18512 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 18512 zip code it's important to know that our rates are very competitive for homeowners living in Scranton, PA. Many homeowners based out of your 18512 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 18512 should appear in the zip code field ready to go. For Scranton, PA Homeowners Insurance Quotes nearby, we offer the best rates and service.

18512: Average Home Insurance Rates

For homeowners living in the great city of Scranton, the average homeowners policy is considered very low in comparison to other states. Pennsylvania premiums are estimated to be around $687 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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18512 Home Insurance Average Premiums

Local 18512 homeowners insurance quotes comparison

$437 /yr.

Shows Zip Code: 18512 lowest rates with discounts applied on average.

For the 18512, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$437 /yr.
Average Coverage:	$687 /yr.
2600 sq. ft. or higher (all discounts applied)	$987 /yr.

What is the average home insurance cost for a home in 18512?

• The average homeowners insurance premium paid annually for a home in 18512 is around $687 per year.

What does it cost on average per month for home insurance in 18512?

• Homeowners in 18512 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 18512?

• Autoowners in 18512 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Scranton area, check out other zip codes nearby 18512.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 18512

Average Building Cost Per Square Foot in 18512: $136

Location: Scranton, Pennsylvania (Lackawanna County)

Average Square Footage in 18512: 1,145 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18512 before you start any project. Scranton homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18512 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18512 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,145 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Scranton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$136	1,145	$155,700
Additional Upgrades & Added Features	$170	1,145	$194,625
Major Home Updates or Advancements	$204	1,145	$233,550

Calculate Your Dwelling Coverage in 18512

It's important to understand that when you estimate your replacement cost of your home in the 18512 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 18512

Straw, Peter - State Farm Insurance Agent

Address: 1126 Meade Street Dunmore, PA 18512
Phone:
Website: http://www.citysearch.com/profile/external/605135812/dunmore_pa/straw_peter_state_farm_insurance_agent.html
Info:

Allstate Insurance Agency

Address: 1100 Dunham Drive Scranton, PA 18512
Phone:
Website: http://www.allstateagencies.com/011424/Welcome/
Info:

Angelo J Martarano - Nationwide Insurance

Address: 619 East Drinker Street Dunmore, PA 18512
Phone:
Website: http://www.wilkesbarre.citysearch.com/profile/external/625316230/dunmore_pa/angelo_j_martarano_nationwide_insurance.html
Info:

Jennes Insurance Agency, Incorporated

Address: 168 Dunmore Street Scranton, PA 18512
Phone:
Website: http://www.jennesinsuranceagencyinc.com/
Info:

Housing Demographics for 18512

Population Review for 18512 Zip Code

For the city of Scranton, the population within 18512 has increased to over 12,294 residents in population size. The current population total is 12,081. We have broken down the population based on race below. In 18512, there are over 5856 in male population and 6225 females.

Population	Values
Total Population	12,081
White Population	10877
Black Population	217
Hispanic Population	506
Asian Population	239
Hawaiian Population	0
Indian Population	19
Other Population	201
Male Population	5856
Female Population	6225
Population Estimate	12294

Household Data for 18512

The average number of homes in 18512 is around 5,480, there are an average of 2.19 per household. The average house value according to local real estate values is around $155,700. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	5,480
Persons Per Household	2.19
Average House Value	$155,700
Income Per Household	$56571
Median Age	43.7
Median Age Male	41.4
Median Age Female	46.2

18512 Details	Values
State	PA
State Full Name	Pennsylvania
City Type	P
City Alias Abbreviation
Area Code	570/272
City	Scranton
City Alias Name	SCRANTON
County	Lackawanna
County FIPS	069
State FIPS	42
Time Zone	5
Day Light Saving	Y
MSA	7560
PMSA
CSA
CBSA	42540
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Scranton--Wilkes-Barre, PA
MSA_Name	Scranton--Wilkes-Barre--Hazleton, PA MSA
PMSA_Name
Region	Northeast
Division	Middle Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	411
Number Of Employees	7327
Business First Quarter Payroll	80543
Business Annual Payroll	332063
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	563631
CBSA Division Population	0
Congressional District	08
Congressional LandArea	706.93
Delivery Residential	5614
Delivery Business	502
Delivery Total	6358
Preferred Last Line Key	X1A957
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key	X1A957
Land Area	11.285000
Water Area	0.103000
City Alias Code
City Mixed Case	Scranton
City Alias Mixed Case	Scranton
Box Count	90
SFDU	5421
MFDU	55
State ANSI	42
County ANSI	069
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	417540
Unique ZIP Name
SSA State County Code	39420
Medicare CBSA Code	42540
Medicare CBSA Name	Scranton--Wilkes-Barre, PA
Medicare CBSA Type	Metro
Market Rating Area ID	3
County Mixed Case	Lackawanna

Pennsylvania Homeowners Insurance News & Information

2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

Home Insurance Quotes in 18512!