Get multiple home insurance quotes in 18505. Our licensed 18505, PA agents are ready to serve you.

Searching for Homeowners Insurance in 18505

If you are a homeowners that lives in 18505 you may be searching for more affordable homeowners insurance in Scranton. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Scranton, PA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Pennsylvania licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 18505 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Scranton, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 18505 Home Insurance Costs: very low!

In Scranton, homeowners are paying roughly $738 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 18505 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Scranton are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 18505 policy right now!

18505 Home Insurance Average Premiums

Local 18505 homeowners insurance quotes comparison

$488 /yr.

Shows Zip Code: 18505 lowest rates with discounts applied on average.

For the 18505, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$488 /yr.
Average Coverage:$738 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1038 /yr.

What is the average home insurance cost for a home in 18505?

  • • The average homeowners insurance premium paid annually for a home in 18505 is around $738 per year.

What does it cost on average per month for home insurance in 18505?

  • • Homeowners in 18505 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 18505?

  • • Autoowners in 18505 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Scranton area, check out other zip codes nearby 18505.
Review average rates in another zip code:
18512 homeowners insurance rates
18504 homeowners insurance rates
18505 homeowners insurance rates
18509 homeowners insurance rates
18508 homeowners insurance rates
18519 homeowners insurance rates
18510 homeowners insurance rates
18503 homeowners insurance rates

Home Replacement Cost Coverage in 18505

Average Building Cost Per Square Foot in 18505: $136

Location: Scranton, Pennsylvania (Lackawanna County)

Average Square Footage in 18505: 820 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18505 before you start any project. Scranton homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18505 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18505 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 820 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Scranton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136820$111,500
Additional Upgrades & Added Features$170820$139,375
Major Home Updates or Advancements$204820$167,250

It's important to understand that when you estimate your replacement cost of your home in the 18505 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18505

Best Home & Auto Insurance Agencies in 18505

Kemper Enterprise Agency

Address: PO Box 3057 Scranton, PA 18505
Phone:
Website:
Info:

Chris McGrath Agency - Nationwide Insurance

Address: 316 Meadow Avenue Scranton, PA 18505
Phone:
Website: http://www.nationwide.com/agent/Scranton-PENNSYLVANIA-insurance-agent/mcgrath-insurance/office.html
Info:

Metlife Auto & Home Insurance

Address: 201 Pittston Avenue Scranton, PA 18505
Phone:
Website: http://www.metlife.com/
Info:

Northeast Insurance & Financial

Address: 10 Meadow Avenue Scranton, PA 18505
Phone:
Website: http://www.nifcagency.com/
Info:

Evers- Maria C

Address: 2002 Pittston Ave Scranton, PA 18505
Phone:
Website:
Info:

Housing Demographics for 18505

Population Review for 18505 Zip Code

For the city of Scranton, the population within 18505 has increased to over 20,801 residents in population size. The current population total is 20,982. We have broken down the population based on race below. In 18505, there are over 10243 in male population and 10739 females.

PopulationValues
Total Population20,982
White Population13371
Black Population1665
Hispanic Population4417
Asian Population1560
Hawaiian Population3
Indian Population125
Other Population2226
Male Population10243
Female Population10739
Population Estimate20801

Household Data for 18505

The average number of homes in 18505 is around 8,699, there are an average of 2.36 per household. The average house value according to local real estate values is around $111,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,699
Persons Per Household2.36
Average House Value$111,500
Income Per Household$45030
Median Age39.2
Median Age Male37.9
Median Age Female40.6
18505 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code570/272
CityScranton
City Alias NameSCRANTON
CountyLackawanna
County FIPS069
State FIPS42
Time Zone5
Day Light SavingY
MSA7560
PMSA
CSA
CBSA42540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameScranton--Wilkes-Barre, PA
MSA_NameScranton--Wilkes-Barre--Hazleton, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses340
Number Of Employees5857
Business First Quarter Payroll53763
Business Annual Payroll236389
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population563631
CBSA Division Population0
Congressional District08
Congressional LandArea706.93
Delivery Residential8814
Delivery Business502
Delivery Total9802
Preferred Last Line KeyX1A957
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX1A957
Land Area8.821000
Water Area0.253000
City Alias Code
City Mixed CaseScranton
City Alias Mixed CaseScranton
Box Count136
SFDU7847
MFDU704
State ANSI42
County ANSI069
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number417540
Unique ZIP Name
SSA State County Code39420
Medicare CBSA Code42540
Medicare CBSA NameScranton--Wilkes-Barre, PA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseLackawanna

Pennsylvania Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]