance Agent

Address: 300 N Keyser Ave Scranton, PA 18504
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 18504

Population Review for 18504 Zip Code

For the city of Scranton, the population within 18504 has increased to over 21,318 residents in population size. The current population total is 21,267. We have broken down the population based on race below. In 18504, there are over 10291 in male population and 10976 females.

PopulationValues
Total Population21,267
White Population16109
Black Population1433
Hispanic Population3257
Asian Population272
Hawaiian Population6
Indian Population70
Other Population1579
Male Population10291
Female Population10976
Population Estimate21318

Household Data for 18504

The average number of homes in 18504 is around 8,875, there are an average of 2.39 per household. The average house value according to local real estate values is around $112,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,875
Persons Per Household2.39
Average House Value$112,200
Income Per Household$50531
Median Age40.4
Median Age Male39.2
Median Age Female41.6
18504 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code272/570
CityScranton
City Alias NameSCRANTON
CountyLackawanna
County FIPS069
State FIPS42
Time Zone5
Day Light SavingY
MSA7560
PMSA
CSA
CBSA42540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameScranton--Wilkes-Barre, PA
MSA_NameScranton--Wilkes-Barre--Hazleton, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses268
Number Of Employees3343
Business First Quarter Payroll32490
Business Annual Payroll160024
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population563631
CBSA Division Population0
Congressional District08
Congressional LandArea706.93
Delivery Residential8920
Delivery Business419
Delivery Total9525
Preferred Last Line KeyX1A957
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX1A957
Land Area10.239000
Water Area0.001000
City Alias Code
City Mixed CaseScranton
City Alias Mixed CaseScranton
Box Count112
SFDU8652
MFDU220
State ANSI42
County ANSI069
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number417540
Unique ZIP Name
SSA State County Code39420
Medicare CBSA Code42540
Medicare CBSA NameScranton--Wilkes-Barre, PA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseLackawanna

Pennsylvania Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]